ELCA CONSULTING
ActiveELCA CONSULTING has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +77 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency92▲+59
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.86), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 d early
2024
45 d early
2023
8 d early
2022
35 d early
2021
40 d early
2020
31 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 5.1%
2024 · €6k
2019: €-6k
2020: €5k
2021: €326
2022: €-9k
2023: €-4k
2024: €6k
2019 → 2025
Working capital
€5k
2024 · €-2k
2019: €17
2020: €10k
2021: €2k
2022: €-5k
2023: €-9k
2024: €-2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€-2k€-7k▼ 170%€-364▲ 94.5%€6k
Operating result€580-€-9k€-4k▲ 59.3%€6k€6k▼ 5.1%
Net result€326-€-9k€-4k▲ 56.4%€6k€6k▼ 5.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€821▼ 53.8%
Current assets
€10k▲ 378%
Equity and liabilities €11k
Equity
€6k
Debt
€5k
Debt finances 49.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k▼
2024 · €7k
Cash flow
€7k▼
2024 · €7k
Solvency
50.4%
Current ratio
1.86
Quick ratio
1.86
Debt / equity
0.99
ROE
106.6%
ROA
53.7%
Interest coverage
31.13▲
2024 · 26.34
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Income taxes
€35
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€11k▲
Fixed assets21/28€2k€821▼
Tangible fixed assets22/27€2k€821▼
Other tangible fixed assets26€2k€821▼
Current assets29/58€2k€10k▲
Amounts receivable within one year40/41€2k€10k▲
Trade receivables40-€8k
Other amounts receivable41€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4k€11k▲
Equity10/15€-364€6k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€-7k€-1k▲
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€44€722▲
Suppliers440/4€44€722▲
Taxes, remuneration and social security45-€35
Taxes450/3-€35
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€955€955=
Other operating charges640/8€384€401▲
Gross operating margin9900€8k€8k▼
Operating profit (loss)9901€6k€6k▼
Financial charges65/66B€282€228▼
Recurring financial charges65€282€228▼
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77-€35
Profit (loss) for the period9904€6k€6k▼
Profit (loss) for the period to be appropriated9905€6k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-1k▲
Profit (loss) brought forward from the previous period14P€-13k€-7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 1.86
Current ratio from 0.50 to 1.86.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-9k ▼3005%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 2.01
Current ratio from 1.00 to 2.01.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opaallaan 401030 SchaarbeekGround area
654 m²
Building footprint
250 m²
Volume, LiDAR
3,679 m³
Parcel 21905C0151/00D009, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ELCA CONSULTING
since 20162.249.955.085
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0151/00D009 | Brussels | 654 m² | 1 · 250 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 2,717 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2015
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.