Checked.be
Active
BE 0832.042.541Private limited company
EFFEL
Kellestraat 192 ·1150 Sint-Pieters-Woluwe, Belgium· 15 yrs active
Sector: Bemiddeling in verband met exploitatie van en handel in onroerend goed
(68310)
Conclusion
EFFEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-105k) and a net result of €-7k. The computed 12-month bankruptcy probability is 0.5% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-105k |
| Net result | €-7k |
| Active | 15 yrs |
| Locations | 1 |
Financial profile
46
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
8
Profitability
33
Solvency
33
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
8
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 14-07-2026 with the NBB · fiscal year 2025 · micro schema
€-2k
+81.0%
24-25
€-7k
+45.6%
24-25
€-6k
+45.8%
24-25
€4k
+96.8%
24-25
€-105k
-7.0%
24-25
€-106k
-7.3%
24-25
€52
-82.0%
24-25
€108k
+8.7%
24-25
€108k
+8.7%
24-25
0.02
+143.5%
24-25
0.02
+143.5%
24-25
-2790.1%
+45.6%
24-25
-1.04
-1.6%
24-25
6.5%
-49.1%
24-25
-182.5%
+72.3%
24-25
-0.31
+85.7%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-2k |
| Net profit | €-7k |
| Cash flow | €-6k |
| Staff costs | - |
| Income taxes | €52 |
| Dividends | - |
| Total assets | €4k |
| Equity | €-105k |
| Debt | €108k |
| of which ≤ 1y | €108k |
| of which > 1y | - |
| Working capital | €-106k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.02 |
| Quick ratio | 0.02 |
| Working capital ratio | -2824.9% |
| Solvency | -2790.1% |
| Debt / equity | -1.04 |
| Long-term debt ratio | - |
| Interest coverage | -0.31 |
| Gross margin | - |
| Net margin | - |
| ROA | -182.5% |
| ROE | 6.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4k |
| Fixed assets | 21/28 | €1k |
| Tangible fixed assets | 22/27 | €704 |
| Financial fixed assets | 28 | €600 |
| Current assets | 29/58 | €2k |
| Amounts receivable within one year | 40/41 | €174 |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4k |
| Equity | 10/15 | €-105k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €-111k |
| Amounts payable | 17/49 | €108k |
| Amounts payable within one year | 42/48 | €108k |
| Trade debts payable within one year | 44 | €866 |
| Income statement | ||
| Gross operating margin | 9900 | €-453 |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-7k |
| Income taxes | 67/77 | €52 |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
Legal Structure
| NACE primary | Bemiddeling in verband met exploitatie van en handel in onroerend goed(68310) |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-2010 |
| Status | Active |
| Postal code | 1150 |
Establishment units
EFFEL
since 20112.195.748.616
Real-estate footprint
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0052/00M003 | Brussels | 2,063 m² | 1 · 563 m² | 19.9 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
14-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Belgian State Gazette reading coverage
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Activiteiten van syndici van onroerend goed68321Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Names & trade names
| Legal nameFR | EFFEL |
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