Turnover
≈ €290,000 estimated
The micro format states no turnover.
EJB
Lifetime
1 annual account with figurespeak €48,704 (2025)
€48,704
peak €32,682 (2025)
€32,682
peak €33,682 (2025)
€33,682
€55,038
Board3 names since 2024
3 directorsCABINET D'EXPERTISE COMPTABLE FROGNET and 2 others
Documentsfilings and deeds
03-03-202658 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Checked score
66
Healthy
Financially stronger than 71% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.1%
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 3.2%▲ +0.1 percentage points vs 12-2025
02-2026: 3.8%▲ +0.6 percentage points vs 01-2026
03-2026: 4.0%▲ +0.2 percentage points vs 02-2026
04-2026: 4.4%▲ +0.4 percentage points vs 03-2026
05-2026: 4.4%● unchanged vs 04-2026
06-2026: 4.9%▲ +0.5 percentage points vs 05-2026
07-2026: 5.0%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 4.8%▼ -0.2 percentage points vs 07-2026
09-2026: 4.8%● unchanged vs 08-2026
10-2026: 1.4%▼ -3.4 percentage points vs 09-2026lowest value
11-2026: 1.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €88,720
No registered site in the KBO
lowers risk
Liquidity: current ratio 1.83, cash €29,660
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 80% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as EJB has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EJB itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for EJB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.83, above the usual 1.5. Short-term debt is 26.2% and cash 33.4% of total assets. However, 62% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-03-2026, 58 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
58 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
CD
CABINET D'EXPERTISE COMPTABLE FROGNET
Director, since 28-10-2024
- MY HOME BY ENGLEBERT 99 sharesdeed of 30-10-2024
- ENGLEBERT Bernard Roland Adelin José Ghislain 1 sharedeed of 30-10-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015649089
Incorporation
Founding capital of €1,000, 100 shares · Founders: MY HOME BY ENGLEBERT and ENGLEBERT Bernard Roland Adelin José Ghislain · Appointments: ENGLEBERT Julien (director) and ENGLEBERT Bernard Roland Adelin José Ghislain (director) · published on 30-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EJB Saint-Hubert | €88,720 | €48,704 | 38.0% | - |
| Le Bois à l'Infini Sainte-Ode | €88,987 | €52,587 | 43.7% | - |
| Joilux Herent | €85,835 | €44,065 | 32.9% | - |
| MEULEMAN JAMIE Oostkamp | €77,284 | €50,517 | 48.9% | - |
| DV-INTERIEUR Kortrijk | €80,470 | €42,699 | 35.8% | - |
| BLM MENUISERIE Stoumont | €84,682 | €43,290 | 39.1% | - |
| FLORYAN GILLAIN Florennes | €76,421 | €51,043 | -14.8% | - |
These companies have the same main activity as EJB: joinery installation (NACE 43320). They are comparable in size and age: total assets between €76,400 and €89,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 28-10-2024Normal situation
- Activity
- Joinery installationNACE 43320and 2 others
- Financial year end
- 30 September
- Peppol
- Reachable since 18-11-2025
Annual accounts to 30-09-2025
- €88,720
- Filing
- Filed on 03-03-2026, 58 days before the end of the filing period
Insights on EJB
EJB has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,682 and a net result of €32,682.
Its solvency ranks better than 40% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EJB
- What is the company number of EJB?
- The company number of EJB is 1015.649.089. The VAT number is the same number with BE in front: BE 1015.649.089.
- Where is EJB based?
- The registered office is at Rue de La-Rochette, Arville 8, 6870 Saint-Hubert.Company details
- What does EJB do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of EJB?
- EJB is a private limited company (BV).
- When was EJB founded?
- EJB was founded on 28-10-2024.
- Is EJB still active?
- Yes, EJB is an active enterprise in the KBO register.
- What is the turnover of EJB?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €48,704 and 32 comparable companies (NACE 43320). It probably lies between €210,000 and €500,000.Financials
- Is EJB profitable?
- In financial year 2025, EJB made a profit of €32,682.
- Where can I find the annual accounts of EJB?
- EJB filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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