Effectium
ActiveSummary
Effectium has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,719 and a net result of -€25,965. Equity has been growing by about 37% per year since 2023. Its solvency ranks better than 66% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-10-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 4 others
- Joint committee
- 100 Aanvullend Paritair Comité voor de werklieden · annual accounts 2025
- Establishment unit
- 2.351.179.139 8210 Zedelgem, since 24-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
- DELPORTE Karel Michel Gilbert PascalDirector · since 24-10-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- -€5,574
- Loss
- €25,965
- Equity
- €74,719
- ▼ 25.8%
- Total assets
- €106,949
- ▼ 18.9%
- Employees on 31-12-2025
- 1
- =
Score breakdownraises riskLoss of €25,965 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.16, cash €15,532, halvedEquity €74,719 (69.9% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 66% of them on solvency, 47% on liquidity, 4% on profitability and 20% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 7 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 17-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is a loss of €24,774, after a profit of €110,309 in 2024. It is the lowest result since 2023.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Staff
| Item | 31-12-2024 | 31-12-2025 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| full-time | 0 | 0 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.4 | 0.4 |
| Average over the year, in full-time equivalents | 0.4 | 0.4 |
| On a permanent contract | 1 | 1 |
| Joined | 1 | - |
| Left | 0 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | €15,204 | - |
| Depreciation and write-downs of the year | - | €2,276 | €3,041 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €14,307 | €15,977 | ▲ 11.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,276 | €3,041 | ▲ 33.6% |
| Other operating charges640/8 | €50 | €191 | €183 | ▼ 4.2% |
| Gross operating margin9900 | €19,203 | €127,083 | -€5,574 | - |
| Operating profit (loss)9901 | €19,153 | €110,309 | -€24,774 | - |
| Financial income75/76B | - | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €2 | €1,241 | €1,191 | ▼ 4.1% |
| Recurring financial charges65 | €2 | €1,241 | €1,191 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €19,150 | €109,068 | -€25,965 | - |
| Income taxes67/77 | €3,944 | €27,591 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €15,206 | €81,477 | -€25,965 | - |
| Profit (loss) for the period to be appropriated9905 | €15,206 | €81,477 | -€25,965 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €42,417 | €131,792 | €106,949 | ▼ 18.9% |
| Fixed assets21/28 | - | €12,928 | €9,887 | ▼ 23.5% |
| Tangible fixed assets22/27 | - | €12,928 | €9,887 | ▼ 23.5% |
| Furniture and vehicles24 | - | €12,928 | €9,887 | ▼ 23.5% |
| Current assets29/58 | €42,417 | €118,864 | €97,062 | ▼ 18.3% |
| Amounts receivable within one year40/41 | €24,371 | €227 | €1,314 | ▲ 478% |
| Trade receivables40 | €24,371 | €0 | - | - |
| Other amounts receivable41 | - | €227 | €1,314 | ▲ 478% |
| Current investments50/53 | - | €80,000 | €80,000 | = |
| Cash at bank and in hand54/58 | €18,047 | €38,468 | €15,532 | ▼ 59.6% |
| Deferred charges and accrued income490/1 | - | €169 | €216 | ▲ 27.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €42,417 | €131,792 | €106,949 | ▼ 18.9% |
| Equity10/15 | €19,206 | €100,684 | €74,719 | ▼ 25.8% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €15,206 | €96,684 | €70,719 | ▼ 26.9% |
| Distributable reserves133 | €15,206 | €96,684 | €70,719 | ▼ 26.9% |
| Amounts payable17/49 | €23,211 | €31,108 | €32,230 | ▲ 3.6% |
| Amounts payable within one year42/48 | €23,113 | €30,688 | €30,678 | = |
| Trade debts44 | €11,611 | €615 | €1,474 | ▲ 140% |
| Suppliers440/4 | €11,611 | €615 | €1,474 | ▲ 140% |
| Taxes, remuneration and social security45 | €11,502 | €29,804 | €29,204 | ▼ 2.0% |
| Taxes450/3 | €11,502 | €28,680 | €27,734 | ▼ 3.3% |
| Remuneration and social security454/9 | - | €1,124 | €1,471 | ▲ 30.9% |
| Other amounts payable47/48 | - | €269 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €98 | €420 | €1,552 | ▲ 269% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,206 | €81,477 | -€25,965 | - |
| + Depreciation and write-downs630 | - | €2,276 | €3,041 | ▲ 33.6% |
| Operating cash flow (approximation) | €15,206 | €83,754 | -€22,924 | - |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | €20,421 | -€22,936 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,223 companies had the same profile as Effectium has now. Two years later, 87.7% were still going and 3.4% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Effectium itself is lower: 0.3% within 12 months. It rests on far more data about Effectium than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Effectium. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- DELPORTE Karel Michel Gilbert Pascal 51 shares (51%) · €2,040 in cash
- MARTENS Elien Georgette Marie 49 shares (49%) · €1,960 in cash
Capital transactions
- 26-10-2023 Incorporation · €4,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, algemene vergadering”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Alle effecten die niet door of krachtens de wet zijn verboden, 100”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Overdracht van aandelen onder levenden, procedure-en expertisekosten voor helft overdrager en helft koper(s),naar evenredigheid verworven…”
Articles of association, deed of 26-10-2023 (in Dutch)
Network & group
Effectium shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Effectium. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
26-10
Gazette deed
IncorporationStarting capital €4,000 · Appointment: DELPORTE Karel Michel Gilbert Pascal (director) · Founder14 points ▸
- Incorporation, “Effectium” (deed in Dutch)
- Founder, DELPORTE Karel Michel Gilbert Pascal
- Founder, MARTENS Elien Georgette Marie
- Other provision, “financieel plan, ten minste twee jaar” (deed in Dutch)
- Other provision, “kwalificatie comparanten als oprichters, alle comparanten als oprichters beschouwd” (deed in Dutch)
- Founding capital, €4,000
- Capital contribution, €2,040
- Capital contribution, €1,960
- Bank account, “bewijs van deponering de dato 2023-10-18, vennootschap in oprichting” (deed in Dutch)
- Other provision, “alle inbrengen volledig gestort, plaatsing en storting uitgegeven aandelen en boeking inbrengen” (deed in Dutch)
- Registered office clause, “8210 Zedelgem,Kloosterstraat 133, eenparig door comparanten” (deed in Dutch)
- Director appointment, DELPORTE Karel Michel Gilbert Pascal (director (not named in the articles))
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31036G0237/00N000 | Flanders | 2,014 m² | 1 · 149 m² | 10.4 m · 2 |