Summary
CASUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,600 and a net result of €98,866. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 19% of 2469 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2469 sector peers (2025).
NBB · sector comparisonPosition among 2469 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
48 d early
2023
6 d late
2022
31 d late
2021
9 d early
2020
30 d late
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€18,600=
2024 · €18,600
Net result
€98,866▲ 38.0%
2024 · €71,639
Total assets
€146,484▼ 9.5%
2024 · €161,861
Solvency
12.7%▲ 1.2pp
2024 · 11.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€100,928▲ 470%€35,185▼ 65.1%€10,582▼ 69.9%€54,872▲ 419%€57,745▲ 5.2%
Net result€80,593above the sector's middle half▲ 873%€27,045within the sector's middle half▼ 66.4%€7,511within the sector's middle half▼ 72.2%€71,639within the sector's middle half▲ 854%€98,866above the sector's middle half▲ 38.0%
Equity€18,600below the sector's middle half▼ 12.6%€18,600below the sector's middle half=€18,600below the sector's middle half=€18,600below the sector's middle half=€18,600below the sector's middle half=
Total assets€320,735within the sector's middle half▲ 42.9%€156,614within the sector's middle half▼ 51.2%€121,041below the sector's middle half▼ 22.7%€161,861within the sector's middle half▲ 33.7%€146,484within the sector's middle half▼ 9.5%
Debt€302,135▲ 48.7%€138,014▼ 54.3%€102,441▼ 25.8%€143,261▲ 39.8%€127,884▼ 10.7%
Working capital€79,479within the sector's middle half▲ 3,895%-€34,176below the sector's middle half-€23,864below the sector's middle half▲ 30.2%-€16,514below the sector's middle half▲ 30.8%-€4,570within the sector's middle half▲ 72.3%
Solvency5.8%below the sector's middle half▼ 3.7pp11.9%below the sector's middle half▲ 6.1pp15.4%below the sector's middle half▲ 3.5pp11.5%below the sector's middle half▼ 3.9pp12.7%below the sector's middle half▲ 1.2pp
Current ratio1.48within the sector's middle half▲ 0.450.51below the sector's middle half▼ 0.970.58below the sector's middle half▲ 0.070.86below the sector's middle half▲ 0.290.96within the sector's middle half▲ 0.10
Return on assets (ROA)25.1%above the sector's middle half▲ 21.4pp17.3%within the sector's middle half▼ 7.9pp6.2%within the sector's middle half▼ 11.1pp44.3%above the sector's middle half▲ 38.1pp67.5%above the sector's middle half▲ 23.2pp
Staff (FTE)1▲ 100%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,484
Fixed assets
€30,801 ▼ 47.1%
Current assets
€115,682 ▲ 11.7%
Equity and liabilities €146,484
Equity
€18,600 =
Debt
€127,884 ▼ 10.7%
Debt's share of the balance-sheet total falls from 88.5% to 87.3%. Debt is lower.
Key figures and ratios
ROE
531.5%▲
2024 · 385.2%
Debt ≤ 1 year
€120,252▲
2024 · €120,114
Debt > 1 year
€7,632▼
2024 · €23,147
Income taxes
€12,285▲
2024 · €11,402
Staff costs
€856▲
2024 · €846
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €77,976 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €16,910 | €993 | €1,348 | €846 | €856 | ▲ 1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,455 | €26,018 | €33,065 | €30,311 | €27,460 | ▼ 9.4% |
| Other operating charges640/8 | €13,608 | €1,389 | €18,087 | €668 | €485 | ▼ 27.4% |
| Gross operating margin9900 | €156,901 | €63,585 | €63,081 | €86,698 | €86,545 | ▼ 0.2% |
| Operating profit (loss)9901 | €100,928 | €35,185 | €10,582 | €54,872 | €57,745 | ▲ 5.2% |
| Financial income75/76B | €6,099 | €37 | €1,463 | €28,984 | €53,880 | ▲ 85.9% |
| Recurring financial income75 | €6,099 | €37 | €1,463 | €28,984 | €53,880 | ▲ 85.9% |
| Financial charges65/66B | €2,914 | €2,183 | €1,944 | €815 | €473 | ▼ 41.9% |
| Recurring financial charges65 | €2,914 | €2,183 | €1,944 | €815 | €473 | ▼ 41.9% |
| Profit (loss) for the period before taxes9903 | €104,113 | €33,039 | €10,101 | €83,041 | €111,152 | ▲ 33.9% |
| Income taxes67/77 | €23,519 | €5,994 | €2,590 | €11,402 | €12,285 | ▲ 7.7% |
| Profit (loss) for the period9904 | €80,593 | €27,045 | €7,511 | €71,639 | €98,866 | ▲ 38.0% |
| Profit (loss) for the period to be appropriated9905 | €80,593 | €27,045 | €7,511 | €71,639 | €98,866 | ▲ 38.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €320,735 | €156,614 | €121,041 | €161,861 | €146,484 | ▼ 9.5% |
| Fixed assets21/28 | €75,853 | €121,637 | €88,572 | €58,261 | €30,801 | ▼ 47.1% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €75,853 | €121,637 | €88,572 | €58,261 | €30,801 | ▼ 47.1% |
| Land and buildings22 | €6,163 | €3,028 | €439 | €0 | - | - |
| Plant, machinery and equipment23 | €1,257 | €11,317 | €9,619 | €8,315 | €7,168 | ▼ 13.8% |
| Furniture and vehicles24 | €68,433 | €107,292 | €78,513 | €49,945 | €23,633 | ▼ 52.7% |
| Current assets29/58 | €244,882 | €34,978 | €32,468 | €103,600 | €115,682 | ▲ 11.7% |
| Amounts receivable within one year40/41 | €79,997 | €16,052 | €20,595 | €46,097 | €47,885 | ▲ 3.9% |
| Trade receivables40 | €11,086 | €13,455 | €10,500 | €35,556 | €40,511 | ▲ 13.9% |
| Other amounts receivable41 | €68,911 | €2,597 | €10,095 | €10,541 | €7,375 | ▼ 30.0% |
| Current investments50/53 | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €162,834 | €18,776 | €11,724 | €57,353 | €67,647 | ▲ 17.9% |
| Deferred charges and accrued income490/1 | €2,051 | €150 | €150 | €150 | €150 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €320,735 | €156,614 | €121,041 | €161,861 | €146,484 | ▼ 9.5% |
| Equity10/15 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €0 | - | - | - | - | - |
| Distributable reserves133 | €0 | - | - | - | - | - |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €302,135 | €138,014 | €102,441 | €143,261 | €127,884 | ▼ 10.7% |
| Amounts payable after more than one year17 | €121,347 | €68,861 | €46,108 | €23,147 | €7,632 | ▼ 67.0% |
| Financial debts170/4 | €121,347 | €68,861 | €46,108 | €23,147 | €7,632 | ▼ 67.0% |
| Amounts payable within one year42/48 | €165,403 | €69,153 | €56,333 | €120,114 | €120,252 | ▲ 0.1% |
| Current portion of amounts payable after more than one year42 | €59,406 | €22,547 | €22,753 | €22,961 | €15,515 | ▼ 32.4% |
| Trade debts44 | €83 | €1,252 | €769 | €118 | €0 | ▼ 100% |
| Suppliers440/4 | €83 | €1,252 | €769 | €118 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €22,638 | €4,040 | €2,445 | €2,310 | €2,265 | ▼ 1.9% |
| Taxes450/3 | €22,619 | €4,040 | €2,445 | €2,310 | €2,265 | ▼ 1.9% |
| Remuneration and social security454/9 | €19 | €0 | - | - | - | - |
| Other amounts payable47/48 | €83,275 | €41,315 | €30,365 | €94,724 | €102,471 | ▲ 8.2% |
| Accrued charges and deferred income492/3 | €15,385 | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80,593 | €27,045 | €7,511 | €71,639 | €98,866 | ▲ 38.0% |
| + Depreciation and write-downs630 | €25,455 | €26,018 | €33,065 | €30,311 | €27,460 | ▼ 9.4% |
| Operating cash flow (approximation) | €106,048 | €53,063 | €40,576 | €101,950 | €126,326 | ▲ 23.9% |
| Investment in fixed assets (approximation) | - | -€71,802 | €0 | €0 | €0 | - |
| Change in cash | - | -€144,058 | -€7,052 | €45,629 | €10,295 | ▼ 77.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €98,866 ▲38%
Net result €98,866, the highest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €21,527
Net result €21,527 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2017
Ground area
563 m²
Building footprint
236 m²
Volume, LiDAR
1,069 m³
Parcel 13038B0707/00T000, Flanders · tallest building 5.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CASUS
since 20172.265.731.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13038B0707/00T000 | Flanders | 563 m² | 1 · 236 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755005T6ALKPWMRW010
Similar companies · same sector, comparable size
ZAKENKANTOOR TOM MERTENS
BE 0538.852.618
Beveren-Kruibeke-Zwijndrecht · Eq €18,600
ZAKENKANTOOR WIJNEN
BE 0663.827.418
Geel · Eq €18,600
ELA FINANCES
BE 0680.544.278
Herve · Eq €18,600
LEVEL 2 INVEST
BE 0860.539.953
Waterloo · Eq €18,600
JSP CONSEILS
BE 0705.964.713
Blégny · Eq €18,753
Of 1,682 companies in sector 66191 we hold annual accounts for 1,230. 521 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0677832139
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.