JO VAN KWIKENBORNE
ActiveJO VAN KWIKENBORNE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €588k and a net result of €73k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 14.97 against 17.1 in 2024), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
10.4%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
4 d early
2023
44 d early
2022
1 d early
2021
27 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€588k▲ 14.1%
2024 · €516k
2019: €129k
2020: €140k
2021: €250k
2022: €359k
2023: €456k
2024: €516k
2019 → 2025
Total assets
€702k▲ 8.4%
2024 · €647k
2019: €395k
2020: €399k
2021: €502k
2022: €590k
2023: €644k
2024: €647k
2019 → 2025
Net result
€73k▲ 21.9%
2024 · €60k
2019: €3k
2020: €12k
2021: €110k
2022: €103k
2023: €97k
2024: €60k
2019 → 2025
Working capital
€452k▲ 17.8%
2024 · €384k
2019: €145k
2020: €164k
2021: €226k
2022: €332k
2023: €352k
2024: €384k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€359k▲ 43.6%€456k▲ 27.0%€516k▲ 13.1%€588k▲ 14.1%
Operating result€144k-€147k▲ 2.3%€136k▼ 7.7%€84k▼ 38.2%€101k▲ 20.5%
Net result€110k-€103k▼ 6.2%€97k▼ 6.0%€60k▼ 38.4%€73k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €702k
Fixed assets
€217k▼ 9.4%
Current assets
€485k▲ 18.9%
Equity and liabilities €702k
Equity
€588k▲ 14.1%
Provisions
€9k▼ 45.5%
Debt
€104k▼ 9.4%
The debt ratio falls from 17.7% to 14.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€124k▲
2024 · €107k
Cash flow
€95k▲
2024 · €82k
Solvency
83.9%▲
2024 · 79.7%
Current ratio
14.97▼
2024 · 17.10
Quick ratio
14.97▼
2024 · 17.10
Debt / equity
0.18▼
2024 · 0.22
ROE
12.4%▲
2024 · 11.6%
ROA
10.4%▲
2024 · 9.2%
Interest coverage
18.47▲
2024 · 15.20
Debt
€104k▼
2024 · €115k
Debt ≤ 1 year
€32k▲
2024 · €24k
Debt > 1 year
€72k▼
2024 · €91k
Income taxes
€28k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€647k€702k▲
Fixed assets21/28€240k€217k▼
Tangible fixed assets22/27€102k€80k▼
Land and buildings22€60k€51k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€41k€27k▼
Financial fixed assets28€138k€138k=
Current assets29/58€408k€485k▲
Amounts receivable after more than one year29€78k€78k=
Other amounts receivable291€78k€78k=
Amounts receivable within one year40/41€266k€253k▼
Trade receivables40€264k€253k▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€16k€99k▲
Deferred charges and accrued income490/1€48k€54k▲
Equity and liabilities
Total equity and liabilities10/49€647k€702k▲
Equity10/15€516k€588k▲
Contributions10/11€19k€19k=
Reserves13€493k€566k▲
Distributable reserves133€493k€566k▲
Profit (loss) carried forward14€4k€4k▲
Provisions and deferred taxes16€17k€9k▼
Provisions for liabilities and charges160/5€17k€9k▼
Pensions and similar obligations160€17k€9k▼
Amounts payable17/49€115k€104k▼
Amounts payable after more than one year17€91k€72k▼
Financial debts170/4€91k€72k▼
Amounts payable within one year42/48€24k€32k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€443€158▼
Suppliers440/4€443€158▼
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k€-8k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€101k€118k▲
Operating profit (loss)9901€84k€101k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€82k€100k▲
Income taxes67/77€23k€28k▲
Profit (loss) for the period9904€60k€73k▲
Profit (loss) for the period to be appropriated9905€60k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€77k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€60k€73k▲
To other reserves6921€60k€73k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €500kEq €516k ▲13.1%
6 profitable years in a row build equity to €516k.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €110k ▲844%
Net result €110k, the highest in the series.
30-06
Financial
Equity above €200kEq €250k ▲78.3%
3 profitable years in a row build equity to €250k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anzegemseweg 208790 WaregemGround area
255 m²
Building footprint
350 m²
Volume, LiDAR
2,199 m³
Parcel 34452B0865/00P000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Anzegemseweg 20, 8790 Waregem
since 20092.175.442.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0865/00P000 | Flanders | 255 m² | 1 · 350 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 33,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2008
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.