EG Construct

Active

Private limited companyfounded 200520 yrs activeEkelenhoek 38, 2860 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0876.551.188

Summary

EG Construct has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €504,989 and a net result of €63,291. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 7524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysis Watch Report Compare

EG ConstructActiveChecked score 81/100

Risk analysis Report Compare

Checked score

Score 2025

81 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability82=

Solvency100=

Growth52=

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €40,000 at 30 days acceptable

Liquidity ample (current ratio 3.13 against 2.63 in 2024; short-term debt: 12.3% and cash: 13.7% of total assets), and 12.8% of the assets are financed with debt.

Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Construction of residential and non-residential buildings (NACE 41)

about 67% more bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

87.2%

Return on assets

10.9%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

52 d early

2024

56 d early

2023

33 d early

2022

58 d early

2021

5 d early

2020

11 d early

2019

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close26-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

EG Construct was incorporated on 7 October 2005.¹ Total assets rose from EUR 513,579 in 2019 to EUR 579,161 in 2025.²

Go further with this company

How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity

€504,989▲ 0.2%

2024 · €504,198

Total assets

€579,161▼ 0.9%

2024 · €584,540

Net result

€63,291▲ 3.5%

2024 · €61,176

Working capital

€152,108▲ 20.0%

2024 · €126,746

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€72,611▼ 31.7%€79,768▲ 9.9%€62,555▼ 21.6%€91,353▲ 46.0%€93,228▲ 2.1%

Net result€44,464▼ 29.1%€49,598▲ 11.5%€42,658▼ 14.0%€61,176▲ 43.4%€63,291▲ 3.5%

Equity€434,566▲ 11.4%€483,364▲ 11.2%€506,022▲ 4.7%€504,198▼ 0.4%€504,989▲ 0.2%

Total assets€574,527▲ 2.4%€598,940▲ 4.2%€535,926▼ 10.5%€584,540▲ 9.1%€579,161▼ 0.9%

Debt€139,961▼ 18.1%€115,576▼ 17.4%€29,904▼ 74.1%€80,342▲ 169%€74,171▼ 7.7%

Working capital€144,385▲ 32.9%€148,152▲ 2.6%€111,752▼ 24.6%€126,746▲ 13.4%€152,108▲ 20.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €579,161

61.4%

38.6%

Fixed assets €355,731 ▼ 6.4%

Current assets €223,429 ▲ 9.2%

Equity and liabilities €579,161

87.2%

12.8%

Equity €504,989 ▲ 0.2%

Debt €74,171 ▼ 7.7%

Debt's share of the balance-sheet total falls from 13.7% to 12.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€118,574▼

2024 · €120,777

Cash flow

€88,637▼

2024 · €90,600

Current ratio

3.13▲

2024 · 2.63

Debt to equity

0.15▼

2024 · 0.16

ROE

12.5%▲

2024 · 12.1%

ROA

10.9%▲

2024 · 10.5%

Interest coverage

2150.41▲

2024 · 189.83

Debt ≤ 1 year

€71,322▼

2024 · €77,926

Debt > 1 year

€2,100=

2024 · €2,100

Income taxes

€30,619▲

2024 · €29,606

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines

Balance sheet Code20242025

Assets

Total assets20/58€584,540€579,161▼

Fixed assets21/28€379,868€355,731▼

Tangible fixed assets22/27€379,868€355,731▼

Land and buildings22€334,348€323,580▼

Plant, machinery and equipment23€5,192€26,335▲

Furniture and vehicles24€5,067€3,175▼

Other tangible fixed assets26€35,261€2,641▼

Current assets29/58€204,671€223,429▲

Amounts receivable within one year40/41€15,788€15,232▼

Trade receivables40€13,548€14,884▲

Other amounts receivable41€2,240€348▼

Current investments50/53-€125,759

Cash at bank and in hand54/58€185,458€79,176▼

Deferred charges and accrued income490/1€3,425€3,262▼

Equity and liabilities

Total equity and liabilities10/49€584,540€579,161▼

Equity10/15€504,198€504,989▲

Contributions10/11€65,560€65,560=

Reserves13€260,955€261,747▲

Distributable reserves133€260,955€261,747▲

Profit (loss) carried forward14€177,683€177,683=

Amounts payable17/49€80,342€74,171▼

Amounts payable after more than one year17€2,100€2,100=

Other amounts payable178/9€2,100€2,100=

Amounts payable within one year42/48€77,926€71,322▼

Taxes, remuneration and social security45€9,048€6,273▼

Taxes450/3€9,048€6,273▼

Other amounts payable47/48€68,878€65,049▼

Accrued charges and deferred income492/3€316€750▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,424€25,345▼

Other operating charges640/8€2,058€3,537▲

Gross operating margin9900€122,835€122,111▼

Operating profit (loss)9901€91,353€93,228▲

Financial income75/76B€66€737▲

Recurring financial income75€66€737▲

Financial charges65/66B€636€55▼

Recurring financial charges65€636€55▼

Profit (loss) for the period before taxes9903€90,783€93,910▲

Income taxes67/77€29,606€30,619▲

Profit (loss) for the period9904€61,176€63,291▲

Profit (loss) for the period to be appropriated9905€61,176€63,291▲

Appropriation of the result

Profit (loss) to be appropriated9906€238,859€240,974▲

Profit (loss) brought forward from the previous period14P€177,683€177,683=

Transfer from equity791/2€63,000€62,500▼

Transfer to equity691/2€61,176€63,291▲

To other reserves6921€61,176€63,291▲

Profit to be distributed694/7€63,000€62,500▼

Return on contributions (dividend)694€63,000€62,500▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€19,083	€22,121	€25,454	€29,424	€25,345	▼ 13.9%
Other operating charges640/8	-	€1,716	€2,026	€2,058	€3,537	▲ 71.9%
Non-recurring operating charges66A	-	-	€14,525	-	-	-
Gross operating margin9900	€94,172	€103,605	€104,560	€122,835	€122,111	▼ 0.6%
Operating profit (loss)9901	€72,611	€79,768	€62,555	€91,353	€93,228	▲ 2.1%
Financial income75/76B	-	€1	€1	€66	€737	▲ 1,023%
Recurring financial income75	-	€1	€1	€66	€737	▲ 1,023%
Financial charges65/66B	-	€5,531	€4,708	€636	€55	▼ 91.3%
Recurring financial charges65	€6,191	€4,222	€4,708	€636	€55	▼ 91.3%
Non-recurring financial charges66B	-	€1,310	-	-	-	-
Profit (loss) for the period before taxes9903	€66,420	€74,237	€57,848	€90,783	€93,910	▲ 3.4%
Income taxes67/77	€21,957	€24,639	€15,190	€29,606	€30,619	▲ 3.4%
Profit (loss) for the period9904	€44,464	€49,598	€42,658	€61,176	€63,291	▲ 3.5%
Profit (loss) for the period to be appropriated9905	€44,464	€49,598	€42,658	€61,176	€63,291	▲ 3.5%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€574,527	€598,940	€535,926	€584,540	€579,161	▼ 0.9%
Fixed assets21/28	€405,408	€411,007	€396,654	€379,868	€355,731	▼ 6.4%
Tangible fixed assets22/27	€405,408	€411,007	€396,654	€379,868	€355,731	▼ 6.4%
Land and buildings22	-	€374,754	€348,712	€334,348	€323,580	▼ 3.2%
Plant, machinery and equipment23	-	€8,122	€5,873	€5,192	€26,335	▲ 407%
Furniture and vehicles24	-	€4,537	€1,138	€5,067	€3,175	▼ 37.3%
Other tangible fixed assets26	-	€23,594	€40,931	€35,261	€2,641	▼ 92.5%
Current assets29/58	€169,119	€187,933	€139,272	€204,671	€223,429	▲ 9.2%
Amounts receivable within one year40/41	€20,702	€13,848	€20,924	€15,788	€15,232	▼ 3.5%
Trade receivables40	-	€11,848	€11,934	€13,548	€14,884	▲ 9.9%
Other amounts receivable41	-	€2,000	€8,990	€2,240	€348	▼ 84.5%
Current investments50/53	-	-	-	-	€125,759	-
Cash at bank and in hand54/58	€146,560	€171,954	€116,032	€185,458	€79,176	▼ 57.3%
Deferred charges and accrued income490/1	-	€2,130	€2,316	€3,425	€3,262	▼ 4.8%
Equity and liabilities
Total equity and liabilities10/49	€574,527	€598,940	€535,926	€584,540	€579,161	▼ 0.9%
Equity10/15	€434,566	€483,364	€506,022	€504,198	€504,989	▲ 0.2%
Contributions10/11	-	€65,560	€65,560	€65,560	€65,560	=
Reserves13	€191,323	€240,121	€262,779	€260,955	€261,747	▲ 0.3%
Distributable reserves133	-	€240,121	€262,779	€260,955	€261,747	▲ 0.3%
Profit (loss) carried forward14	€177,683	€177,683	€177,683	€177,683	€177,683	=
Amounts payable17/49	€139,961	€115,576	€29,904	€80,342	€74,171	▼ 7.7%
Amounts payable after more than one year17	€115,227	€75,795	€2,100	€2,100	€2,100	=
Financial debts170/4	-	€73,695	-	-	-	-
Other amounts payable178/9	-	€2,100	€2,100	€2,100	€2,100	=
Amounts payable within one year42/48	€24,734	€39,781	€27,521	€77,926	€71,322	▼ 8.5%
Current portion of amounts payable after more than one year42	-	€14,432	-	-	-	-
Trade debts44	€690	€2,170	€114	-	-	-
Suppliers440/4	-	€2,170	€114	-	-	-
Taxes, remuneration and social security45	-	€13,065	€122	€9,048	€6,273	▼ 30.7%
Taxes450/3	-	€13,065	€122	€9,048	€6,273	▼ 30.7%
Other amounts payable47/48	-	€10,113	€27,285	€68,878	€65,049	▼ 5.6%
Accrued charges and deferred income492/3	-	-	€284	€316	€750	▲ 137%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€44,464	€49,598	€42,658	€61,176	€63,291	▲ 3.5%
+ Depreciation and write-downs630	€19,083	€22,121	€25,454	€29,424	€25,345	▼ 13.9%
Operating cash flow (approximation)	€63,546	€71,719	€68,112	€90,600	€88,637	▼ 2.2%
Investment in fixed assets (approximation)	-	-€27,721	-€11,100	-€12,639	-€1,208	▲ 90.4%
Change in cash	-	€25,394	-€55,922	€69,426	-€106,282	▼ 253%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

10-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

06-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2023

29-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

30-06

Financial Weakest financial yearnet €42,658 ▼14%

Net result drops to €42,658, the lowest in the series; recovery starts the following year.

30-06

Financial Equity above €500,000Eq €506,022 ▲4.7%

5 profitable years in a row build equity to €506,022.

2022

04-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

26-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

20-01

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

30-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

29-01

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

26-01

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2016

23-12

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2005

seat establishment The establishment unit on the map

Ground area

468 m²

Building footprint

90 m²

Volume, LiDAR

24 m³

Parcel 12422D0712/00T002, Flanders · tallest building 10.6 m. Linked by address, not a title deed.

1 establishment unit

EG Construct

Ekelenhoek 38, 2860 Sint-Katelijne-WaverPhotography, excluding press photography

since 20052.149.999.258

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12422D0712/00T002	Flanders	468 m²	1 · 90 m²	10.6 m

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BOUWONDERNEMING VDB CONSTRUCT

BE 0821.971.565

Geraardsbergen · Eq €504,598

B & V BUILDING

BE 0887.222.178

Deerlijk · Eq €505,790

Mouscron · Eq €506,346

Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 9,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded07-10-2005

Fiscal year end30-06

Activities, NACEBEL 2025

41001General construction of residential buildings

Scores and ratios are computed by Checked and are not a credit decision.