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EDIBO-IMMO

Active
Public limited companyfounded 201115 yrs activeRue de la Navère,ZE,Pont. 10, 5380 Fernelmont, BelgiumKBO/BCE: BE 0837.731.491

EDIBO-IMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €937k and a net result of €20k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 4829 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
86 / 100
Excellent▼ -1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-57
Solvency96▲+1
Growth75=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 2.04 in 2023), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
52.1%
Return on assets
1.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
59 d early
2023
28 d early
2022
60 d early
2021
57 d late
2020
31 d late
2019
35 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€188k▼ 68.4%
2022 · €596k
2018: €111k 2019: €109k 2020: €132k 2021: €1.25M 2022: €596k
2018 → 2023
EBIT margin
24.9%▲ 14.2pp
2022 · 10.7%
2018: 26.1% 2019: 22.9% 2020: 32.9% 2021: 17.2% 2022: 10.7%
2018 → 2023
Net result
€20k▼ 17.6%
2023 · €25k
2018: €8k 2019: €-329 2020: €3k 2021: €68k 2022: €40k 2023: €25k
2018 → 2024
Working capital
€159k▲ 74.8%
2023 · €91k
2018: €-177k 2019: €-318k 2020: €777k 2021: €-52k 2022: €90k 2023: €91k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€132k-€1.25M▲ 845%€596k▼ 52.2%€188k▼ 68.4%
Equity€763k-€831k▲ 8.9%€903k▲ 8.6%€922k▲ 2.1%€937k▲ 1.6%
Operating result€43k-€214k▲ 393%€64k▼ 70.1%€47k▼ 26.6%€38k▼ 18.4%
Net result€3k-€68k▲ 2,357%€40k▼ 41.2%€25k▼ 38.5%€20k▼ 17.6%
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2020: €43k€43kNet result 2020: €3k€3kOperating result 2021: €214k€214kNet result 2021: €68k€68kOperating result 2022: €64k€64kNet result 2022: €40k€40kOperating result 2023: €47k€47kNet result 2023: €25k€25kOperating result 2024: €38k€38kNet result 2024: €20k€20k20202021202220232024
The operating result has fallen three years in a row; 2024 is 18% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.80M
Fixed assets €1.56M▼ 7.3%
Current assets €238k▲ 33.2%
Equity and liabilities €1.80M
Equity €937k▲ 1.6%
Debt €863k▼ 8.3%
The debt ratio falls from 50.5% to 47.9%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€161k
2023 · €168k
Cash flow
€143k
2023 · €146k
Solvency
52.1%
2023 · 49.5%
Current ratio
3.03
2023 · 2.04
Quick ratio
3.03
2023 · 2.04
Debt / equity
0.92
2023 · 1.02
ROE
2.2%
2023 · 2.7%
ROA
1.1%
2023 · 1.3%
Interest coverage
9.67
2023 · 9.43
Debt
€863k
2023 · €941k
Debt ≤ 1 year
€79k
2023 · €87k
Debt > 1 year
€781k
2023 · €853k
Income taxes
€7k
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.86M€1.80M
Fixed assets21/28€1.68M€1.56M
Tangible fixed assets22/27€1.68M€1.56M
Land and buildings22€1.67M€1.55M
Plant, machinery and equipment23€11k€8k
Financial fixed assets28€300€300=
Current assets29/58€179k€238k
Cash at bank and in hand54/58€179k€238k
Equity and liabilities
Total equity and liabilities10/49€1.86M€1.80M
Equity10/15€922k€937k
Contributions10/11€750k€750k=
Capital10€750k€750k=
Issued capital100€750k€750k=
Reserves13€10k€12k
Non-distributable reserves130/1€10k€12k
Legal reserve130€10k€12k
Profit (loss) carried forward14€136k€154k
Investment grants15€26k€21k
Amounts payable17/49€941k€863k
Amounts payable after more than one year17€853k€781k
Financial debts170/4€853k€781k
Amounts payable within one year42/48€87k€79k
Current portion of amounts payable after more than one year42€71k€73k
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€16k€2k
Taxes450/3€16k€2k
Accrued charges and deferred income492/3-€3k
Income statement Code20232024
Turnover70€188k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121k€123k
Other operating charges640/8€7k€12k
Gross operating margin9900€176k€173k
Operating profit (loss)9901€47k€38k
Financial income75/76B€6k€6k=
Recurring financial income75€6k€6k=
Financial charges65/66B€18k€17k
Recurring financial charges65€18k€17k
Profit (loss) for the period before taxes9903€35k€27k
Income taxes67/77€10k€7k
Profit (loss) for the period9904€25k€20k
Profit (loss) for the period to be appropriated9905€25k€20k
Appropriation of the result
Profit (loss) to be appropriated9906€136k€156k
Profit (loss) brought forward from the previous period14P€111k€136k
Transfer to equity691/2-€2k
To the legal reserve6920-€2k

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Liquidity doublescurrent ratio 1.85
Current ratio from 0.87 to 1.85; short-term debt falls from €402k to €105k.
26-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 57 days late
2021
31-12
Financial Highest result since 2018net €68k ▲2357%
Operating result €214k, net result €68k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial Liquidity times 16current ratio 3.06
Current ratio from 0.19 to 3.06; short-term debt falls from €393k to €377k.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Weakest financial yearnet €-329 ▼104%
Net result drops to €-329, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2016
07-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2011
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Navère,ZE,Pont. 105380 Fernelmont
Ground area
1.5 ha
Building footprint
8,897 m²
Volume, LiDAR
139,938 m³
Parcel 72342A1225/00F007, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Maatheide 1302, 3920 Lommel
Real estate activities
since 20112.201.068.570
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72342A1225/00F007 Flanders 1.5 ha 1 · 8,897 m² 17.5 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,979 companies in sector 68203 we hold annual accounts for 5,949. 4,145 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded08-07-2011
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.