EHCO CONSULTING
ActiveSummary
EHCO CONSULTING has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €19k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 4.47 in 2024; short-term debt: 20.3% and cash: 97.4% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
16.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
53 d early
2023
27 d early
2022
54 d early
2021
54 d early
2020
60 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 26.3%
2024 · €74k
2020: €7k
2021: €21k
2022: €33k
2023: €54k
2024: €74k
2020 → 2025
Total assets
€117k▲ 23.1%
2024 · €95k
2020: €28k
2021: €39k
2022: €51k
2023: €82k
2024: €95k
2020 → 2025
Net result
€19k▼ 6.2%
2024 · €21k
2020: €2k
2021: €15k
2022: €12k
2023: €21k
2024: €21k
2020 → 2025
Working capital
€90k▲ 22.8%
2024 · €74k
2020: €8k
2021: €21k
2022: €33k
2023: €53k
2024: €74k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€33k▲ 56.0%€54k▲ 62.6%€74k▲ 37.6%€93k▲ 26.3%
Operating result€21k-€18k▼ 12.8%€33k▲ 84.4%€31k▼ 7.4%€32k▲ 4.9%
Net result€15k-€12k▼ 18.4%€21k▲ 74.4%€21k▲ 0.1%€19k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€3k ▲ 1,035%
Current assets
€114k ▲ 20.5%
Equity and liabilities €117k
Equity
€93k ▲ 26.3%
Debt
€24k ▲ 12.2%
Debt's share of the balance-sheet total falls from 22.3% to 20.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €31k
Cash flow
€20k▼
2024 · €21k
Current ratio
4.80▲
2024 · 4.47
Debt to equity
0.25▼
2024 · 0.29
ROE
20.8%▼
2024 · 28.0%
ROA
16.6%▼
2024 · 21.8%
Interest coverage
728.38▲
2024 · 580.99
Debt ≤ 1 year
€24k▲
2024 · €21k
Income taxes
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€95k€117k▲
Fixed assets21/28€250€3k▲
Tangible fixed assets22/27€250€3k▲
Furniture and vehicles24€250€3k▲
Current assets29/58€95k€114k▲
Amounts receivable within one year40/41€718€250▼
Trade receivables40€718€250▼
Cash at bank and in hand54/58€94k€114k▲
Equity and liabilities
Total equity and liabilities10/49€95k€117k▲
Equity10/15€74k€93k▲
Contributions10/11€5k€5k=
Reserves13€63k€82k▲
Distributable reserves133€63k€82k▲
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€21k€24k▲
Amounts payable within one year42/48€21k€24k▲
Trade debts44€11€645▲
Suppliers440/4€11€645▲
Advances received on contracts in progress46-€303
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€6k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€626€555▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€718
Other operating charges640/8€1k€682▼
Gross operating margin9900€32k€34k▲
Operating profit (loss)9901€31k€32k▲
Financial charges65/66B€54€45▼
Recurring financial charges65€54€45▼
Profit (loss) for the period before taxes9903€31k€32k▲
Income taxes67/77€10k€13k▲
Profit (loss) for the period9904€21k€19k▼
Profit (loss) for the period to be appropriated9905€21k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▼
Profit (loss) brought forward from the previous period14P€5k€6k▲
Transfer to equity691/2€19k€19k=
To other reserves6921€19k€19k=
Profit to be distributed694/7€500-
Directors or managers695€500-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2020net €21k ▲0.1%
Net result €21k, the highest in the series.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Pré Fichin 61410 WaterlooGround area
692 m²
Building footprint
125 m²
Volume, LiDAR
849 m³
Parcel 25110C0293/00H000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EHCO Consulting
since 20192.290.221.864
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110C0293/00H000 | Wallonia | 692 m² | 1 · 125 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0682.595.433
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CLEANING TICKETS BRUXELLES-CAPITALE
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IveM
BE 1005.229.806
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DCL CONSULTING & CO
BE 0781.782.980
La Bruyère · Eq €94,582
Of 1,014 companies in sector 78200 we hold annual accounts for 645. 462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2019
Fiscal year end30-06
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
64999Other financial services
68110Buying and selling of own real estate
70200Business and other management consultancy
73200Market research and public opinion polling
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.