Financials
- Financial year
- 2025
- Turnover
- €0
- Profit
- €128,740
- Solvency
- 5.4%
Turnover▼ 100%
Net result
20182025
Summary
ELA FINANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,600 and a net result of €128,740. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 13% of 3,036 sector peers (NACE 66, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Agents and brokers in banking services
NACE 66191
2 sites
Size
€0turnover 2025
- Staff
- 4 FTE
- Equity
- €18,600
- Profit
- €128,740
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 60 days early2 deeds in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3036 sector peers (2025).
NBB · sector comparisonPosition among 3036 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 days early
2024
31 days early
2023
43 days early
2022
52 days early
2021
61 days late
2020
30 days late
2019
118 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €141,759 ▲26.2%
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 31-07-2027
- 18-06-2024Annual accounts filed
- 09-06-2023Annual accounts filed
- 30-09-2022Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Agents and brokers in banking servicesNACE 66191
- Founded
- 30-08-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about ELA FINANCES
- What is the company number of ELA FINANCES?
- 0680.544.278. In Belgium the VAT number is the company number with BE in front: BE 0680.544.278.
- Where is ELA FINANCES based?
- The registered office is at Rue Moreau 68, 4650 Herve.Company details
- What does ELA FINANCES do?
- According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
- What is the legal form of ELA FINANCES?
- Private limited company (BV).
- When was ELA FINANCES founded?
- On 30-08-2017.
- Is ELA FINANCES still active?
- Yes, ELA FINANCES is an active enterprise in the KBO register.
- How many employees does ELA FINANCES have?
- On average 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ELA FINANCES?
- €0 in financial year 2025, according to the filed annual accounts.
- Is ELA FINANCES profitable?
- In financial year 2025, ELA FINANCES made a profit of €128,740.
- Where can I find the annual accounts of ELA FINANCES?
- ELA FINANCES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ELA FINANCES due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to ELA FINANCES
Comparable companies
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- CASUSKasterlee
- LEVEL 2 INVESTWaterloo
- JSP CONSEILSBlégny
- L.M.D. FINANCESNamur
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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