EL CASA NOVA
ActiveEL CASA NOVA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €41k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 90% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+3
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 6.18 against 2.99 in 2024; short-term debt: 7.8% and cash: 11.6% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
18.6%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €203k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
30 d early
2021
40 d early
2020
46 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€203k▲ 25.4%
2024 · €162k
2018: €162k
2019: €162k
2020: €162k
2021: €162k
2022: €177k
2023: €155k
2024: €162k
2018 → 2025
Total assets
€220k▲ 12.4%
2024 · €196k
2018: €194k
2019: €228k
2020: €196k
2021: €180k
2022: €195k
2023: €183k
2024: €196k
2018 → 2025
Net result
€41k▲ 28.8%
2024 · €32k
2018: €6k
2019: €588
2020: €28k
2021: €10k
2022: €55k
2023: €491
2024: €32k
2018 → 2025
Working capital
€89k▲ 30.6%
2024 · €68k
2018: €-15k
2019: €-37k
2020: €-18k
2021: €3k
2022: €62k
2023: €55k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€177k▲ 9.2%€155k▼ 12.6%€162k▲ 4.5%€203k▲ 25.4%
Operating result€13k-€75k▲ 477%€2k▼ 97.8%€41k▲ 2,400%€54k▲ 31.0%
Net result€10k-€55k▲ 467%€491▼ 99.1%€32k▲ 6,400%€41k▲ 28.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€114k▲ 22.0%
Current assets
€107k▲ 3.8%
Equity and liabilities €220k
Equity
€203k▲ 25.4%
Debt
€18k▼ 48.6%
The debt ratio falls from 17.5% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €48k
Cash flow
€48k▲
2024 · €38k
Solvency
92.0%▲
2024 · 82.5%
Current ratio
6.18▲
2024 · 2.99
Quick ratio
6.18▲
2024 · 2.99
Debt / equity
0.09▼
2024 · 0.21
ROE
20.3%▲
2024 · 19.7%
ROA
18.6%▲
2024 · 16.3%
Interest coverage
314.52▲
2024 · 243.92
Debt
€18k▼
2024 · €34k
Debt ≤ 1 year
€17k▼
2024 · €34k
Income taxes
€15k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€220k▲
Fixed assets21/28€93k€114k▲
Tangible fixed assets22/27€93k€114k▲
Land and buildings22€93k€88k▼
Furniture and vehicles24-€26k
Current assets29/58€103k€107k▲
Amounts receivable within one year40/41€55k€77k▲
Trade receivables40€8k€43k▲
Other amounts receivable41€47k€34k▼
Cash at bank and in hand54/58€46k€26k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€196k€220k▲
Equity10/15€162k€203k▲
Contributions10/11€19k€19k=
Reserves13€143k€184k▲
Non-distributable reserves130/1€15k-
Reserves not available under the articles1311€15k-
Tax-exempt reserves132€35k€35k=
Distributable reserves133€93k€149k▲
Amounts payable17/49€34k€18k▼
Amounts payable within one year42/48€34k€17k▼
Trade debts44€590€2k▲
Suppliers440/4€590€2k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48€25k€62▼
Accrued charges and deferred income492/3-€396
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A-€300
Gross operating margin9900€54k€68k▲
Operating profit (loss)9901€41k€54k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€195€194▼
Recurring financial charges65€195€194▼
Profit (loss) for the period before taxes9903€43k€56k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€32k€41k▲
Profit (loss) for the period to be appropriated9905€32k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€41k▲
Transfer to equity691/2€7k€41k▲
To other reserves6921€7k€41k▲
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity doublescurrent ratio 6.18
Current ratio from 2.99 to 6.18; short-term debt falls from €34k to €17k.
30-09
Financial
Equity above €200kEq €203k ▲25.4%
8 profitable years in a row build equity to €203k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €491 ▼99.1%
Net result drops to €491, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €55k ▲467%
Operating result €75k, net result €55k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 4.42
Current ratio from 1.16 to 4.42; short-term debt falls from €18k to €18k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 1.16
Current ratio from 0.47 to 1.16; short-term debt falls from €33k to €18k.
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waregemsestraat 18530 HarelbekeGround area
1.0 ha
Building footprint
305 m²
Volume, LiDAR
1,607 m³
Parcel 34323D1570/00K000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
El Casa Nova
since 19902.050.175.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D1570/00K000 | Flanders | 1.0 ha | 1 · 305 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VFD EXCELLENCE
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-1990
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.