EDIL
ActiveEDIL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.68M and a net result of €216k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+16
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 10.81 against 7.12 in 2024), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.3%
Return on assets
7.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
73 d early
2023
104 d early
2022
90 d early
2021
89 d early
2020
86 d early
2019
88 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.68M▲ 8.8%
2024 · €2.46M
2019: €1.97M
2020: €2.02M
2021: €2.12M
2022: €2.21M
2023: €2.34M
2024: €2.46M
2019 → 2025
Total assets
€2.78M▲ 7.9%
2024 · €2.57M
2019: €2.88M
2020: €2.77M
2021: €2.55M
2022: €2.52M
2023: €2.37M
2024: €2.57M
2019 → 2025
Net result
€216k▲ 81.1%
2024 · €119k
2019: €118k
2020: €54k
2021: €96k
2022: €91k
2023: €134k
2024: €119k
2019 → 2025
Working capital
€1.00M▲ 44.3%
2024 · €696k
2019: €554k
2020: €457k
2021: €162k
2022: €160k
2023: €439k
2024: €696k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.12M-€2.21M▲ 4.3%€2.34M▲ 6.1%€2.46M▲ 5.1%€2.68M▲ 8.8%
Operating result€141k-€130k▼ 7.6%€175k▲ 34.5%€156k▼ 10.7%€253k▲ 61.9%
Net result€96k-€91k▼ 5.1%€134k▲ 47.9%€119k▼ 11.4%€216k▲ 81.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.78M
Fixed assets
€1.67M▼ 5.3%
Current assets
€1.11M▲ 36.6%
Equity and liabilities €2.78M
Equity
€2.68M▲ 8.8%
Debt
€102k▼ 10.0%
The debt ratio falls from 4.4% to 3.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€408k▲
2024 · €331k
Cash flow
€371k▲
2024 · €294k
Solvency
96.3%▲
2024 · 95.6%
Current ratio
10.81▲
2024 · 7.12
Quick ratio
10.81▲
2024 · 7.12
Debt / equity
0.04▼
2024 · 0.05
ROE
8.1%▲
2024 · 4.8%
ROA
7.8%▲
2024 · 4.6%
Interest coverage
727.61▼
2024 · 1131.59
Debt
€102k▼
2024 · €114k
Debt ≤ 1 year
€102k▼
2024 · €114k
Income taxes
€57k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€2.78M▲
Fixed assets21/28€1.76M€1.67M▼
Tangible fixed assets22/27€1.76M€1.67M▼
Land and buildings22€1.66M€1.59M▼
Plant, machinery and equipment23€74k€58k▼
Furniture and vehicles24€31k€20k▼
Current assets29/58€810k€1.11M▲
Amounts receivable within one year40/41€38k€79k▲
Trade receivables40€38k€69k▲
Other amounts receivable41-€10k
Current investments50/53€731k€940k▲
Cash at bank and in hand54/58€17k€88k▲
Deferred charges and accrued income490/1€24k€678▼
Equity and liabilities
Total equity and liabilities10/49€2.57M€2.78M▲
Equity10/15€2.46M€2.68M▲
Contributions10/11€1.36M€1.36M=
Capital10€1.36M€1.36M=
Issued capital100€1.36M€1.36M=
Reserves13€297k€381k▲
Non-distributable reserves130/1€136k€136k=
Legal reserve130€136k€136k=
Tax-exempt reserves132€107k€191k▲
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€801k€932k▲
Amounts payable17/49€114k€102k▼
Amounts payable within one year42/48€114k€102k▼
Trade debts44€36k€19k▼
Suppliers440/4€36k€19k▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€69k€69k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€175k€155k▼
Other operating charges640/8€107k€98k▼
Gross operating margin9900€438k€506k▲
Operating profit (loss)9901€156k€253k▲
Financial income75/76B€9k€20k▲
Recurring financial income75€9k€20k▲
Financial charges65/66B€293€561▲
Recurring financial charges65€293€561▲
Profit (loss) for the period before taxes9903€165k€273k▲
Income taxes67/77€46k€57k▲
Profit (loss) for the period9904€119k€216k▲
Transfer to tax-exempt reserves689€51k€84k▲
Profit (loss) for the period to be appropriated9905€69k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€801k€932k▲
Profit (loss) brought forward from the previous period14P€732k€801k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €216k ▲81.1%
Operating result €253k, net result €216k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 9current ratio 14.30
Current ratio from 1.52 to 14.30; short-term debt falls from €311k to €33k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €54k ▼53.9%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.02M ▲2.8%
2 profitable years in a row build equity to €2.02M.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 directors, no change since 2025
Bernard Saey
CurrentDirector · since 05-06-2024
Bersaco BV
CurrentDirector · since 05-06-2024 · Legal entity
Dirk Decaluwé
CurrentDirector · since 05-06-2024
Jean Vanderstuyft
CurrentDirector · since 06-11-2023
BVBA FGC Invest
Not recently confirmedDirector · since 05-10-2015 · Legal entity
Filiep Bayart
Not recently confirmedDirector · since 07-06-2005
09-05-2025
Dirk Decaluwé: Appointed as Director
05-06-2024
Bernard Saey: Resigned as Director
05-06-2024
Bernard Saey: Appointed as Director
05-06-2024
Bersaco BV: Appointed as Director
05-06-2024
Bersaco BV: Appointed as Dagelijks bestuurder
05-06-2024
Dirk Decaluwé: Appointed as Director
05-06-2024
BV Sattua: Resigned as Director
05-06-2024
Franciscus Peters: Resigned as Director
06-11-2023
Jean Vanderstuyft: Appointed as Director
07-08-2023
Jean Vanderstuyft: Resigned as Director
07-08-2023
Franciscus Peters: Appointed as Director
07-08-2023
Franciscus Peters: Appointed as Dagelijks bestuurder
06-06-2023
Jean Vanderstuyft: Appointed as Vaste vertegenwoordiger
21-11-2022
Jean Vanderstuyft: Appointed as Director
28-05-2021
Jean Vanderstuyft: Appointed as Director
02-06-2020
Jean Vanderstuyft: Appointed as Director
03-06-2019
Jean Vanderstuyft: Appointed as Director
21-06-2018
Bernard Saey: Appointed as Director
21-06-2018
Jean Vanderstuyft: Appointed as Director
01-08-2016
Jean Vanderstuyft: Appointed as Director
05-10-2015
BVBA FGC Invest: Appointed as Director
05-10-2015
BVBA SLS Powerinvest: Resigned as Director
07-06-2005
Filiep Bayart: Appointed as Director
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan(Heu) 28501 KortrijkGround area
3.7 ha
Building footprint
2.0 ha
Volume, LiDAR
176,532 m³
2 parcels, Flanders · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Industrielaan(Heu) 4, 8501 Kortrijk
since 19922.058.639.908
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016B0667/00T000 | Flanders | 2.3 ha | 1 · 1.9 ha | 16.4 m · 3 fl. |
| 34016B0668/00N000 | Flanders | 1.4 ha | 1 · 1,076 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
4 auditors| VGD Bedrijfsrevisoren BVCurrent Statutory auditor | 21-11-2022 → present |
Show 3 earlier auditors
| Boes en Co Bedrijfsrevisoren Statutory auditor succeeded by CVBA VGD Bedrijfsrevisoren in 2019 | 01-08-2016 → 03-06-2019 |
| CVBA VGD Bedrijfsrevisoren Statutory auditor succeeded by VGD Bedrijfsrevisoren BV in 2022 | 03-06-2019 → 21-11-2022 |
| Jurgen Lelie Statutory auditor succeeded by CVBA VGD Bedrijfsrevisoren in 2019 | 01-08-2016 → 03-06-2019 |
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ESPACE GUILLEMINS
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-07-1992
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
74855
70203
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.