EFACTIVE
ActiveEFACTIVE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €-5k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 50% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-30
Solvency96▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 2.71 in 2024), and 47.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
68 d early
2023
162 d early
2022
2 d late
2021
129 d early
2020
4 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€127k▼ 4.0%
2024 · €133k
2018: €119k
2019: €136k
2020: €135k
2021: €120k
2022: €121k
2023: €125k
2024: €133k
2018 → 2025
Total assets
€241k▼ 10.9%
2024 · €271k
2018: €275k
2019: €270k
2020: €281k
2021: €261k
2022: €317k
2023: €291k
2024: €271k
2018 → 2025
Net result
€-5k
2024 · €8k
2018: €11k
2019: €16k
2020: €-667
2021: €5k
2022: €1k
2023: €4k
2024: €8k
2018 → 2025
Working capital
€55k▲ 4.1%
2024 · €53k
2018: €59k
2019: €73k
2020: €67k
2021: €53k
2022: €31k
2023: €37k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€121k▲ 0.9%€125k▲ 3.3%€133k▲ 6.5%€127k▼ 4.0%
Operating result€9k-€7k▼ 26.9%€13k▲ 94.1%€15k▲ 21.1%€-3k
Net result€5k-€1k▼ 77.2%€4k▲ 260%€8k▲ 104%€-5k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €15k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€155k▼ 17.5%
Current assets
€87k▲ 3.6%
Equity and liabilities €241k
Equity
€127k▼ 4.0%
Debt
€114k▼ 17.6%
The debt ratio falls from 51.0% to 47.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€32k▼
2024 · €53k
Cash flow
€29k▼
2024 · €46k
Solvency
52.9%▲
2024 · 49.0%
Current ratio
2.73▲
2024 · 2.71
Quick ratio
2.73▲
2024 · 2.71
Debt / equity
0.89▼
2024 · 1.04
ROE
-4.2%▼
2024 · 6.1%
ROA
-2.2%▼
2024 · 3.0%
Interest coverage
11.58▼
2024 · 16.37
Debt
€114k▼
2024 · €138k
Debt ≤ 1 year
€32k▲
2024 · €31k
Debt > 1 year
€82k▼
2024 · €107k
Income taxes
€269▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€271k€241k▼
Fixed assets21/28€187k€155k▼
Tangible fixed assets22/27€187k€155k▼
Land and buildings22€129k€119k▼
Furniture and vehicles24€56k€33k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€84k€87k▲
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€2k€0▼
Other amounts receivable41€4k€4k▼
Current investments50/53€32k€38k▲
Cash at bank and in hand54/58€40k€32k▼
Deferred charges and accrued income490/1€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€271k€241k▼
Equity10/15€133k€127k▼
Contributions10/11€19k€19k=
Reserves13€114k€109k▼
Distributable reserves133€114k€109k▼
Amounts payable17/49€138k€114k▼
Amounts payable after more than one year17€107k€82k▼
Financial debts170/4€107k€82k▼
Amounts payable within one year42/48€31k€32k▲
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€606€768▲
Taxes450/3€606€768▲
Other amounts payable47/48€499€397▼
Accrued charges and deferred income492/3€0€300▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€34k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€298€0▼
Gross operating margin9900€56k€34k▼
Operating profit (loss)9901€15k€-3k▼
Financial income75/76B€142€375▲
Recurring financial income75€142€375▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€12k€-5k▼
Income taxes67/77€4k€269▼
Profit (loss) for the period9904€8k€-5k▼
Profit (loss) for the period to be appropriated9905€8k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-5k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-5k ▼166%
Net result drops to €-5k, the lowest in the series.
21-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €16k ▲52.9%
Operating result €20k, net result €16k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wullebeekstraat 442630 AartselaarGround area
443 m²
Building footprint
108 m²
Volume, LiDAR
699 m³
Parcel 11372D0095/00R000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Efactive
since 20062.151.976.177
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372D0095/00R000 | Flanders | 443 m² | 1 · 108 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE RYCKE CONSULT & INVEST
BE 1001.702.568
Gent · Eq €127k
Inductance
BE 0785.677.927
Namur · Eq €127k
MANAVEST
BE 0791.784.571
Blégny · Eq €127k
ATLASIA
BE 1017.972.339
Nivelles · Eq €127k
LUMTUROJ
BE 0707.532.450
Lier · Eq €127k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,720 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2006
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.