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BLM MENUISERIE

Active
Private limited companyfounded 20242 yrs activeRahier 98, 4987 Stoumont, BelgiumKBO/BCE: BE 1011.658.233
Summary

The computed 12-month bankruptcy probability of BLM MENUISERIE is 2.8% (moderate). The 2025 annual accounts show equity of €33,121 and a net result of €27,121. Its solvency ranks better than 41% of 28184 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.36; short-term debt: 60.9% and cash: 63.2% of total assets), and 60.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
39.1%
Return on assets
32%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
40 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 2024, BLM MENUISERIE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€33,121
Total assets
€84,682
Net result
€27,121
Working capital
€18,543

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €84,682
Fixed assets €14,589
Current assets €70,093
Equity and liabilities €84,682
Equity €33,121
Debt €51,562
Debt finances 60.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€42,141
Cash flow
€31,381
Current ratio
1.36
Debt to equity
1.56
ROE
81.9%
ROA
32.0%
Interest coverage
271.23
Debt ≤ 1 year
€51,550
Income taxes
€10,606

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€84,682
Fixed assets21/28€14,589
Tangible fixed assets22/27€14,589
Plant, machinery and equipment23€5,068
Furniture and vehicles24€9,521
Current assets29/58€70,093
Amounts receivable within one year40/41€15,793
Trade receivables40€14,377
Other amounts receivable41€1,416
Cash at bank and in hand54/58€53,494
Deferred charges and accrued income490/1€806
Equity and liabilities
Total equity and liabilities10/49€84,682
Equity10/15€33,121
Contributions10/11€6,000
Reserves13€27,121
Distributable reserves133€27,121
Amounts payable17/49€51,562
Amounts payable within one year42/48€51,550
Trade debts44€3,150
Suppliers440/4€3,150
Taxes, remuneration and social security45€11,780
Taxes450/3€11,780
Other amounts payable47/48€36,619
Accrued charges and deferred income492/3€12
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,261
Other operating charges640/8€1,149
Gross operating margin9900€43,290
Operating profit (loss)9901€37,880
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€155
Recurring financial charges65€155
Profit (loss) for the period before taxes9903€37,727
Income taxes67/77€10,606
Profit (loss) for the period9904€27,121
Profit (loss) for the period to be appropriated9905€27,121
Appropriation of the result
Profit (loss) to be appropriated9906€27,121
Transfer to equity691/2€27,121
To other reserves6921€27,121

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,261
Other operating charges640/8€1,149
Gross operating margin9900€43,290
Operating profit (loss)9901€37,880
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€155
Recurring financial charges65€155
Profit (loss) for the period before taxes9903€37,727
Income taxes67/77€10,606
Profit (loss) for the period9904€27,121
Profit (loss) for the period to be appropriated9905€27,121
Line2025
Assets
Total assets20/58€84,682
Fixed assets21/28€14,589
Tangible fixed assets22/27€14,589
Plant, machinery and equipment23€5,068
Furniture and vehicles24€9,521
Current assets29/58€70,093
Amounts receivable within one year40/41€15,793
Trade receivables40€14,377
Other amounts receivable41€1,416
Cash at bank and in hand54/58€53,494
Deferred charges and accrued income490/1€806
Equity and liabilities
Total equity and liabilities10/49€84,682
Equity10/15€33,121
Contributions10/11€6,000
Reserves13€27,121
Distributable reserves133€27,121
Amounts payable17/49€51,562
Amounts payable within one year42/48€51,550
Trade debts44€3,150
Suppliers440/4€3,150
Taxes, remuneration and social security45€11,780
Taxes450/3€11,780
Other amounts payable47/48€36,619
Accrued charges and deferred income492/3€12
Line2025
Profit (loss) for the period9904€27,121
+ Depreciation and write-downs630€4,261
Operating cash flow (approximation)€31,381

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,031 m²
Building footprint
92 m²
Volume, LiDAR
790 m³
Parcel 63062A1789/00C000, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
BLM MENUISERIE
Rahier 98, 4987 StoumontLogging
since 20242.363.211.691
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63062A1789/00C000
ProtectedSite or landscape
Wallonia 6,031 m² 1 · 92 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 20,025 companies in sector 43320 we hold annual accounts for 9,134. 6,932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2024
Fiscal year end30-06
Abbreviation FR B.L.M.
Activities, NACEBEL 2025
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011658233
Also 9925:BE1011658233
Registered 07-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.