Edams
ActiveThe computed 12-month bankruptcy probability of Edams is 1.8% (moderate). The 2025 annual accounts show equity of €74k and a net result of €14k. Equity is growing by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 1520 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency90▲+5
Growth78=
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.47 in 2024), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.3%
Return on assets
9.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
2023
122 d late
2022
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 22.6%
2024 · €61k
2022: €13k
2023: €33k
2024: €61k
2022 → 2025
Total assets
€139k▲ 23.4%
2024 · €113k
2022: €59k
2023: €151k
2024: €113k
2022 → 2025
Net result
€14k▼ 50.8%
2024 · €28k
2022: €8k
2023: €20k
2024: €28k
2022 → 2025
Working capital
€47k▲ 88.6%
2024 · €25k
2022: €-32k
2023: €-9k
2024: €25k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€33k▲ 155%€61k▲ 83.2%€74k▲ 22.6%
Operating result€10k-€26k▲ 169%€36k▲ 37.2%€20k▼ 45.3%
Net result€8k-€20k▲ 152%€28k▲ 38.2%€14k▼ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€29k▼ 19.1%
Current assets
€110k▲ 43.2%
Equity and liabilities €139k
Equity
€74k▲ 22.6%
Debt
€65k▲ 24.4%
The debt ratio rises from 46.3% to 46.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€26k▼
2024 · €42k
Cash flow
€21k▼
2024 · €35k
Solvency
53.3%▼
2024 · 53.7%
Current ratio
1.73▲
2024 · 1.47
Quick ratio
1.44▲
2024 · 1.12
Debt / equity
0.88▲
2024 · 0.86
ROE
18.4%▼
2024 · 45.9%
ROA
9.8%▼
2024 · 24.6%
Interest coverage
53.63▲
2024 · 50.79
Debt
€65k▲
2024 · €52k
Debt ≤ 1 year
€64k▲
2024 · €52k
Income taxes
€5k▼
2024 · €7k
Staff costs
€130k▲
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€139k▲
Fixed assets21/28€36k€29k▼
Tangible fixed assets22/27€36k€29k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€879€665▼
Other tangible fixed assets26€30k€26k▼
Current assets29/58€77k€110k▲
Stocks and contracts in progress3€19k€18k▼
Stocks30/36€19k€18k▼
Amounts receivable within one year40/41€4k€866▼
Trade receivables40-€477
Other amounts receivable41€4k€389▼
Cash at bank and in hand54/58€54k€91k▲
Equity and liabilities
Total equity and liabilities10/49€113k€139k▲
Equity10/15€61k€74k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€56k€69k▲
Amounts payable17/49€52k€65k▲
Amounts payable within one year42/48€52k€64k▲
Trade debts44€7k€32k▲
Suppliers440/4€7k€32k▲
Taxes, remuneration and social security45€45k€32k▼
Taxes450/3€35k€22k▼
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€311-
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€360k-
Remuneration, social security and pensions62€121k€130k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€368€3k▲
Gross operating margin9900€164k€159k▼
Operating profit (loss)9901€36k€20k▼
Financial income75/76B€80€23▼
Recurring financial income75€80€23▼
Financial charges65/66B€836€491▼
Recurring financial charges65€836€491▼
Profit (loss) for the period before taxes9903€35k€19k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€28k€14k▼
Profit (loss) for the period to be appropriated9905€28k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€69k▲
Profit (loss) brought forward from the previous period14P€28k€56k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2022net €28k ▲38.2%
Operating result €36k, net result €28k, both a record.
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 122 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ferdinand Verbieststraat 432180 AntwerpenGround area
632 m²
Building footprint
345 m²
Volume, LiDAR
4,027 m³
Parcel 11817F0586/00S000, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Edams
since 20212.321.421.915
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11817F0586/00S000 | Flanders | 632 m² | 1 · 345 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sirma
BE 0749.760.312
Antwerpen · Eq €74k
PAINCHART
BE 0791.272.649
Sint-Gillis (bij-Brussel) · Eq €74k
OBM BROOD EN BANKET
BE 0877.688.761
Oostkamp · Eq €74k
HADDOUTI
BE 0833.932.457
Anderlecht · Eq €74k
BAKKERIJ LISETTE
BE 0458.982.917
Grimbergen · Eq €74k
Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 1,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2021
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
10720Manufacture of food products
47210Retail sale of fruit and vegetables
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.