EFI CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of EFI CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €80k and a net result of €100k. Its solvency ranks better than 59% of 27559 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.02; short-term debt: 44.9% and cash: 31.2% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
68.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€80k
Total assets
€145k
Net result
€100k
Working capital
€67k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €145k
Fixed assets
€13k
Current assets
€132k
Equity and liabilities €145k
Equity
€80k
Debt
€65k
Debt finances 44.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€128k
Cash flow
€102k
Solvency
55.1%
Current ratio
2.02
Quick ratio
2.02
Debt / equity
0.82
ROE
124.8%
ROA
68.7%
Interest coverage
2459.77
Debt
€65k
Debt ≤ 1 year
€65k
Income taxes
€26k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€145k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€11k
Furniture and vehicles24€3k
Current assets29/58€132k
Amounts receivable within one year40/41€87k
Trade receivables40€78k
Other amounts receivable41€9k
Cash at bank and in hand54/58€45k
Equity and liabilities
Total equity and liabilities10/49€145k
Equity10/15€80k
Contributions10/11€2k
Reserves13€79k
Distributable reserves133€79k
Amounts payable17/49€65k
Amounts payable within one year42/48€65k
Trade debts44€23k
Suppliers440/4€23k
Taxes, remuneration and social security45€21k
Taxes450/3€21k
Other amounts payable47/48€21k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k
Gross operating margin9900€140k
Operating profit (loss)9901€126k
Financial income75/76B€103
Recurring financial income75€103
Financial charges65/66B€52
Recurring financial charges65€52
Profit (loss) for the period before taxes9903€126k
Income taxes67/77€26k
Profit (loss) for the period9904€100k
Profit (loss) for the period to be appropriated9905€100k
Appropriation of the result
Profit (loss) to be appropriated9906€100k
Transfer to equity691/2€79k
To other reserves6921€79k
Profit to be distributed694/7€21k
Directors or managers695€21k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Augustijnernonnenstraat 601090 JetteGround area
359 m²
Building footprint
205 m²
Volume, LiDAR
2,284 m³
Parcel 21463D0303/00M000, Brussels · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EFI CONSTRUCT
since 20252.373.526.553
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0303/00M000 | Brussels | 359 m² | 1 · 205 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,998 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2025
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43110Demolition
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.