Active BE 0816.992.396Private limited company

ELD architects

Jan Blockxstraat 1 ·2018 Antwerpen, Belgium· 17 yrs active

Sector: Activities of building architects (71111)

Conclusion Checked

ELD architects has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €10. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 1950 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€20k
Net result	€10
Better than sector	95%
Active	17 yrs

Financial profile 5 of 5 axes measured · computed by Checked

62 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 78

Profitability 0

Solvency 100

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

78 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

75 2021

75 2022

78 2023

86 2024

78 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 83.87 (≥ 1.5) +10

Quick ratio Quick ratio 83.87 (≥ 1.0) +5

Leverage Debt/equity 0.02 (< 1.0) +10

Profitability ROE 0% +3

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview16 NBB filings

Annual accounts filed on 15-12-2025 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 5 fiscal years (±0%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 71, Architectural and engineering activities; technical testing and analysis · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	97.8%	46.9%	better than 95% of 1950 sector peers
Net result	€10	€31k	better than 22% of 1949 sector peers
Equity	€20k	€214k	better than 15% of 1952 sector peers
Gross operating margin	€842	€124k	better than 11% of 1939 sector peers
Total assets	€20k	€611k	better than 5% of 1950 sector peers

EBITDA

€-7k

- 21-25

Net profit

€10

-91.8% 21-25

Cash flow

€7k

- 21-25

Total assets

€20k

+0.5% 21-25

Equity

€20k

0.0% 21-25

Working capital

€20k

+0.1% 21-25

Income taxes

€47

- 21-25

Dividends

€0

- 21-25

Debt

€444

+28.6% 21-25

Debt ≤ 1y

€244

+61.2% 21-25

Current ratio

83.87

-37.6% 21-25

Quick ratio

83.87

-37.6% 21-25

Solvency

97.8%

-0.5% 21-25

Debt / equity

0.02

+28.6% 21-25

ROE

0.0%

-91.8% 21-25

ROA

0.0%

-91.8% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema	abbreviated schema
Revenue	-	-	-	-	-
EBITDA	-	-	-	-	€-7k
Net profit	€10	€119	€5	€31	€7k
Cash flow	-	-	-	-	€7k
Staff costs	-	-	-	-	-
Income taxes	-	-	-	-	€47
Dividends	-	-	-	-	€0
Total assets	€20k	€20k	€20k	€20k	€27k
Equity	€20k	€20k	€20k	€20k	€27k
Debt	€444	€345	€319	€306	€447
of which ≤ 1y	€244	€151	€145	€132	€273
of which > 1y	-	-	-	-	-
Working capital	€20k	€20k	€20k	€20k	€27k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	83.87	134.47	139.07	152.97	100.51
Quick ratio	83.87	134.47	139.07	152.97	100.51
Working capital ratio	98.8%	99.3%	99.3%	99.3%	99.0%
Solvency	97.8%	98.3%	98.4%	98.5%	98.4%
Debt / equity	0.02	0.02	0.02	0.02	-
Long-term debt ratio	-	-	-	-	-
Interest coverage	-	-	-	-	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	0.0%	0.6%	0.0%	0.2%	27.1%
ROE	0.0%	0.6%	0.0%	0.2%	27.5%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Equity & liabilities

Equity €20k · 97.8% Debt €444 · 2.2%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€20k	€20k	€20k	€20k	€27k
Formation expenses	20	-	-	-	-	€0
Intangible fixed assets	21	-	-	-	-	€0
Financial fixed assets	28	-	-	-	-	€0
Current assets	29/58	€20k	€20k	€20k	€20k	€27k
Stocks & contracts in progress	3	-	-	-	-	€0
Amounts receivable within one year	40/41	€15k	€19k	€18k	€19k	€27k
Investments	50/53	-	-	-	-	€0
Cash & bank	54/58	€5k	€2k	€2k	€908	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€20k	€20k	€20k	€20k	€27k
Equity	10/15	€20k	€20k	€20k	€20k	€27k
Contributions / capital	10/11	€19k	€19k	€19k	€19k	-
Reserves	13	€996	€996	€996	€996	€996
Accumulated profits (losses)	14	€407	€397	€278	€273	€7k
Amounts payable	17/49	€444	€345	€319	€306	€447
Amounts payable within one year	42/48	€244	€151	€145	€132	€273
Trade debts payable within one year	44	€244	€151	€145	€132	€229
Income statement
Gross operating margin	9900	€842	€960	€566	€1k	€-7k
Operating result	9901	€114	€223	€109	€155	€-7k
Financial income	75	-	-	-	-	€0
Financial charges	65	€104	€104	€104	€124	€68
Result before taxes	9903	€10	€119	€5	€31	€-7k
Income taxes	67/77	-	-	-	-	€47
Net result for the period	9904	€10	€119	€5	€31	€-7k
Result to be appropriated	9905	€10	€119	€5	€31	€-7k

Legal Structure

NACE primary	Activities of building architects(71111)
Legal form	Private limited company(610)
Incorporation	10-07-2009
Status	Active
Postal code	2018

Establishment units 1 location

Jan Blockxstraat 1, 2018 Antwerpen

Activities of building architects

since 20092.180.372.532

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11810K1540/00T002	Flanders	2,018 m²	1 · 845 m²	15.0 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 12Financial 1Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

15-12

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

14-01

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

04-01

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

30-06

Financial Weakest financial yearnet €5 ▼84.1%

Net result drops to €5, the lowest in the series; recovery starts the following year.

11-01

State Gazette act Director changes

2022

23-12

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2021

08-12

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2020

22-12

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

14-01

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2018

21-12

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

01-02

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 1 day late

2017

20-02

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 20 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

11-01-2023 2 reappointed Director changes

Bart Anthonissen, Bestuurder
Ilka Broeckaert, Bestuurder

Original publication ↗

Technical details

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  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Anthonissen",
        "address": "Leeuwstraat 70, 9000 Gent",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2022-12-01",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ilka Broeckaert",
        "address": "Molenstraat 44, 2018 Antwerpen",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
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      "effective_date": "2022-12-01",
      "evidence_quote": "",
      "decharge_status": null,
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        "kind": "indefinite",
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      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-11",
    "filing_date": "2022-12-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-12-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0816.992.396",
    "name_full": "eld architects",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bart Anthonissen",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activities of building architects71111

Names & trade names

Legal nameNL

ELD architects

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