ECOMFORT ZONE

Active

Private limited companyfounded 20215 yrs activeKlinkaert 15, 1500 Halle, BelgiumKBO/BCE: BE 0771.723.684

The computed 12-month bankruptcy probability of ECOMFORT ZONE is 2.3% (moderate). The 2025 annual accounts show equity of €39k and a net result of €17k. Equity is growing by ~87.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 27559 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability94▼-2

Solvency66▲+9

Growth85=

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 2.47 against 2.2 in 2024; short-term debt: 37.1% and cash: 4% of total assets), but 58.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

41.2%

Return on assets

17.7%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

45 d early

2024

on the day

2023

1 d early

2022

14 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close18-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€166k▼ 17.1%

2024 · €200k

2022: €95k 2023: €150k 2024: €200k

2022 → 2025

EBIT margin

13.8%▲ 2.0pp

2024 · 11.8%

2022: 2.8% 2023: 2.5% 2024: 11.8%

2022 → 2025

Net result

€17k▲ 4.1%

2024 · €16k

2022: €2k 2023: €72 2024: €16k

2022 → 2025

Working capital

€52k▲ 93.8%

2024 · €27k

2022: €6k 2023: €3k 2024: €27k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Turnover€95k-€150k▲ 57.5%€200k▲ 33.8%€166k▼ 17.1%

Equity€6k-€6k▲ 1.2%€22k▲ 257%€39k▲ 75.0%

Operating result€3k-€4k▲ 40.0%€24k▲ 528%€23k▼ 2.9%

Net result€2k-€72▼ 96.7%€16k▲ 22,208%€17k▲ 4.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 3% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €95k

91.8%

Fixed assets €8k▼ 61.1%

Current assets €87k▲ 77.6%

Equity and liabilities €95k

41.2%

58.8%

Equity €39k▲ 75.0%

Debt €56k▲ 19.5%

The debt ratio falls from 67.6% to 58.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€35k▼

2024 · €36k

Cash flow

€29k▲

2024 · €28k

Solvency

41.2%▲

2024 · 32.4%

Current ratio

2.47▲

2024 · 2.20

Quick ratio

2.47▲

2024 · 2.20

Debt / equity

1.43▼

2024 · 2.09

ROE

42.9%▼

2024 · 72.0%

ROA

17.7%▼

2024 · 23.3%

Interest coverage

18.78▲

2024 · 16.64

Debt

€56k▲

2024 · €46k

Debt ≤ 1 year

€35k▲

2024 · €22k

Debt > 1 year

€20k▼

2024 · €24k

Income taxes

€7k▲

2024 · €6k

Staff costs

€1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€69k€95k▲

Fixed assets21/28€20k€8k▼

Tangible fixed assets22/27€20k€8k▼

Plant, machinery and equipment23€1k€813▼

Furniture and vehicles24€19k€7k▼

Current assets29/58€49k€87k▲

Amounts receivable within one year40/41€41k€83k▲

Trade receivables40€16k€18k▲

Other amounts receivable41€25k€65k▲

Cash at bank and in hand54/58€8k€4k▼

Equity and liabilities

Total equity and liabilities10/49€69k€95k▲

Equity10/15€22k€39k▲

Contributions10/11€4k€4k=

Profit (loss) carried forward14€18k€35k▲

Amounts payable17/49€46k€56k▲

Amounts payable after more than one year17€24k€20k▼

Financial debts170/4€24k€20k▼

Amounts payable within one year42/48€22k€35k▲

Current portion of amounts payable after more than one year42€5k€5k=

Trade debts44€5k€18k▲

Suppliers440/4€2k€18k▲

Bills of exchange payable441€3k-

Taxes, remuneration and social security45€13k€13k▲

Taxes450/3€6k€12k▲

Remuneration and social security454/9€6k€1k▼

Income statement Code20242025

Turnover70€200k€166k▼

Goods, raw materials, services and sundry goods60/61€168k€133k▼

Remuneration, social security and pensions62-€1k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲

Other operating charges640/8€332€457▲

Gross operating margin9900€36k€37k▲

Operating profit (loss)9901€24k€23k▼

Financial income75/76B€761€3k▲

Recurring financial income75€761€3k▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€22k€24k▲

Income taxes67/77€6k€7k▲

Profit (loss) for the period9904€16k€17k▲

Profit (loss) for the period to be appropriated9905€16k€17k▲

Appropriation of the result

Profit (loss) to be appropriated9906€18k€35k▲

Profit (loss) brought forward from the previous period14P€2k€18k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-01-2027

2025

17-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Highest result since 2022net €17k ▲4.1%

Net result €17k, the highest in the series.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

Financial Weakest financial yearnet €72 ▼96.7%

Net result drops to €72, the lowest in the series; recovery starts the following year.

14-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 14 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Halle · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klinkaert 151500 Halle

Ground area

516 m²

Building footprint

161 m²

Volume, LiDAR

1,403 m³

2 parcels, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

eCOMFORT ZONE

Mechelseweg 120, 1880 Kapelle-op-den-BosLogging

since 20212.325.504.427

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23039A0343/00Z000	Flanders	491 m²	1 · 137 m²	11.8 m · 3 fl.
23027G0270/00_000 ProtectedTownscape or village viewStadskern HalleSource ↗	Flanders	25 m²	1 · 25 m²	12.7 m · 4 fl.