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Complete company report
Generated 13-08-2026
Active BE 0447.380.727Public limited company

ELCOFIN

Heulestraat 84 ·8560 Wevelgem, Belgium· 34 yrs active
Sector: Activiteiten van holdings (64210)
Conclusion Checked

ELCOFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 04-07-2025 2025-00241009
31-12-2023 verkort 23-04-2024 2024-00066568
31-12-2022 verkort 12-05-2023 2023-00085857
31-12-2021 verkort 01-07-2022 2022-20118742
31-12-2020 verkort 29-06-2021 2021-26500385
31-12-2019 verkort 25-06-2020 2020-21100421
31-12-2018 verkort 13-05-2019 2019-12900184
31-12-2017 verkort 26-04-2018 2018-10700516
31-12-2016 verkort 05-05-2017 2017-11500045
31-12-2015 verkort 26-04-2016 2016-10800144
Legal Structure
NACE primary Activiteiten van holdings(64210)
Legal form Public limited company(014)
Incorporation07-05-1992
StatusActive
Postal code8560
Connections & network 2 connected companies
Group structure
Potteau
We sit on their board · 1 subsidiary · 1 location
→
PRODUCTS INVEST
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
ELCOFINBE 0447.380.727
controls
Where this company holds controlthis company sits on their board2
Potteau
1 subsidiary · 1 location
PRODUCTS INVEST
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
ELCOFIN
Heulestraat 84, 8560 WevelgemProductie van legeringen van edele metalen
since 19922.058.025.937
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34012C0340/00P000 Flanders 1,132 m² 1 · 287 m² 7.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
05-06-2026
State Gazette act Open capture
General meeting · Officer reappointment · Permanent representative · Board meeting
2025
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
23-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
11-09-2023
State Gazette act Registered-office change
12-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
01-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
25-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
13-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
26-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
05-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
26-04-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 2 acts
Address history · 1
11-09-2023
Registered-office move
All acts · 2 updated 2 months ago
2026
05-06-2026 General meeting · Officer reappointment · Permanent representative · Board meeting Open-capture extraction
  • Filing: 2026-05-28 · PRODUCTS INVEST
  • General meeting: 2026-05-08 · PRODUCTS INVEST
  • Officer reappointment: role: bestuurder, end_date: 2032, start_date: 2026-05-08 · ELCOFIN
  • Permanent representative: role: vaste vertegenwoordiger, start_date: 2026-05-08 · Luc CLINCKEMAILLIE
  • Officer reappointment: role: bestuurder, end_date: 2032, start_date: 2026-05-08 · INVEL
  • Permanent representative: role: vaste vertegenwoordiger, start_date: 2026-05-08 · Elsje POTTEAU
  • Board meeting: 2026-05-08 · PRODUCTS INVEST
  • Officer reappointment: role: gedelegeerd bestuurder, end_date: 2032, start_date: 2026-05-08 · ELCOFIN
  • Officer reappointment: role: voorzitter, end_date: 2032, start_date: 2026-05-08 · INVEL
  • Power of attorney: date: 2026-05-08, representative: Holvoet Sabine · PRODUCTS INVEST
  • Notarial deed: 2026-05-08 · PRODUCTS INVEST
  • Publication: 2026-06-05
  • Act object: Herbenoeming bestuurders, gedelegeerd bestuurder en voorzitter
Summary: General meeting · Officer reappointment · Permanent representative · Board meeting
Technical details 
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    {
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling KORTRIJK 28 MEI 2026",
      "value": "2026-05-28",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Verwijzend naar de notulen van de algemene vergadering dd. 08/05/2026, gehouden ten zetel",
      "value": "2026-05-08",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_reappointment",
      "quote": "om met ingang vanaf 08/05/2026 volgende bestuurders te herbenoemen voor een periode van zes jaar, dit tot de algemene vergadering van 2032: - de NV ELCOFIN",
      "value": {
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      "object": "e1",
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    },
    {
      "type": "permanent_representative",
      "quote": "vertegenwoordigd door de Heer Luc CLINCKEMAILLIE, optredend als vaste vertegenwoordiger in de zin van artikel 2:55 ww",
      "value": {
        "role": "vaste vertegenwoordiger",
        "start_date": "2026-05-08"
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      "object": "e2",
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    {
      "type": "officer_reappointment",
      "quote": "om met ingang vanaf 08/05/2026 volgende bestuurders te herbenoemen voor een periode van zes jaar, dit tot de algemene vergadering van 2032: ... - de NV INVEL",
      "value": {
        "role": "bestuurder",
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      "object": "e1",
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    },
    {
      "type": "permanent_representative",
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    {
      "type": "board_meeting",
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      "value": "2026-05-08",
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    },
    {
      "type": "officer_reappointment",
      "quote": "om met ingang vanaf 08/05/2026 volgende gedelegeerd bestuurder: bevoegd tot daden van het dagelijks bestuur, overeenkomstig artikel 19 van de statuten, te herbenoemen voor een periode van zes jaar, dit tot de algemene vergadering van 2032: - de NV ELCOFIN",
      "value": {
        "role": "gedelegeerd bestuurder",
        "end_date": "2032",
        "start_date": "2026-05-08"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_reappointment",
      "quote": "om met ingang vanaf 08/05/2026 volgende voorzitter te herbenoemen overeenkomstig artikel 13 van statuten voor een periode van zes jaar, dit tot de algemene vergadering van 2032: ... de NV INVEL",
      "value": {
        "role": "voorzitter",
        "end_date": "2032",
        "start_date": "2026-05-08"
      },
      "object": "e1",
      "subject": "e4"
    },
    {
      "type": "power_of_attorney",
      "quote": "Met het oog op de publicatie van deze beslissing, beslist de algemene vergadering en het bestuursorgaan met eenparigheid van stemmen om volmacht te geven aan de besloten vennootschap Luminad, vertegenwoordigd door mevrouw Holvoet Sabine",
      "value": {
        "date": "2026-05-08",
        "representative": "Holvoet Sabine"
      },
      "object": "e6",
      "subject": "e1"
    },
    {
      "type": "notarial_deed",
      "quote": "Aldus opgesteld te Kortrijk op 08/05/2026",
      "value": "2026-05-08",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 05/06/2026",
      "value": "2026-06-05",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte: Herbenoeming bestuurders, gedelegeerd bestuurder en voorzitter.",
      "value": "Herbenoeming bestuurders, gedelegeerd bestuurder en voorzitter",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 3993,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0458.211.469",
      "kind": "company",
      "name": "PRODUCTS INVEST",
      "attrs": {
        "seat": "Europalaan 135 te 8560 Wevelgem-Gullegem",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": "0447.380.727",
      "kind": "company",
      "name": "ELCOFIN",
      "attrs": {
        "seat": "Heulestraat 84 te 8560 Gullegem",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Luc CLINCKEMAILLIE",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Heulestraat 84 te 8560 Gullegem"
      }
    },
    {
      "id": "e4",
      "kbo": "0433.137.167",
      "kind": "company",
      "name": "INVEL",
      "attrs": {
        "seat": "Heulestraat 84 te 8560 Gullegem",
        "legal_form": "Naamloze vennootschap"
      }
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "person",
      "name": "Elsje POTTEAU",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Heulestraat 84 te 8560 Gullegem"
      }
    },
    {
      "id": "e6",
      "kbo": "0822.321.062",
      "kind": "company",
      "name": "Luminad",
      "attrs": {
        "seat": "Hoge Voetweg 14 te 8560 Wevelgem-Gullegem",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "Holvoet Sabine",
      "attrs": {
        "role": "vertegenwoordiger"
      }
    }
  ]
}
2023
11-09-2023 Registered office moved from Kortrijk to Gullegem Registered-office change
  • Gemeenhof 16 te 8501 Kortrijk-Heule → Heulestraat 84 te 8560 Gullegem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_administratif",
      "new_address": {
        "raw": "Heulestraat 84 te 8560 Gullegem",
        "city": "Gullegem",
        "region": "vlaams_gewest",
        "street": "Heulestraat",
        "country": "BE",
        "postcode": "8560",
        "box_number": null,
        "street_number": "84",
        "locality_suffix": "(Gullegem)"
      },
      "old_address": {
        "raw": "Gemeenhof 16 te 8501 Kortrijk-Heule",
        "city": "Kortrijk",
        "region": "vlaams_gewest",
        "street": "Gemeenhof",
        "country": "BE",
        "postcode": "8501",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": "(Heule)"
      },
      "effective_date": "2023-08-16",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Heule",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-09-11",
    "filing_date": "2023-08-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2023-08-16",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0447.380.727",
    "name_full": "ELCOFIN",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0822.321.062",
    "org_name": "Luminad",
    "person_name": "Holvoet Sabine",
    "org_rep_person_name": "Holvoet Sabine",
    "person_role_at_subject": "lasthebber"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Activiteiten van hoofdkantoren70100Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL ELCOFIN
Registered office
Heulestraat 84
8560 Wevelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative