EDELVEST
ActiveEDELVEST has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €649k and a net result of €92k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 29% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency37▲+14
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.71 in 2024), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
61 d late
2023
30 d late
2022
29 d late
2021
32 d early
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k▼ 42.0%
2024 · €159k
2018: €-39k
2019: €-799
2020: €-11k
2021: €9k
2022: €94k
2023: €56k
2024: €159k
2018 → 2025
Working capital
€-120k▲ 38.9%
2024 · €-197k
2018: €808k
2019: €1.23M
2020: €1.16M
2021: €-317k
2022: €-248k
2023: €-199k
2024: €-197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€633k-€727k▲ 14.8%€783k▲ 7.7%€557k▼ 28.9%€649k▲ 16.6%
Operating result€29k-€119k▲ 310%€100k▼ 16.1%€222k▲ 122%€167k▼ 24.7%
Net result€9k-€94k▲ 965%€56k▼ 40.8%€159k▲ 187%€92k▼ 42.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets
€2.17M▼ 3.3%
Current assets
€158k▼ 66.5%
Equity and liabilities €2.32M
Equity
€649k▲ 16.6%
Provisions
€181k▼ 3.9%
Debt
€1.49M▼ 24.1%
The debt ratio falls from 72.5% to 64.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€252k▼
2024 · €307k
Cash flow
€178k▼
2024 · €244k
Solvency
27.9%▲
2024 · 20.5%
Current ratio
0.57▼
2024 · 0.71
Quick ratio
0.57▼
2024 · 0.71
Debt / equity
2.30▼
2024 · 3.53
ROE
14.2%▼
2024 · 28.7%
ROA
4.0%▼
2024 · 5.9%
Interest coverage
6.18▼
2024 · 7.59
Debt
€1.49M▼
2024 · €1.97M
Debt ≤ 1 year
€278k▼
2024 · €669k
Debt > 1 year
€1.20M▼
2024 · €1.29M
Income taxes
€57k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.71M€2.32M▼
Fixed assets21/28€2.24M€2.17M▼
Tangible fixed assets22/27€2.24M€2.17M▼
Land and buildings22€2.19M€2.13M▼
Plant, machinery and equipment23€31k€23k▼
Furniture and vehicles24€19k€18k▼
Current assets29/58€473k€158k▼
Amounts receivable within one year40/41€465k€106k▼
Trade receivables40€11k-
Other amounts receivable41€455k€106k▼
Cash at bank and in hand54/58€8k€51k▲
Deferred charges and accrued income490/1-€558
Equity and liabilities
Total equity and liabilities10/49€2.71M€2.32M▼
Equity10/15€557k€649k▲
Contributions10/11€19k€19k=
Reserves13€538k€630k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€367k€352k▼
Distributable reserves133€169k€276k▲
Provisions and deferred taxes16€189k€181k▼
Deferred taxes168€189k€181k▼
Amounts payable17/49€1.97M€1.49M▼
Amounts payable after more than one year17€1.29M€1.20M▼
Financial debts170/4€1.29M€1.20M▼
Amounts payable within one year42/48€669k€278k▼
Current portion of amounts payable after more than one year42€86k€82k▼
Financial debts43€26k-
Credit institutions430/8€26k-
Trade debts44€4k€32k▲
Suppliers440/4€4k€32k▲
Taxes, remuneration and social security45€66k€113k▲
Taxes450/3€66k€113k▲
Other amounts payable47/48€487k€51k▼
Accrued charges and deferred income492/3€12k€12k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€85k▲
Other operating charges640/8€48k€24k▼
Gross operating margin9900€355k€277k▼
Operating profit (loss)9901€222k€167k▼
Financial income75/76B€12k€15k▲
Recurring financial income75€12k€15k▲
Financial charges65/66B€40k€41k▲
Recurring financial charges65€40k€41k▲
Profit (loss) for the period before taxes9903€194k€142k▼
Transfer from deferred taxes780€7k€7k=
Income taxes67/77€42k€57k▲
Profit (loss) for the period9904€159k€92k▼
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€174k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€107k▼
Profit (loss) brought forward from the previous period14P€-4k-
Transfer from equity791/2€386k-
Transfer to equity691/2€169k€107k▼
To other reserves6921€169k€107k▼
Profit to be distributed694/7€386k-
Return on contributions (dividend)694€386k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €159k ▲187%
Operating result €222k, net result €159k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin d'Ellignies(A) 567910 Frasnes-lez-AnvaingGround area
3,270 m²
Building footprint
225 m²
Parcel 51001C0197/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chemin d'Ellignies(A) 56/B, 7910 Frasnes-lez-Anvaing
since 20082.300.922.152
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51001C0197/00E000 | Wallonia | 3,270 m² | 1 · 225 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 32,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.