ECOPHONES
ActiveSummary
The computed 12-month bankruptcy probability of ECOPHONES is 3.6% (moderate). The 2024 annual accounts show equity of €86k and a net result of €7k. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 81% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▼-48
Solvency96▼-1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.98 against 3.51 in 2023; short-term debt: 28.9% and cash: 25.1% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
61 d late
2022
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€86k▼ 2.6%
2023 · €88k
2022: €15k
2023: €88k
2022 → 2024
Total assets
€120k▼ 1.9%
2023 · €123k
2022: €66k
2023: €123k
2022 → 2024
Net result
€7k▼ 90.1%
2023 · €72k
2022: €10k
2023: €72k
2022 → 2024
Working capital
€69k▼ 21.4%
2023 · €88k
2022: €15k
2023: €88k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€15k-€88k▲ 468%€86k▼ 2.6%
Operating result€11k-€73k▲ 586%€31k▼ 56.7%
Net result€10k-€72k▲ 591%€7k▼ 90.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €120k
Fixed assets
€17k
Current assets
€104k
Equity and liabilities €120k
Equity
€86k ▼ 2.6%
Debt
€35k ▼ 0.2%
Debt's share of the balance-sheet total rises from 28.5% to 28.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.98▼
2023 · 3.51
Quick ratio
2.63▲
2023 · 2.55
Debt to equity
0.41▲
2023 · 0.40
ROE
8.4%▼
2023 · 82.4%
ROA
5.9%▼
2023 · 58.9%
Debt ≤ 1 year
€35k▼
2023 · €35k
Income taxes
€24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€123k€120k▼
Fixed assets21/28-€17k
Financial fixed assets28-€17k
Current assets29/58€123k€104k▼
Stocks and contracts in progress3€34k€12k▼
Stocks30/36€34k€12k▼
Amounts receivable within one year40/41€25k€61k▲
Trade receivables40€25k€3k▼
Other amounts receivable41-€58k
Cash at bank and in hand54/58€64k€30k▼
Equity and liabilities
Total equity and liabilities10/49€123k€120k▼
Equity10/15€88k€86k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€83k€81k▼
Amounts payable17/49€35k€35k▼
Amounts payable within one year42/48€35k€35k▼
Trade debts44€17k€4k▼
Suppliers440/4€17k€4k▼
Taxes, remuneration and social security45€5k€31k▲
Taxes450/3€5k€31k▲
Other amounts payable47/48€12k-
Income statement
Code20232024
Other operating charges640/8-€3k
Operating charges capitalised as restructuring costs649-€-129
Non-recurring operating charges66A-€2k
Gross operating margin9900€73k€37k▼
Operating profit (loss)9901€73k€31k▼
Financial charges65/66B€241€202▼
Recurring financial charges65€241€202▼
Profit (loss) for the period before taxes9903€72k€31k▼
Income taxes67/77-€24k
Profit (loss) for the period9904€72k€7k▼
Profit (loss) for the period to be appropriated9905€72k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€81k▼
Profit (loss) brought forward from the previous period14P€10k€73k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
31-12
Financial
Weakest financial yearnet €7k ▼90.1%
Net result drops to €7k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2022net €72k ▲591%
Operating result €73k, net result €72k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.51
Current ratio from 1.31 to 3.51; short-term debt falls from €51k to €35k.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongerenstraat 391040 EtterbeekGround area
3,287 m²
Building footprint
417 m²
Volume, LiDAR
2,898 m³
Parcel 21005A0576/00G002, Brussels · tallest building 20.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ECOPHONES
since 20222.329.363.047
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0576/00G002 | Brussels | 3,287 m² | 1 · 417 m² | 20.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
SOULIT
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BE 0775.319.416
Antwerpen · Eq €85,384
Large Format Printer Parts
BE 0749.512.268
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CAPITO
BE 0437.867.403
Kortrijk · Eq €85,349
ZENARGOS
BE 0846.284.319
Zoutleeuw · Eq €85,803
Of 3,226 companies in sector 47400 we hold annual accounts for 1,806. 1,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
47120Other non-specialised retail sale
61100Wired, wireless and satellite telecommunications
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.