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ECOSPHERE HOME

Active
Private limited companyfounded 20215 yrs activeRue Emile Servais 57, 6032 Charleroi, BelgiumKBO/BCE: BE 0763.885.391

ECOSPHERE HOME has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €558k and a net result of €261k. Equity is growing by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 4839 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+3
Solvency58▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.31 in 2024; short-term debt: 63.3% and cash: 1.2% of total assets), but 67.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.7%
Return on assets
15.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-03-2026, 33 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
33 d late
2024
53 d early
2023
5 d early
2022
28 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€261k▼ 31.1%
2024 · €378k
2022: €44k 2023: €75k 2024: €378k
2022 → 2025
Working capital
€572k▼ 14.9%
2024 · €672k
2022: €42k 2023: €112k 2024: €672k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€44k-€119k▲ 169%€497k▲ 318%€558k▲ 12.2%
Operating result€63k-€111k▲ 76.5%€515k▲ 366%€395k▼ 23.3%
Net result€44k-€75k▲ 68.9%€378k▲ 407%€261k▼ 31.1%
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2022: €63k€63kNet result 2022: €44k€44kOperating result 2023: €111k€111kNet result 2023: €75k€75kOperating result 2024: €515k€515kNet result 2024: €378k€378kOperating result 2025: €395k€395kNet result 2025: €261k€261k2022202320242025
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets €54k▲ 24.7%
Current assets €1.65M▼ 41.6%
Equity and liabilities €1.71M
Equity €558k▲ 12.2%
Debt €1.15M▼ 51.6%
The debt ratio falls from 82.7% to 67.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€410k
2024 · €521k
Cash flow
€275k
2024 · €384k
Solvency
32.7%
2024 · 17.3%
Current ratio
1.53
2024 · 1.31
Quick ratio
1.29
2024 · 1.19
Debt / equity
2.06
2024 · 4.77
ROE
46.7%
2024 · 76.1%
ROA
15.3%
2024 · 13.2%
Interest coverage
8.55
2024 · 66.62
Debt
€1.15M
2024 · €2.37M
Debt ≤ 1 year
€1.08M
2024 · €2.15M
Debt > 1 year
€68k
2024 · €217k
Income taxes
€99k
2024 · €130k
Staff costs
€33k
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.87M€1.71M
Fixed assets21/28€44k€54k
Tangible fixed assets22/27€42k€52k
Plant, machinery and equipment23€9k€7k
Furniture and vehicles24€12k€16k
Leasing and similar rights25€19k€15k
Other tangible fixed assets26€2k€14k
Financial fixed assets28€2k€3k
Current assets29/58€2.83M€1.65M
Stocks and contracts in progress3€266k€262k
Stocks30/36€266k€262k
Amounts receivable within one year40/41€2.53M€1.36M
Trade receivables40€2.42M€953k
Other amounts receivable41€109k€404k
Cash at bank and in hand54/58€31k€20k
Deferred charges and accrued income490/1€2k€12k
Equity and liabilities
Total equity and liabilities10/49€2.87M€1.71M
Equity10/15€497k€558k
Contributions10/11€100€100=
Reserves13€497k€497k=
Distributable reserves133€497k€497k=
Profit (loss) carried forward14-€61k
Amounts payable17/49€2.37M€1.15M
Amounts payable after more than one year17€217k€68k
Financial debts170/4€217k€68k
Amounts payable within one year42/48€2.15M€1.08M
Current portion of amounts payable after more than one year42€84k€163k
Trade debts44€1.63M€285k
Suppliers440/4€1.63M€285k
Taxes, remuneration and social security45€98k€9k
Taxes450/3€83k€365
Remuneration and social security454/9€15k€8k
Other amounts payable47/48€342k€622k
Accrued charges and deferred income492/3€2k€200
Income statement Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€72k€33k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€15k
Other operating charges640/8€4k€11k
Non-recurring operating charges66A€2k-
Gross operating margin9900€599k€454k
Operating profit (loss)9901€515k€395k
Financial income75/76B€2k€13k
Recurring financial income75€2k€13k
Financial charges65/66B€8k€48k
Recurring financial charges65€8k€48k
Non-recurring financial charges66B€226-
Profit (loss) for the period before taxes9903€509k€360k
Income taxes67/77€130k€99k
Profit (loss) for the period9904€378k€261k
Profit (loss) for the period to be appropriated9905€378k€261k
Appropriation of the result
Profit (loss) to be appropriated9906€378k€261k
Profit (loss) brought forward from the previous period14P-€0
Transfer to equity691/2€378k-
To other reserves6921€378k-
Profit to be distributed694/7-€200k
Return on contributions (dividend)694-€200k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
05-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 33 days late
2025
30-06
Financial Equity above €500kEq €558k ▲12.2%
4 profitable years in a row build equity to €558k.
2024
09-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2022net €378k ▲407%
Operating result €515k, net result €378k, both a record.
30-06
Financial Equity above €200kEq €497k ▲318%
3 profitable years in a row build equity to €497k.
26-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €100kEq €119k ▲169%
2 profitable years in a row build equity to €119k.
03-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Emile Servais 576032 Charleroi
Ground area
2,350 m²
Building footprint
284 m²
Volume, LiDAR
553 m³
2 parcels, Wallonia · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MICHELANGELO 2
Rue Bethléem(THN) 18, 6530 ThuinAgents specialised in the wholesale of other particular products
since 20212.313.772.969
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56078A0526/00N000 Wallonia 1,531 m² 1 · 124 m² 5.6 m · 2 fl.
52352C0080/00X002 Wallonia 819 m² 1 · 160 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,075 companies in sector 46140 we hold annual accounts for 644. 443 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-02-2021
Fiscal year end30-06
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.