Eddy Goeman
ActiveSummary
The computed 12-month bankruptcy probability of Eddy Goeman is 3.5% (moderate). The 2025 annual accounts show equity of €92k and a net result of €96k. Equity is shrinking by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▼-33
Growth32=
Track record94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 4.49 in 2024; short-term debt: 58.2% and cash: 97.8% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
43.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
28 d early
2023
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▼ 24.2%
2024 · €121k
2023: €130k
2024: €121k
2023 → 2025
Total assets
€220k▲ 42.7%
2024 · €154k
2023: €175k
2024: €154k
2023 → 2025
Net result
€96k▼ 18.1%
2024 · €117k
2023: €127k
2024: €117k
2023 → 2025
Working capital
€88k▼ 23.5%
2024 · €115k
2023: €121k
2024: €115k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€130k-€121k▼ 6.4%€92k▼ 24.2%
Operating result€162k-€149k▼ 8.1%€113k▼ 24.0%
Net result€127k-€117k▼ 7.8%€96k▼ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets
€4k ▼ 37.0%
Current assets
€216k ▲ 46.1%
Equity and liabilities €220k
Equity
€92k ▼ 24.2%
Debt
€128k ▲ 289%
Debt's share of the balance-sheet total rises from 21.4% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€116k▼
2024 · €152k
Cash flow
€98k▼
2024 · €119k
Current ratio
1.69▼
2024 · 4.49
Debt to equity
1.39▲
2024 · 0.27
ROE
103.9%▲
2024 · 96.2%
ROA
43.4%▼
2024 · 75.6%
Interest coverage
643.19▼
2024 · 842.40
Debt ≤ 1 year
€128k▲
2024 · €33k
Income taxes
€18k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€220k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€148k€216k▲
Amounts receivable within one year40/41€3k€877▼
Trade receivables40€0-
Other amounts receivable41€3k€877▼
Cash at bank and in hand54/58€145k€215k▲
Equity and liabilities
Total equity and liabilities10/49€154k€220k▲
Equity10/15€121k€92k▼
Contributions10/11€3k€3k=
Reserves13€125k€85k▼
Distributable reserves133€125k€85k▼
Profit (loss) carried forward14€-7k€4k▲
Amounts payable17/49€33k€128k▲
Amounts payable within one year42/48€33k€128k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€28k€27k▼
Taxes450/3€26k€25k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€100k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€599€710▲
Gross operating margin9900€152k€116k▼
Operating profit (loss)9901€149k€113k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€180€180=
Recurring financial charges65€180€180=
Profit (loss) for the period before taxes9903€149k€113k▼
Income taxes67/77€32k€18k▼
Profit (loss) for the period9904€117k€96k▼
Transfer from tax-exempt reserves789-€40k
Profit (loss) for the period to be appropriated9905€117k€136k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€129k▲
Profit (loss) brought forward from the previous period14P€2k€-7k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€125k€125k=
Return on contributions (dividend)694€125k€125k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €96k ▼18.1%
Net result drops to €96k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 1191040 EtterbeekGround area
1,253 m²
Building footprint
333 m²
Volume, LiDAR
7,526 m³
Parcel 21362B0292/00X006, Brussels · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Eddy Goeman
since 20232.340.842.107
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0292/00X006 | Brussels | 1,253 m² | 1 · 333 m² | 29.8 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0820.517.456
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ECO+ WONEN
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Oudsbergen · Eq €92,061
PVA BATI
BE 1002.453.329
Halle · Eq €92,082
FATAN LODE
BE 0807.838.368
Heusden-Zolder · Eq €92,086
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,176 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.