EL ROI SOLUTION
ActiveThe computed 12-month bankruptcy probability of EL ROI SOLUTION is 2.5% (moderate). The 2025 annual accounts show equity of €3k and a net result of €2k. Its solvency ranks better than 13% of 7293 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency14
Growth-
Stability67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.03), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7293 sector peers (2025).
NBB · sector comparisonPosition among 7293 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€108k
Net result
€2k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €108k
Equity
€3k
Debt
€105k
Debt finances 97.2% of the balance-sheet total.
Key figures and ratios
Solvency
2.8%
Current ratio
1.03
Quick ratio
1.03
Debt / equity
34.25
ROE
67.5%
ROA
1.9%
Debt
€105k
Debt ≤ 1 year
€105k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€108k
Current assets29/58€108k
Amounts receivable within one year40/41€108k
Trade receivables40€107k
Other amounts receivable41€1k
Equity and liabilities
Total equity and liabilities10/49€108k
Equity10/15€3k
Contributions10/11€1k
Profit (loss) carried forward14€2k
Amounts payable17/49€105k
Amounts payable within one year42/48€105k
Financial debts43€22
Credit institutions430/8€22
Trade debts44€100k
Suppliers440/4€100k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€2k
Income statement
Code2025
Other operating charges640/8€193
Gross operating margin9900€9k
Operating profit (loss)9901€8k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€4k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorsledestraat 101020 BrusselGround area
2,659 m²
Building footprint
406 m²
Volume, LiDAR
4,834 m³
Parcel 21815D0160/00P003, Brussels · tallest building 30.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EL ROI SOLUTION
since 20242.366.045.972
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0160/00P003 | Brussels | 2,659 m² | 1 · 406 m² | 30.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEFINITY & EASY SOLUTIONS
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 4,598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.