Equity
€263,916 ▲ 4.5%
EJS paid out €54,000 in dividends. That is 83% of the 2025 profit.
EJS
Lifetime
14 annual accounts with figures on one time axispeak €874,225 (2018)
€480,155▲ 3.9%
lowest -€69,670 (2023)
€65,351▲ €109,522
peak €366,406 (2022)
€263,916▲ 4.5%
€79,257▲ 35.3%
peak 2 FTE (2013)
-not published
Board2 names since 2020
2 directorsLOZINA Nadia and 1 other
Documentsfilings and deeds
19-08-202619 days late
2025micro format
Gross margin from €89,315 to €187,864Back to profit: €65,351Dividend €54,000Debts from €58,561 to €79,257Cash from €197,739 to €271,920
Key points
from the 2025 annual accountsResult
€65,351 €65,351
Back in profit in 2025, after a loss of €44,171 in 2024.
Payment terms
19 days to suppliers
EJS pays its suppliers 1 day earlier than in 2024. Customers pay 31 days earlier.
2025 accounts filed 19 days after the deadline
Checked score
97
Excellent
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.2%▼ -0.1 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.2 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €480,155, total assets €343,173
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 3.79, cash €271,920
Equity €263,916 (76.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 89% on liquidity, 78% on profitability and 50% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as EJS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of EJS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for EJS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.79 (4.5 in 2024), above the usual 1.5. Short-term debt is 23.1% and cash 79.2% of total assets. 23.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
19 days late
2024
20 days late
2023
8 days early
2022
25 days late
2021
5 days late
2020
30 days late
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JuricaJukic 999 sharesdeed of 23-08-2022
- NadiaLozina 1 sharedeed of 23-08-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0844657984
Reappointments: JUKIC Jurica (director) and LOZINA Nadia (director)
General meeting of 07-12-2023 · Gazette deed
Registered-office move
JuricaJukic holds 999 shares · NadiaLozina holds 1 share · General meeting of 10-06-2022 · Gazette deed
Appointment: Nadia Lozina (manager)
Jurica Jukic holds 999 shares · Nadia Lozina holds 1 share · General meeting of 11-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EJS Grâce-Hollogne | €343,173 | €187,864 | 76.9% | - |
| Menuiserie Benoît POLET Verviers | €372,172 | €163,490 | 72.2% | - |
| ETABLISSEMENT BERNARD MICHEL Jalhay | €303,135 | €227,976 | 17.0% | - |
| HILIGSMANN FRERES Thimister-Clermont | €366,642 | €202,195 | -11.3% | - |
| RIVE GAUCHE VS Anderlecht | €379,596 | €183,915 | 44.8% | - |
| YANNICK PETIT Tournai | €324,635 | €205,349 | 31.6% | - |
| FREDERIQUE BUYCK Wielsbeke | €313,695 | €172,558 | 91.0% | - |
These companies have the same main activity as EJS: joinery installation (NACE 43320). They are comparable in size and age: total assets between €303,000 and €380,000, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 23-03-2012Normal situation
- Activity
- Joinery installationNACE 43320and 2 others
- Joint committee
- 124Construction · annual accounts 2021
- Establishment unit
- 2.208.204.4064101 Seraing, since 04-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on EJS
EJS has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,916 and a net result of €65,351.
Equity has been growing by about 7.7% per year since 2018. Its solvency ranks better than 82% of 35,136 sector peers (NACE 43, financial year 2025).
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EJS
- What is the company number of EJS?
- The company number of EJS is 0844.657.984. The VAT number is the same number with BE in front: BE 0844.657.984.
- Where is EJS based?
- The registered office is at Rue Jef Ulburghs 14, 4460 Grâce-Hollogne.Company details
- What does EJS do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of EJS?
- EJS is a private limited company (BV).
- When was EJS founded?
- EJS was founded on 23-03-2012.
- Is EJS still active?
- Yes, EJS is an active enterprise in the KBO register.
- How many employees does EJS have?
- EJS had an average of 2 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does EJS fall under?
- In its 2021 annual accounts, EJS states joint committee 124 (Construction).
- What is the turnover of EJS?
- The turnover of EJS was €480,155 in financial year 2025, according to the filed annual accounts.
- Is EJS profitable?
- In financial year 2025, EJS made a profit of €65,351.
- Where can I find the annual accounts of EJS?
- EJS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EJS due?
- EJS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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