EDGEBAY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €232k and a net result of €23k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 5523 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
on the day
2021
6 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€232k▲ 10.8%
2024 · €209k
2018: €117k
2019: €147k
2020: €150k
2021: €162k
2022: €199k
2023: €226k
2024: €209k
2018 → 2025
Net result
€23k▼ 2.0%
2024 · €23k
2018: €55k
2019: €30k
2020: €4k
2021: €11k
2022: €50k
2023: €27k
2024: €23k
2018 → 2025
Total assets
€638k▲ 3.0%
2024 · €619k
2018: €638k
2019: €602k
2020: €606k
2021: €620k
2022: €609k
2023: €617k
2024: €619k
2018 → 2025
Solvency
36.3%▲ 2.5pp
2024 · 33.8%
2018: 18.3%
2019: 24.3%
2020: 24.8%
2021: 26.1%
2022: 32.7%
2023: 36.7%
2024: 33.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€199k▲ 23.3%€226k▲ 13.5%€209k▼ 7.5%€232k▲ 10.8%
Operating result€24k-€73k▲ 204%€50k▼ 31.1%€44k▼ 11.2%€41k▼ 6.8%
Net result€11k-€50k▲ 335%€27k▼ 45.7%€23k▼ 14.8%€23k▼ 2.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €638k
Fixed assets
€617k▲ 2.9%
Current assets
€21k▲ 7.2%
Equity and liabilities €638k
Equity
€232k▲ 10.8%
Debt
€406k▼ 0.9%
The debt ratio falls from 66.2% to 63.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
36.3%▲
2024 · 33.8%
ROE
9.7%▼
2024 · 11.0%
ROA
3.5%▼
2024 · 3.7%
Debt
€406k▼
2024 · €410k
Debt ≤ 1 year
€406k▼
2024 · €410k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€638k▲
Fixed assets21/28€599k€617k▲
Financial fixed assets28€599k€617k▲
Current assets29/58€20k€21k▲
Amounts receivable within one year40/41€20k€21k▲
Other amounts receivable41€20k€21k▲
Cash at bank and in hand54/58-€269
Equity and liabilities
Total equity and liabilities10/49€619k€638k▲
Equity10/15€209k€232k▲
Contributions10/11€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€141k€164k▲
Amounts payable17/49€410k€406k▼
Amounts payable within one year42/48€410k€406k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€9k€865▼
Suppliers440/4€9k€865▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€13k▲
Other amounts payable47/48€390k€393k▲
Accrued charges and deferred income492/3€78-
Income statement
Code20242025
Other operating charges640/8€505€510▲
Gross operating margin9900€45k€42k▼
Operating profit (loss)9901€44k€41k▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€32k€30k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€23k€23k▼
Profit (loss) for the period to be appropriated9905€23k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€164k▼
Profit (loss) brought forward from the previous period14P€158k€141k▼
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €226k ▲13.5%
6 profitable years in a row build equity to €226k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €4k ▼87.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €150kEq €150k ▲2.5%
3 profitable years in a row build equity to €150k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helleven (C) 82920 KalmthoutGround area
1.3 ha
Building footprint
5,612 m²
Parcel 11662E0576/00L018, Flanders. Linked by address, not a title deed.
1 establishment unit
EDGEBAY
since 20162.262.068.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0576/00L018 | Flanders | 1.3 ha | 1 · 5,612 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-12-2016
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
69109Other legal services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.