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Complete company report
Generated 12-07-2026
Active BE 0804.096.643Private limited company

ELBIR

Stationsstraat 33 ·3582 Beringen, Belgium· 2 yrs active
Sector: Retail trade (47279)
Conclusion Checked

The computed 12-month bankruptcy probability of ELBIR is 1.9% (moderate). The 2024 annual accounts show equity of €149k and a net result of €99k. Its solvency ranks better than 54% of 6637 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €149k
Net result €99k
Staff (FTE) 6.6
Better than sector 54%
Snowflake analysis 5 axes · computed by Checked
Health63Profitability100Solvency41Growth50Stability67
64 / 100

Strong profile, led by profitability.

Health 63
Profitability 100
Solvency 41
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
63 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 05-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 24.5% 20.3%
better than 54% of 6637 sector peers
Net result €99k €4k
better than 95% of 6618 sector peers
Equity €149k €16k
better than 91% of 6651 sector peers
Gross operating margin €320k €24k
better than 95% of 6597 sector peers
Staff costs €177k €33k
higher than 94% of 3005 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€136k
Net profit€99k
Cash flow€107k
Staff costs€177k
Income taxes€28k
Dividends-
Total assets€607k
Equity€149k
Debt€458k
of which ≤ 1y€458k
of which > 1y-
Working capital€94k
Employees (FTE)6.6
Ratios (computed)
2024
Current ratio1.20
Quick ratio0.95
Working capital ratio15.4%
Solvency24.5%
Debt / equity3.08
Long-term debt ratio-
Interest coverage147.26
Gross margin-
Net margin-
ROA16.3%
ROE66.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€607k
Fixed assets 21/28€55k
Tangible fixed assets 22/27€55k
Current assets 29/58€552k
Stocks & contracts in progress 3€119k
Amounts receivable within one year 40/41€181k
Cash & bank 54/58€252k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€607k
Equity 10/15€149k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€99k
Amounts payable 17/49€458k
Amounts payable within one year 42/48€458k
Trade debts payable within one year 44€370k
Income statement
Gross operating margin 9900€320k
Operating result 9901€128k
Financial income 75€37
Financial charges 65€922
Result before taxes 9903€127k
Income taxes 67/77€28k
Net result for the period 9904€99k
Result to be appropriated 9905€99k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47279)
Legal form Private limited company(610)
Incorporation18-07-2023
StatusActive
Postal code3582
Establishment units 1 location
ELBIR
Stationsstraat 33, 3582 BeringenDetailhandel in niet-gespecialiseerde winkels in diepvriesproducten
since 20232.348.271.020
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522C0003/00H078 Flanders 1,049 m² 1 · 391 m² 12.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
05-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
Legal nameNL ELBIR
Trade nameNL Supermarkt
Registered office
Stationsstraat 33
3582 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative