EGEFI
EGEFI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.52M and a net result of €3k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 480 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.52M |
| Net result | €3k |
| Better than sector | 91% |
| Active | 34 yrs |
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 91.1% | 41.3% | |
| Net result | €3k | €116k | |
| Equity | €1.52M | €563k | |
| Total assets | €1.67M | €1.62M |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | full schema | full schema | full schema | full schema | full schema |
| Revenue | n/a | n/a | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a | n/a | n/a |
| Net profit | €3k | €20k | €61k | €60k | €53k |
| Cash flow | n/a | n/a | n/a | n/a | n/a |
| Staff costs | - | - | - | - | - |
| Income taxes | €13k | €15k | €19k | €33k | €22k |
| Dividends | - | - | - | - | - |
| Total assets | €1.67M | €1.73M | €1.76M | €1.75M | €1.76M |
| Equity | €1.52M | €1.51M | €1.49M | €1.43M | €1.37M |
| Debt | €148k | €212k | €264k | €316k | €385k |
| of which ≤ 1y | €68k | €89k | €105k | €114k | €137k |
| of which > 1y | €68k | €113k | €158k | €203k | €248k |
| Working capital | n/a | n/a | n/a | n/a | n/a |
| Employees (FTE) | - | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | n/a | n/a | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a | n/a | n/a |
| Solvency | 91.1% | 87.7% | 85.0% | 81.9% | 78.1% |
| Debt / equity | n/a | n/a | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a | n/a | n/a |
| ROA | 0.2% | 1.2% | 3.5% | 3.4% | 3.0% |
| ROE | 0.2% | 1.3% | 4.1% | 4.2% | 3.8% |
| EBITDA margin | n/a | n/a | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.67M | €1.73M | €1.76M | €1.75M | €1.76M |
| Fixed assets | 21/28 | €1.26M | €1.35M | €1.42M | €1.32M | €1.40M |
| Tangible fixed assets | 22/27 | €1.26M | €1.35M | €1.42M | €1.32M | €1.40M |
| Current assets | 29/58 | €409k | €376k | €335k | €425k | €358k |
| Amounts receivable within one year | 40/41 | €345k | €309k | €251k | €369k | €280k |
| Cash & bank | 54/58 | €64k | €67k | €81k | €54k | €77k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.67M | €1.73M | €1.76M | €1.75M | €1.76M |
| Equity | 10/15 | €1.52M | €1.51M | €1.49M | €1.43M | €1.37M |
| Contributions / capital | 10/11 | €114k | €114k | €114k | €114k | €114k |
| Reserves | 13 | €30k | €30k | €30k | €30k | €30k |
| Accumulated profits (losses) | 14 | €1.37M | €1.37M | €1.35M | €1.29M | €1.23M |
| Amounts payable | 17/49 | €148k | €212k | €264k | €316k | €385k |
| Amounts payable after one year | 17 | €68k | €113k | €158k | €203k | €248k |
| Amounts payable within one year | 42/48 | €68k | €89k | €105k | €114k | €137k |
| Trade debts payable within one year | 44 | €5k | €15k | €14k | €14k | €61k |
| Income statement | ||||||
| Turnover | 70 | €396k | €256k | €311k | €499k | €372k |
| Operating result | 9901 | €21k | €42k | €85k | €96k | €77k |
| Financial income | 75 | €18 | €60 | - | - | €1 |
| Financial charges | 65 | €5k | €7k | €6k | €3k | €3k |
| Result before taxes | 9903 | €16k | €36k | €79k | €93k | €74k |
| Income taxes | 67/77 | €13k | €15k | €19k | €33k | €22k |
| Net result for the period | 9904 | €3k | €20k | €61k | €60k | €53k |
| Result to be appropriated | 9905 | €3k | €20k | €61k | €60k | €53k |
| NACE primary | Other activities auxiliary to financial services, excluding insurance and pension funding(66199) |
| Legal form | Private limited company(610) |
| Incorporation | 16-07-1992 |
| Status | Active |
| Postal code | 8420 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0210/00L000 | Wallonia | 3,657 m² | 1 · 363 m² | - |
| 35007A0011/00Z014 | Flanders | 1,141 m² | 1 · 253 m² | 14.5 m · 3 fl. |
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
14-02-2024 Discharge granted to the board
Technical details
{
"events": [
{
"kind": "decharge_granted",
"role": "commissaris",
"person": null,
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "0471.089.804",
"name": "PVMD Bedrijfsrevisoren",
"address": "Argenteuillaan 51, 1410 Waterloo",
"country": "BE",
"legal_form": "co\u00F6peratieve vennootschap"
},
"statutory": null,
"compensated": true,
"effective_date": null,
"evidence_quote": "De algemene vergadering besluit het mandaat van haar commissaris, de co\u00F6peratieve vennootschap \u0022PVMD Bedrijfsrevisoren\u0022... te hernieuwen voor een periode van drie jaar.",
"decharge_status": "granted",
"mandate_duration": {
"kind": "until_agm_year",
"value": "2026"
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "G\u00E9rard INDEKEU",
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-02-14",
"filing_date": "2024-02-12",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-10-19",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0447.835.340",
"name_full": "EGEFI",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "G\u00E9rard INDEKEU",
"org_rep_person_name": null,
"person_role_at_subject": "Notaris vennoot"
},
"co_filed_documents": [
"gelijkvormige uitgifte van de akte",
"volmacht",
"geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}| Legal nameNL | EGEFI |