EGERIA
ActiveEGERIA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €659k and a net result of €106k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 88% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-7
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 10.31 against 8.49 in 2024), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
14.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €659k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
20 d late
2022
32 d early
2021
34 d early
2020
50 d early
2019
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€659k▲ 13.8%
2024 · €579k
2018: €552k
2019: €578k
2020: €619k
2021: €579k
2022: €531k
2023: €554k
2024: €579k
2018 → 2025
Total assets
€729k▲ 11.2%
2024 · €656k
2018: €567k
2019: €593k
2020: €643k
2021: €660k
2022: €615k
2023: €637k
2024: €656k
2018 → 2025
Net result
€106k▲ 4.5%
2024 · €101k
2018: €76k
2019: €26k
2020: €72k
2021: €88k
2022: €88k
2023: €96k
2024: €101k
2018 → 2025
Working capital
€658k▲ 14.0%
2024 · €578k
2018: €555k
2019: €576k
2020: €616k
2021: €576k
2022: €528k
2023: €547k
2024: €578k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€579k-€531k▼ 8.3%€554k▲ 4.3%€579k▲ 4.5%€659k▲ 13.8%
Operating result€118k-€111k▼ 5.7%€129k▲ 16.2%€138k▲ 6.3%€110k▼ 19.8%
Net result€88k-€88k▼ 0.9%€96k▲ 10.0%€101k▲ 5.1%€106k▲ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €729k
Fixed assets
€564▼ 50.0%
Current assets
€729k▲ 11.3%
Equity and liabilities €729k
Equity
€659k▲ 13.8%
Debt
€71k▼ 8.3%
The debt ratio falls from 11.8% to 9.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€111k▼
2024 · €138k
Cash flow
€106k▲
2024 · €102k
Solvency
90.3%▲
2024 · 88.2%
Current ratio
10.31▲
2024 · 8.49
Quick ratio
10.31▲
2024 · 8.49
Debt / equity
0.11▼
2024 · 0.13
ROE
16.1%▼
2024 · 17.5%
ROA
14.5%▼
2024 · 15.4%
Interest coverage
35.57▲
2024 · 32.41
Debt
€71k▼
2024 · €77k
Debt ≤ 1 year
€71k▼
2024 · €77k
Income taxes
€43k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€656k€729k▲
Fixed assets21/28€1k€564▼
Tangible fixed assets22/27€1k€564▼
Land and buildings22€1k€564▼
Furniture and vehicles24-€0
Current assets29/58€655k€729k▲
Amounts receivable within one year40/41€37k€28k▼
Trade receivables40€36k€28k▼
Other amounts receivable41€697-
Current investments50/53€552k€568k▲
Cash at bank and in hand54/58€65k€131k▲
Deferred charges and accrued income490/1€888€910▲
Equity and liabilities
Total equity and liabilities10/49€656k€729k▲
Equity10/15€579k€659k▲
Contributions10/11€6k€6k=
Reserves13€572k€653k▲
Distributable reserves133€572k€653k▲
Amounts payable17/49€77k€71k▼
Amounts payable within one year42/48€77k€71k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Other amounts payable47/48€60k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€564€564=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€140k€112k▼
Operating profit (loss)9901€138k€110k▼
Financial income75/76B€8k€42k▲
Recurring financial income75€8k€42k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€141k€149k▲
Income taxes67/77€40k€43k▲
Profit (loss) for the period9904€101k€106k▲
Profit (loss) for the period to be appropriated9905€101k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€106k▲
Transfer from equity791/2€76k€26k▼
Transfer to equity691/2€101k€106k▲
To other reserves6921€101k€106k▲
Profit to be distributed694/7€76k€26k▼
Return on contributions (dividend)694-€26k
Directors or managers695€76k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €106k ▲4.5%
Net result €106k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €26k ▼66.2%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I Laan(Odk) 43A8670 KoksijdeGround area
716 m²
Building footprint
264 m²
Volume, LiDAR
3,092 m³
2 parcels, Flanders · tallest building 21.2 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
EGERIA
since 20092.184.171.566
EGERIA
since 20132.215.634.210
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23085A0883/00D000 | Flanders | 372 m² | 1 · 134 m² | 7.0 m · 2 fl. |
| 38502F0127/00A000 | Flanders | 344 m² | 1 · 130 m² | 21.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 32,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.