EIM3
ActiveEIM3 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €305k and a net result of €65k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+3
Solvency100=
Growth59=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.44 against 8.78 in 2024; short-term debt: 16.8% and cash: 5.9% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
17.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
27 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€175k▼ 9.3%
2021 · €193k
2018: €200k
2019: €240k
2020: €199k
2021: €193k
2018 → 2022
EBIT margin
37.7%▲ 1.3pp
2021 · 36.5%
2018: 40.2%
2019: 45.7%
2020: 35.5%
2021: 36.5%
2018 → 2022
Net result
€65k▲ 11.6%
2024 · €58k
2018: €55k
2019: €76k
2020: €28k
2021: €55k
2022: €54k
2023: €50k
2024: €58k
2018 → 2025
Working capital
€274k▼ 10.8%
2024 · €307k
2018: €125k
2019: €213k
2020: €245k
2021: €233k
2022: €243k
2023: €249k
2024: €307k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€193k-€175k▼ 9.3%
Equity€257k-€274k▲ 6.9%€286k▲ 4.1%€344k▲ 20.3%€305k▼ 11.4%
Operating result€70k-€66k▼ 6.1%€63k▼ 4.1%€73k▲ 15.7%€74k▲ 0.7%
Net result€55k-€54k▼ 1.2%€50k▼ 7.2%€58k▲ 15.0%€65k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €366k
Fixed assets
€31k▼ 16.2%
Current assets
€335k▼ 3.1%
Equity and liabilities €366k
Equity
€305k▼ 11.4%
Debt
€62k▲ 56.4%
The debt ratio rises from 10.3% to 16.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €84k
Cash flow
€75k▲
2024 · €68k
Solvency
83.2%▼
2024 · 89.7%
Current ratio
5.44▼
2024 · 8.78
Quick ratio
5.44▼
2024 · 8.78
Debt / equity
0.20▲
2024 · 0.11
ROE
21.2%▲
2024 · 16.9%
ROA
17.7%▲
2024 · 15.1%
Interest coverage
242.88▲
2024 · 115.25
Debt
€62k▲
2024 · €39k
Debt ≤ 1 year
€62k▲
2024 · €39k
Income taxes
€16k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€383k€366k▼
Fixed assets21/28€37k€31k▼
Tangible fixed assets22/27€37k€31k▼
Furniture and vehicles24€37k€31k▼
Current assets29/58€346k€335k▼
Amounts receivable after more than one year29€320k€311k▼
Trade receivables290€320k€311k▼
Amounts receivable within one year40/41€186€138▼
Trade receivables40€186€138▼
Cash at bank and in hand54/58€24k€21k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€383k€366k▼
Equity10/15€344k€305k▼
Reserves13€341k€302k▼
Non-distributable reserves130/1€321k€282k▼
Other1319€321k€282k▼
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€39k€62k▲
Amounts payable within one year42/48€39k€62k▲
Current portion of amounts payable after more than one year42€8k-
Financial debts43-€111
Credit institutions430/8-€111
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€27k€29k▲
Taxes450/3€27k€29k▲
Other amounts payable47/48-€28k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€85k€86k▲
Operating profit (loss)9901€73k€74k▲
Financial income75/76B€9k€8k▼
Recurring financial income75€8k€8k▼
Non-recurring financial income76B€1k-
Financial charges65/66B€725€347▼
Recurring financial charges65€725€347▼
Profit (loss) for the period before taxes9903€82k€81k▼
Income taxes67/77€24k€16k▼
Profit (loss) for the period9904€58k€65k▲
Profit (loss) for the period to be appropriated9905€58k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€67k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2-€28k
Transfer to equity691/2€58k€65k▲
To other reserves6921€58k€65k▲
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.78
Current ratio from 4.06 to 8.78; short-term debt falls from €81k to €39k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €28k ▼63.3%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €76k ▲38.6%
Operating result €110k, net result €76k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲54.9%
2 profitable years in a row build equity to €250k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaanderveldlaan 521560 HoeilaartGround area
2,595 m²
Building footprint
133 m²
Volume, LiDAR
784 m³
Parcel 23033C0070/00B009, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlaanderveldlaan 52, 1560 Hoeilaart
since 20102.194.776.438
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033C0070/00B009 | Flanders | 2,595 m² | 1 · 133 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADACRE
BE 0892.943.594
Turnhout · Eq €304k
CRUISING VAN
BE 0650.857.924
Maasmechelen · Eq €304k
ADESSO EUROPE
BE 0866.343.523
Namur · Eq €304k
CLEF2WEB
BE 0874.833.102
Mons · Eq €305k
ELTHANTO
BE 0846.701.914
Nijlen · Eq €305k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 13,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.