JOLA+
ActiveJOLA+ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €500k and a net result of €29k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 7950 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
42 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
10 d late
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€500k▲ 6.3%
2024 · €471k
2018: €82k
2019: €162k
2020: €242k
2021: €315k
2022: €389k
2023: €441k
2024: €471k
2018 → 2025
Net result
€29k▼ 0.9%
2024 · €30k
2018: €74k
2019: €80k
2020: €80k
2021: €73k
2022: €74k
2023: €46k
2024: €30k
2018 → 2025
Total assets
€548k▲ 4.5%
2024 · €524k
2018: €413k
2019: €437k
2020: €433k
2021: €433k
2022: €426k
2023: €485k
2024: €524k
2018 → 2025
Solvency
91.3%▲ 1.5pp
2024 · 89.9%
2018: 19.8%
2019: 37.1%
2020: 55.9%
2021: 72.7%
2022: 91.3%
2023: 91.0%
2024: 89.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€315k-€389k▲ 23.5%€441k▲ 13.4%€471k▲ 6.7%€500k▲ 6.3%
Operating result€23k-€23k▼ 2.3%€36k▲ 55.2%€44k▲ 23.0%€42k▼ 3.4%
Net result€73k-€74k▲ 1.7%€46k▼ 37.9%€30k▼ 35.3%€29k▼ 0.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €548k
Fixed assets
€402k▼ 0.1%
Current assets
€146k▲ 19.8%
Equity and liabilities €548k
Equity
€500k▲ 6.3%
Debt
€47k▼ 10.6%
The debt ratio falls from 10.1% to 8.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
91.3%▲
2024 · 89.9%
ROE
5.9%▼
2024 · 6.3%
ROA
5.4%▼
2024 · 5.7%
Debt
€47k▼
2024 · €53k
Debt ≤ 1 year
€47k▼
2024 · €53k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€524k€548k▲
Fixed assets21/28€402k€402k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€0€0=
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€400k€400k=
Current assets29/58€122k€146k▲
Amounts receivable within one year40/41€12k€4k▼
Trade receivables40€12k€4k▼
Cash at bank and in hand54/58€110k€141k▲
Deferred charges and accrued income490/1€207€1k▲
Equity and liabilities
Total equity and liabilities10/49€524k€548k▲
Equity10/15€471k€500k▲
Contributions10/11€19k€19k=
Reserves13€452k€482k▲
Distributable reserves133€452k€482k▲
Amounts payable17/49€53k€47k▼
Amounts payable within one year42/48€53k€47k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€43k€38k▼
Taxes450/3€33k€33k▼
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223€223=
Other operating charges640/8€768€787▲
Gross operating margin9900€45k€43k▼
Operating profit (loss)9901€44k€42k▼
Financial charges65/66B€145€160▲
Recurring financial charges65€145€160▲
Profit (loss) for the period before taxes9903€44k€42k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€30k€29k▼
Profit (loss) for the period to be appropriated9905€30k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€29k▼
Transfer to equity691/2€30k€29k▼
To the legal reserve6920€30k€29k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €29k ▼0.9%
Net result drops to €29k, the lowest in the series.
31-12
Financial
Equity above €500kEq €500k ▲6.3%
8 profitable years in a row build equity to €500k.
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 1.89
Current ratio from 0.54 to 1.89.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Equity above €200kEq €242k ▲49.4%
3 profitable years in a row build equity to €242k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €80k ▲9.3%
Net result €80k, the highest in the series.
31-12
Financial
Equity above €150kEq €162k ▲98.6%
2 profitable years in a row build equity to €162k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2017
Ground area
902 m²
Building footprint
165 m²
Volume, LiDAR
853 m³
Parcel 11642D0248/00P000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOLA+
since 20172.269.344.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0248/00P000 | Flanders | 902 m² | 1 · 165 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 13,565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.