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NiJeMa

Active
Private limited companyfounded 20224 yrs activeGrotebeerstraat 44, 2018 Antwerpen, BelgiumKBO/BCE: BE 0784.380.602

The computed 12-month bankruptcy probability of NiJeMa is 2.3% (moderate). The 2024 annual accounts show negative equity (€-59k) and a net result of €-65k. Equity is shrinking by ~529.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 1406 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
12 / 100
Critical▼ -54 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency36▼-5
Growth32▼-46
Stability94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.66 in 2023), and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-12.5%
Return on assets
-13.7%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€59k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
28 d late
2022
50 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€-59k
2023 · €6k
2022: €-866 2023: €6k
2022 → 2024
Total assets
€472k▲ 2,563%
2023 · €18k
2022: €20k 2023: €18k
2022 → 2024
Net result
€-65k
2023 · €6k
2022: €-2k 2023: €6k
2022 → 2024
Working capital
€-7k▼ 69.7%
2023 · €-4k
2022: €-17k 2023: €-4k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€-866-€6k€-59k
Operating result€-2k-€9k€-2k
Net result€-2k-€6k€-65k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-80k€-60k€-40k€-20k€0Operating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €9k€9kNet result 2023: €6k€6kOperating result 2024: €-2k€-2kNet result 2024: €-65k€-65k202220232024
The operating result turns negative in 2024: a loss of €2k after €9k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €472k
Fixed assets €460k▲ 4,660%
Current assets €12k▲ 47.3%
Key figures and ratios
2024 value · change against 2023
EBITDA
€5k
2023 · €15k
Cash flow
€-58k
2023 · €13k
Solvency
-12.5%
2023 · 31.1%
Current ratio
0.63
2023 · 0.66
Quick ratio
0.63
2023 · 0.66
Debt / equity
-8.97
2023 · 2.22
ROE
109.3%
2023 · 115.7%
ROA
-13.7%
2023 · 36.0%
Interest coverage
0.08
2023 · 91.19
Debt
€531k
2023 · €12k
Debt ≤ 1 year
€19k
2023 · €12k
Debt > 1 year
€512k
Income taxes
€128
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€18k€472k
Fixed assets21/28€10k€460k
Tangible fixed assets22/27€10k€10k
Furniture and vehicles24€10k€3k
Other tangible fixed assets26-€7k
Financial fixed assets28-€450k
Current assets29/58€8k€12k
Amounts receivable within one year40/41€353€7k
Trade receivables40-€6k
Other amounts receivable41€353€609
Cash at bank and in hand54/58€7k€4k
Deferred charges and accrued income490/1€778€801
Equity and liabilities
Total equity and liabilities10/49€18k€472k
Equity10/15€6k€-59k
Contributions10/11€1k€1k=
Profit (loss) carried forward14€5k€-60k
Amounts payable17/49€12k€531k
Amounts payable after more than one year17-€512k
Financial debts170/4-€512k
Amounts payable within one year42/48€12k€19k
Trade debts44€2k€8k
Suppliers440/4€2k€8k
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€2k€154
Taxes450/3€2k€154
Other amounts payable47/48€8k€5k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k
Other operating charges640/8€366€675
Gross operating margin9900€15k€6k
Operating profit (loss)9901€9k€-2k
Financial income75/76B€127€0
Recurring financial income75€127€0
Financial charges65/66B€164€63k
Recurring financial charges65€164€63k
Profit (loss) for the period before taxes9903€8k€-65k
Income taxes67/77€2k€128
Profit (loss) for the period9904€6k€-65k
Profit (loss) for the period to be appropriated9905€6k€-65k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-60k
Profit (loss) brought forward from the previous period14P€-2k€5k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial Weakest financial yearnet €-65k ▼1115%
Net result drops to €-65k, the lowest in the series.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
19-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grotebeerstraat 442018 Antwerpen
Ground area
107 m²
Building footprint
69 m²
Volume, LiDAR
686 m³
Parcel 11806F1263/00W008, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NiJeMa
Grotebeerstraat 44, 2018 AntwerpenFinancial service activities, except insurance and pension funding
since 20222.329.764.905
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11806F1263/00W008 Flanders 106 m² 1 · 69 m² 12.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 2,714 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-04-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.