Fietsbarak
ActiveThe computed 12-month bankruptcy probability of Fietsbarak is 1.6% (moderate). The 2025 annual accounts show equity of €113k and a net result of €11k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 18035 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-31
Solvency65▼-29
Growth78=
Stability94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 3.89 in 2024), but 70.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.5%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
6 d late
2024
8 d early
2023
8 d late
2022
39 d early
2021
54 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 25.9%
2024 · €152k
2020: €14k
2021: €71k
2022: €105k
2023: €128k
2024: €152k
2020 → 2025
Total assets
€382k▲ 23.2%
2024 · €310k
2020: €125k
2021: €138k
2022: €213k
2023: €305k
2024: €310k
2020 → 2025
Net result
€11k▼ 55.4%
2024 · €24k
2020: €4k
2021: €57k
2022: €34k
2023: €23k
2024: €24k
2020 → 2025
Working capital
€117k▼ 11.7%
2024 · €133k
2020: €11k
2021: €85k
2022: €124k
2023: €114k
2024: €133k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€105k▲ 47.2%€128k▲ 22.4%€152k▲ 18.6%€113k▼ 25.9%
Operating result€72k-€44k▼ 38.1%€34k▼ 23.8%€40k▲ 19.2%€23k▼ 42.1%
Net result€57k-€34k▼ 41.5%€23k▼ 30.3%€24k▲ 1.8%€11k▼ 55.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€125k▼ 4.9%
Current assets
€257k▲ 43.9%
Equity and liabilities €382k
Equity
€113k▼ 25.9%
Debt
€269k▲ 70.5%
The debt ratio rises from 50.9% to 70.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €50k
Cash flow
€21k▼
2024 · €34k
Solvency
29.5%▼
2024 · 49.1%
Current ratio
1.84▼
2024 · 3.89
Quick ratio
0.59▼
2024 · 0.63
Debt / equity
2.39▲
2024 · 1.04
ROE
9.4%▼
2024 · 15.7%
ROA
2.8%▼
2024 · 7.7%
Interest coverage
2.72▼
2024 · 5.74
Debt
€269k▲
2024 · €158k
Debt ≤ 1 year
€140k▲
2024 · €46k
Debt > 1 year
€130k▲
2024 · €112k
Income taxes
€3k▼
2024 · €9k
Staff costs
€22k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€310k€382k▲
Fixed assets21/28€132k€125k▼
Tangible fixed assets22/27€132k€125k▼
Land and buildings22€126k€119k▼
Plant, machinery and equipment23€5k€6k▲
Current assets29/58€179k€257k▲
Stocks and contracts in progress3€150k€174k▲
Stocks30/36€150k€174k▲
Amounts receivable within one year40/41€5k€13k▲
Trade receivables40€5k€0▼
Other amounts receivable41€0€13k▲
Cash at bank and in hand54/58€23k€70k▲
Deferred charges and accrued income490/1€520€0▼
Equity and liabilities
Total equity and liabilities10/49€310k€382k▲
Equity10/15€152k€113k▼
Contributions10/11€10k€10k=
Reserves13€142k€103k▼
Distributable reserves133€142k€103k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€158k€269k▲
Amounts payable after more than one year17€112k€130k▲
Financial debts170/4€112k€130k▲
Amounts payable within one year42/48€46k€140k▲
Current portion of amounts payable after more than one year42€15k€25k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€7k€47k▲
Suppliers440/4€7k€47k▲
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€19k€24k▲
Remuneration and social security454/9€2k€544▼
Other amounts payable47/48€3k€43k▲
Income statement
Code20242025
Non-recurring operating income76A€333€0▼
Remuneration, social security and pensions62€28k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€80k€59k▼
Operating profit (loss)9901€40k€23k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€33k€14k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€24k€11k▼
Profit (loss) for the period to be appropriated9905€24k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€11k▼
Transfer from equity791/2-€50k
Transfer to equity691/2€24k€11k▼
To other reserves6921€24k€11k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €152k ▲18.6%
5 profitable years in a row build equity to €152k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €105k ▲47.2%
3 profitable years in a row build equity to €105k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €57k ▲1413%
Operating result €72k, net result €57k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.83
Current ratio from 1.10 to 2.83; short-term debt falls from €112k to €46k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Lambertuslaan(MZN) 812812 MechelenGround area
354 m²
Building footprint
233 m²
Volume, LiDAR
1,446 m³
2 parcels, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fietsbarak
since 20202.307.852.209
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12409A0362/00F003 | Flanders | 267 m² | 1 · 145 m² | 7.5 m · 2 fl. |
| 12409A0307/00H004 | Flanders | 87 m² | 1 · 87 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,454 companies in sector 47632 we hold annual accounts for 721. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2020
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.fietsbarak.be
E-mail:info@fietsbarak.be