IMMEK
ActiveIMMEK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €35k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 62% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 9.29 in 2024), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
16.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €142k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
61 d late
2022
296 d late
2021
151 d late
2020
87 d late
2019
140 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 33.3%
2024 · €106k
2018: €117k
2019: €97k
2020: €70k
2021: €59k
2022: €58k
2023: €58k
2024: €106k
2018 → 2025
Total assets
€209k▲ 84.6%
2024 · €113k
2018: €117k
2019: €97k
2020: €70k
2021: €59k
2022: €58k
2023: €58k
2024: €113k
2018 → 2025
Net result
€35k▼ 27.5%
2024 · €49k
2018: €-2k
2019: €-20k
2020: €-27k
2021: €-11k
2022: €-1k
2023: €-281
2024: €49k
2018 → 2025
Working capital
€61k▲ 8.1%
2024 · €56k
2020: €20k
2021: €9k
2022: €8k
2024: €56k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€58k▼ 2.0%€58k▼ 0.5%€106k▲ 84.8%€142k▲ 33.3%
Operating result€-11k-€-1k▲ 90.0%€-117▲ 89.3%€49k€37k▼ 25.3%
Net result€-11k-€-1k▲ 89.4%€-281▲ 75.9%€49k€35k▼ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€114k▲ 127%
Current assets
€95k▲ 50.8%
Equity and liabilities €209k
Equity
€142k▲ 33.3%
Debt
€67k▲ 887%
The debt ratio rises from 6.0% to 32.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€44k
Cash flow
€42k
Solvency
67.9%▼
2024 · 94.0%
Current ratio
2.77▼
2024 · 9.29
Quick ratio
2.77▼
2024 · 9.29
Debt / equity
0.47▲
2024 · 0.06
ROE
25.0%▼
2024 · 45.9%
ROA
16.9%▼
2024 · 43.1%
Interest coverage
37.28
Debt
€67k▲
2024 · €7k
Debt ≤ 1 year
€34k▲
2024 · €7k
Debt > 1 year
€33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€209k▲
Fixed assets21/28€50k€114k▲
Tangible fixed assets22/27€50k€114k▲
Land and buildings22€50k€50k=
Leasing and similar rights25-€64k
Current assets29/58€63k€95k▲
Amounts receivable within one year40/41€50k€93k▲
Other amounts receivable41€50k€93k▲
Cash at bank and in hand54/58€13k€2k▼
Equity and liabilities
Total equity and liabilities10/49€113k€209k▲
Equity10/15€106k€142k▲
Contributions10/11€50k€50k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€55k€91k▲
Amounts payable17/49€7k€67k▲
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€7k€34k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€2k-
Suppliers440/4€2k-
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Other amounts payable47/48-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7k
Other operating charges640/8€693€7k▲
Non-recurring operating charges66A-€9k
Gross operating margin9900€50k€59k▲
Operating profit (loss)9901€49k€37k▼
Financial charges65/66B€127€1k▲
Recurring financial charges65€127€1k▲
Profit (loss) for the period before taxes9903€49k€35k▼
Profit (loss) for the period9904€49k€35k▼
Profit (loss) for the period to be appropriated9905€49k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€91k▲
Profit (loss) brought forward from the previous period14P€6k€55k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €49k
Net result €49k after 6 loss-making years.
31-12
Financial
Equity above €100kEq €106k ▲84.8%
Equity rises from €58k to €106k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 296 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 240 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis De Smetstraat 371082 Sint-Agatha-BerchemGround area
316 m²
Building footprint
190 m²
Volume, LiDAR
2,367 m³
2 parcels, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Prins van Luiklaan 48, 1070 Anderlecht
since 20022.050.261.779
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0048/00R006 | Brussels | 200 m² | 1 · 114 m² | 19.7 m · 5 fl. |
| 21003A0083/00F010 | Brussels | 116 m² | 1 · 75 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Age 233
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.