ED-cetera
ActiveSummary
ED-cetera is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. For ED-cetera, at least two annual filings are missing. The 2022 annual accounts show negative equity (-€1,438) and a net result of -€4,352. Equity has been shrinking by about 59% per year since 2018. Its solvency ranks better than 7% of 7,972 sector peers (NACE 64, financial year 2022). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-02-2017 Normal situation
- Activity
- Activities of holding companies NACE 64210and 6 others
- Establishment units
- 2.263.721.860 1731 Asse, since 10-02-2017
- 2.276.983.641 1731 Asse, since 01-08-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2022
- Loss
- €4,352
- ▼ 5.9%
- Equity
- -€1,438
- Total assets
- €23,116
- ▼ 16.5%
- Negative equity on 31-12-2022
- 2023 accounts not filed, 826 days past the deadline
Signalsraises riskTwo or more financial years not filed2022 accounts filed 61 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: At least two annual filings are missing
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2023 year end31-07-2024 deadline04-11-2026 today
raises risk · 2022 accounts filed 61 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-09-2023, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
61 days late
2021
31 days late
2020
105 days late
2019
81 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 70 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2022, micro format
2023 annual accounts not yet filed, deadline passed on 31 July 2024 The financial year closed on 31 December 2023. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 4 November 2026.
Annual accounts 2022 filed on 30-09-2023 PDF all 6 filings
Equity
-€1,438
2021 · €2,915
Net result
-€4,352▲ 5.9%
2021 · -€4,626
Total assets
€23,116▼ 16.5%
2021 · €27,674
Solvency
-6.2%▼ 16.8pp
2021 · 10.5%
Multi-year overview
2018 to 2022, 5 financial yearsTurnover
€19,701
▲ 49.9%
2022
20182022
Operating result
-€4,307
▼ 1.0%
2022
20182022
Net result
-€4,352
▲ 5.9%
2022
lowest quarter of the sector
20182022
Equity
-€1,438
2022
lowest quarter of the sector
20182022
Total assets
€23,116
▼ 16.5%
2022
lowest quarter of the sector
20182022
Debt
€24,554
▼ 0.8%
2022
20182022
Working capital
-€2,163
▼ 77.3%
2022
middle half of the sector
20182022
Solvency
-6.2%
▼ 16.8pp
2022
lowest quarter of the sector
20182022
Current ratio
0.91
▼ 0.04
2022
middle half of the sector
20182022
Return on assets (ROA)
-18.8%
▼ 2.1pp
2022
lowest quarter of the sector
20182022
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022
Turnover€28,046-€33,916▲ 20.9%€14,168▼ 58.2%€13,145▼ 7.2%€19,701▲ 49.9%
Operating result€1,725--€1,140-€4,817▼ 323%-€4,266▲ 11.4%-€4,307▼ 1.0%
Net result€1,686--€1,183-€4,858below the sector's middle half▼ 311%-€4,626below the sector's middle half▲ 4.8%-€4,352below the sector's middle half▲ 5.9%
Equity€13,582-€12,399▼ 8.7%€7,541below the sector's middle half▼ 39.2%€2,915below the sector's middle half▼ 61.3%-€1,438below the sector's middle half
Total assets€36,840-€26,507▼ 28.0%€26,056below the sector's middle half▼ 1.7%€27,674below the sector's middle half▲ 6.2%€23,116below the sector's middle half▼ 16.5%
Debt€23,258-€14,108▼ 39.3%€18,515▲ 31.2%€24,759▲ 33.7%€24,554▼ 0.8%
Working capital€1,062-€3,204▲ 202%€988within the sector's middle half▼ 69.2%-€1,220within the sector's middle half-€2,163within the sector's middle half▼ 77.3%
Solvency36.9%-46.8%▲ 9.9pp28.9%within the sector's middle half▼ 17.8pp10.5%below the sector's middle half▼ 18.4pp-6.2%below the sector's middle half▼ 16.8pp
Current ratio1.05-1.23▲ 0.191.06within the sector's middle half▼ 0.170.95within the sector's middle half▼ 0.110.91within the sector's middle half▼ 0.04
Return on assets (ROA)4.6%--4.5%▼ 9.0pp-18.6%below the sector's middle half▼ 14.2pp-16.7%below the sector's middle half▲ 1.9pp-18.8%below the sector's middle half▼ 2.1pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2022 is a loss of €4,307, larger than the loss of €4,266 in 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €23,116
Fixed assets
€2,290 ▼ 59.8%
Current assets
€20,826 ▼ 5.2%
Equity and liabilities
Equity-€1,438
Debt€24,554
Equity is negative. Debt (€24,554) exceeds the balance-sheet total (€23,116).
Key figures and ratios
Debt ≤ 1 year
€22,989▼
2021 · €23,195
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2018 | 2021 | 2022 |
|---|---|---|---|
| Tangible fixed assets | €18,447 | €1,151 | - |
| Depreciation and write-downs of the year | €5,927 | €3,454 | €3,409 |
Source: notes to the 2018 to 2022 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2023 · 2 entries · €5,334 awarded · €5,334 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2023 | 1 | €2,323 | €2,323 |
| 2022 | 1 | €3,011 | €3,011 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €28,046 | €33,916 | €14,168 | €13,145 | €19,701 | ▲ 49.9% |
| Goods, raw materials, services and sundry goods60/61 | €15,394 | - | - | €21,151 | €23,610 | ▲ 11.6% |
| Remuneration, social security and pensions62 | €5,000 | - | - | €4,300 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,927 | €5,793 | €4,359 | €3,454 | €3,409 | ▼ 1.3% |
| Other operating charges640/8 | - | - | - | €922 | - | - |
| Gross operating margin9900 | €12,652 | €4,653 | €2,145 | €4,410 | -€898 | - |
| Operating profit (loss)9901 | €1,725 | -€1,140 | -€4,817 | -€4,266 | -€4,307 | ▼ 1.0% |
| Financial charges65/66B | €39 | - | - | €45 | €45 | = |
| Recurring financial charges65 | €39 | €43 | €41 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | €1,686 | -€1,183 | -€4,858 | -€4,311 | -€4,352 | ▼ 1.0% |
| Income taxes67/77 | - | - | - | €315 | - | - |
| Profit (loss) for the period9904 | €1,686 | -€1,183 | -€4,858 | -€4,626 | -€4,352 | ▲ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €1,686 | -€1,183 | -€4,858 | -€4,626 | -€4,352 | ▲ 5.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,840 | €26,507 | €26,056 | €27,674 | €23,116 | ▼ 16.5% |
| Fixed assets21/28 | €12,520 | €9,486 | €8,002 | €5,699 | €2,290 | ▼ 59.8% |
| Tangible fixed assets22/27 | €12,520 | €9,486 | €8,002 | €5,699 | €2,290 | ▼ 59.8% |
| Plant, machinery and equipment23 | €12,520 | - | - | €5,699 | €2,290 | ▼ 59.8% |
| Current assets29/58 | €24,320 | €17,021 | €18,054 | €21,975 | €20,826 | ▼ 5.2% |
| Stocks and contracts in progress3 | €8,575 | €10,472 | €11,932 | €13,153 | €13,153 | = |
| Stocks30/36 | €8,575 | - | - | €13,153 | €13,153 | = |
| Amounts receivable within one year40/41 | €15,453 | €4,388 | €4,569 | €4,089 | €2,850 | ▼ 30.3% |
| Trade receivables40 | €15,453 | - | - | €4,089 | €2,850 | ▼ 30.3% |
| Current investments50/53 | €292 | €2,161 | - | - | - | - |
| Cash at bank and in hand54/58 | - | - | €1,553 | €4,733 | €4,823 | ▲ 1.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,840 | €26,507 | €26,056 | €27,674 | €23,116 | ▼ 16.5% |
| Equity10/15 | €13,582 | €12,399 | €7,541 | €2,915 | -€1,438 | - |
| Contributions10/11 | €15,624 | €15,624 | €15,624 | €15,624 | €15,624 | = |
| Capital10 | €15,624 | - | - | €15,624 | €15,624 | = |
| Issued capital100 | €18,600 | - | - | €18,600 | €18,600 | = |
| Uncalled capital101 | €2,976 | - | - | €2,976 | €2,976 | = |
| Profit (loss) carried forward14 | -€2,042 | -€3,225 | -€8,083 | -€12,709 | -€17,062 | ▼ 34.3% |
| Amounts payable17/49 | €23,258 | €14,108 | €18,515 | €24,759 | €24,554 | ▼ 0.8% |
| Amounts payable within one year42/48 | €23,258 | €13,817 | €17,066 | €23,195 | €22,989 | ▼ 0.9% |
| Trade debts44 | €7,055 | €2,366 | €5,272 | €7,737 | €10,424 | ▲ 34.7% |
| Suppliers440/4 | €7,055 | - | - | €7,737 | €10,424 | ▲ 34.7% |
| Taxes, remuneration and social security45 | €643 | - | - | - | - | - |
| Taxes450/3 | €643 | - | - | - | - | - |
| Other amounts payable47/48 | €15,560 | - | - | €15,458 | €12,565 | ▼ 18.7% |
| Accrued charges and deferred income492/3 | - | - | - | €1,564 | €1,565 | ▲ 0.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,686 | -€1,183 | -€4,858 | -€4,626 | -€4,352 | ▲ 5.9% |
| + Depreciation and write-downs630 | €5,927 | €5,793 | €4,359 | €3,454 | €3,409 | ▼ 1.3% |
| Operating cash flow (approximation) | €7,613 | €4,610 | -€499 | -€1,172 | -€943 | ▲ 19.5% |
| Investment in fixed assets (approximation) | - | -€2,759 | -€2,875 | -€1,151 | €0 | - |
| Change in cash | - | - | - | €3,180 | €90 | ▼ 97.2% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2022 | micro format | 30-09-2023 | 2023-00463141 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20371012 | |
| 31-12-2020 | micro format | 13-11-2021 | 2021-77200041 | |
| 31-12-2019 | micro format | 20-10-2020 | 2020-61900488 | |
| 31-12-2018 | micro format | 13-12-2019 | 2019-76000560 | |
| 31-12-2017 | micro format | 26-07-2018 | 2018-39600595 |
Board & ownership
Directors
Directors
1 director, last change in 2024
CRABBE, Eddy August Ida
Current
Statutory director · appointed in the act of 29-01-2024 · term without a fixed end · also on the board of 1 other company
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 29-01-2024Owners and capital
Capital transactions
Capital over time
- 29-01-2024 Capital stated in the deed · 100 shares
Network & group
Companies at the same address
1 other companyConnections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Mangia Z
via CRABBE, Eddy August Ida · Statutory director
→
Timeline
Acts, filings and financial milestones
2024
29-01
Gazette deed
Appointment: CRABBE Eddy August Ida (statutory director)4 points ▸
Gazette deed
Appointment: CRABBE Eddy August Ida (statutory director)
4 points ▸
- General meeting, 29-12-2023
- 100 shares
- Director appointment, CRABBE Eddy August Ida (statutory director)
- Registered office clause, Brusselsesteenweg 542, 1731 Asse (Zellik)
- The act holds 4 more points.
2023
30-09
micro format · 61 days late
2022
31-08
micro format · 31 days late
2021
13-11
micro format · 105 days late
2020
31-12
Financial
Weakest financial yearnet -€4,858
The net result drops to -€4,858, the lowest from 2018 to 2022. It recovers the following year.
20-10
micro format · 81 days late
2019
13-12
micro format · 135 days late
2018
26-07
micro format · 5 days before the deadline
2017
14-02
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ED-cetera in Dutch
Trade name
EDdy’s Consultancy”, “EDdy’s Cooking”, “EDdy’s Travel”, “EDdy’s Import-Export”, “EDdy’s Music” en “EDdy’s Art" in Dutch
Enterprise number
0670.966.321
Legal form
Private limited company
Status
Active, normale toestand
Founded
10-02-2017
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 29-01-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 29-01-2024 (in Dutch)Registered office and establishments
Registered office
Brusselsesteenweg 542, 1731 Asse, Belgium
Establishment units
Eddy's Lab, Brusselsesteenweg 542, 1731 Asse since 10-02-2017 · unit number 2.263.721.860 47690 Retail sale of other cultural and recreation goods
Eddy's Lab, Frans Thirrystraat 34, 1731 Asse since 01-08-2018 · unit number 2.276.983.641 47251 Retail sale of wines and spirits
E-mail
eddy.crabbe@gmail.com establishment in Asse
Activities
NACEBEL 2025VAT activities
64210
Activities of holding companies main activity
47690
Retail sale of other cultural and recreation goods
47791
Retail sale of antiques
56111
Full-service restaurants
79110
Travel agency activities
85520
Cultural education
Social security (RSZ) activities
70200
Business and other management consultancy main activity
Codes under NACEBEL 2008
VAT activities
64200
Holdings main activity
47787
Retail trade
47791
Retail trade
56101
Full-service restaurants
79110
Travel agency, tour operator and other reservation service and related activities
85520
Cultural education
Social security (RSZ) activities
70220
Business consulting main activity
Invoicing and payment
VAT number
BE 0670.966.321
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the addresses
Ground area
881 m²
Building footprint
241 m²
Building volume
1,559 m³
Tallest building: 11.2 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23095B0186/00Y000 | Flanders | 668 m² | 1 · 118 m² | 11.1 m · 2 |
| 23095B0077/00R002 | Flanders | 213 m² | 1 · 123 m² | 11.2 m · 1 |