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EL-ISE

Active
Private limited companyfounded 2022active for 4 yearsZand 1, 2290 Vorselaar, BelgiumKBO/BCE: BE 0782.869.578
Summary

The computed 12-month bankruptcy probability of EL-ISE is 1.6% (moderate). The 2025 annual accounts show equity of €105,308 and a net result of €27,333. Equity is growing by about 64% per year across the filed financial years. Its solvency ranks better than 56% of 12,397 sector peers (NACE 47, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of bicycles
NACE 47632
2 sites
Size
€247,603total assets 2025
Staff
0.7 FTE
Equity
€105,308
Profit
€27,333
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Accounts 22 days early0 of 1 deed read
Why 56raises riskFounded in 2022Liquidity: current ratio 1.73, cash €4,745, halvedSector: Retail trade (NACE 47)lowers riskFigures for financial year 2025 (filed 09-07-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 68+7
equity 42.5% of total assets
Liquidity 26-1
short-term debt 51.6% · cash 1.9%
Profitability 83-15
return on assets 11.0%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%▲ +0.4 percentage points vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 2.0%▼ -0.6 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 1.6%▼ -0.4 percentage points vs 10-2025 12-2025: 1.5%▼ -0.1 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.4%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%▲ +0.2 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%▼ -0.2 percentage points vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.73, compared with 1.6 in 2024; short-term debt: 51.6% and cash: 1.9% of total assets), but 57.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 57% on solvency, 24% on liquidity, 76% on profitability and 81% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.73, cash €4,745, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 09-07-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
22 days early
2024
17 days early
2023
26 days early
2022
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Equity above €100,000equity €105,308 ▲35.1%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 financial years filed €247,603 View
  • Active since 2022founded 04-03-2022 4 years View

By topic

Financials

Financial year
2025
Total assets
€247,603
Profit
€27,333
Solvency
42.5%
Total assets▲ 14.0%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2022 to 2025
  2. 05-07-2024Annual accounts filed
  3. 06-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of bicyclesNACE 47632
Founded
04-03-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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