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ED-cetera

Active
Private limited companyfounded 20179 yrs activeBrusselsesteenweg 542, 1731 Asse, BelgiumKBO/BCE: BE 0670.966.321

ED-cetera is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show negative equity (€-1k) and a net result of €-4k. Equity is shrinking by ~88.4% per year across the filed fiscal years. Its solvency ranks better than 7% of 8124 sector peers (fiscal year 2022). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline14-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-09-2023, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
61 d late
2021
31 d late
2020
105 d late
2019
81 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Equity
€-1k
2021 · €3k
2019: €12k 2020: €8k 2021: €3k
2019 → 2022
Net result
€-4k▲ 5.9%
2021 · €-5k
2019: €-1k 2020: €-5k 2021: €-5k
2019 → 2022
Total assets
€23k▼ 16.5%
2021 · €28k
2019: €27k 2020: €26k 2021: €28k
2019 → 2022
Solvency
-6.2%▼ 16.8pp
2021 · 10.5%
2019: 46.8% 2020: 28.9% 2021: 10.5%
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2019202020212022Trend
Turnover€34k-€14k▼ 58.2%€13k▼ 7.2%€20k▲ 49.9%
Equity€12k-€8k▼ 39.2%€3k▼ 61.3%€-1k
Operating result€-1k-€-5k▼ 323%€-4k▲ 11.4%€-4k▼ 1.0%
Net result€-1k-€-5k▼ 311%€-5k▲ 4.8%€-4k▲ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0Operating result 2019: €-1k€-1kNet result 2019: €-1k€-1kOperating result 2020: €-5k€-5kNet result 2020: €-5k€-5kOperating result 2021: €-4k€-4kNet result 2021: €-5k€-5kOperating result 2022: €-4k€-4kNet result 2022: €-4k€-4k2019202020212022
The operating result stays negative: a loss of €4k in 2022 against €4k in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €23k
Fixed assets €2k▼ 59.8%
Current assets €21k▼ 5.2%
Key figures and ratios
2022 value · change against 2021
Solvency
-6.2%
2021 · 10.5%
ROE
302.6%
2021 · -158.7%
ROA
-18.8%
2021 · -16.7%
Debt
€25k
2021 · €25k
Debt ≤ 1 year
€23k
2021 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet Code20212022
Assets
Total assets20/58€28k€23k
Fixed assets21/28€6k€2k
Tangible fixed assets22/27€6k€2k
Plant, machinery and equipment23€6k€2k
Current assets29/58€22k€21k
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€4k€3k
Trade receivables40€4k€3k
Cash at bank and in hand54/58€5k€5k
Equity and liabilities
Total equity and liabilities10/49€28k€23k
Equity10/15€3k€-1k
Contributions10/11€16k€16k=
Capital10€16k€16k=
Issued capital100€19k€19k=
Uncalled capital101€3k€3k=
Profit (loss) carried forward14€-13k€-17k
Amounts payable17/49€25k€25k
Amounts payable within one year42/48€23k€23k
Trade debts44€8k€10k
Suppliers440/4€8k€10k
Other amounts payable47/48€15k€13k
Accrued charges and deferred income492/3€2k€2k
Income statement Code20212022
Turnover70€13k€20k
Goods, raw materials, services and sundry goods60/61€21k€24k
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k
Other operating charges640/8€922-
Gross operating margin9900€4k€-898
Operating profit (loss)9901€-4k€-4k
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€-4k€-4k
Income taxes67/77€315-
Profit (loss) for the period9904€-5k€-4k
Profit (loss) for the period to be appropriated9905€-5k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-17k
Profit (loss) brought forward from the previous period14P€-8k€-13k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2023
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
13-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 105 days late
2020
31-12
Financial Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
13-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 135 days late
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 2017
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 5421731 Asse
Ground area
881 m²
Building footprint
241 m²
Volume, LiDAR
1,559 m³
2 parcels, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Eddy's Lab
Brusselsesteenweg 542, 1731 AsseRetail trade
since 20172.263.721.860
Eddy's Lab
Frans Thirrystraat 34, 1731 AsseRetail sale of wines and spirits
since 20182.276.983.641
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095B0186/00Y000 Flanders 668 m² 1 · 118 m² 11.1 m · 2 fl.
23095B0077/00R002 Flanders 213 m² 1 · 123 m² 11.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 5,334 EUR awarded · 5,334 EUR paid
Year Entries awardedpaid
2023 1 2,323 EUR2,323 EUR
2022 1 3,011 EUR3,011 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
2 entries · 5,334 EUR · 5,334 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 2,240 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-02-2017
Fiscal year end31-12
Trade name NL EDdy’s Consultancy”, “EDdy’s Cooking”, “EDdy’s Travel”, “EDdy’s Import-Export”, “EDdy’s Music” en “EDdy’s Art"
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
47690Retail sale of other cultural and recreation goods
47787Retail trade
47791Retail sale of antiques
56101Full-service restaurants
56111Full-service restaurants
79110Travel agency activities
85520Cultural education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:eddy.crabbe@gmail.com
Establishment Asse 2.276.983.641