RDS Bisschop
ActiveThe computed 12-month bankruptcy probability of RDS Bisschop is 2.3% (moderate). The 2024 annual accounts show equity of €39k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 36376 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+2
Solvency44▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.07 in 2023; short-term debt: 52.5% of total assets), and 81.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.6%
Return on assets
12.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €39k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
19 d late
2022
26 d early
2021
48 d early
2020
10 d late
2019
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k▲ 223%
2023 · €12k
2019: €-933
2020: €-9k
2021: €-5k
2022: €2k
2023: €12k
2019 → 2024
Total assets
€209k▲ 128%
2023 · €91k
2019: €129k
2020: €137k
2021: €105k
2022: €106k
2023: €91k
2019 → 2024
Net result
€27k▲ 163%
2023 · €10k
2019: €-7k
2020: €-8k
2021: €4k
2022: €7k
2023: €10k
2019 → 2024
Working capital
€-72k▼ 9.6%
2023 · €-65k
2019: €-116k
2020: €-77k
2021: €-75k
2022: €-73k
2023: €-65k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€-5k▲ 41.6%€2k€12k▲ 555%€39k▲ 223%
Operating result€-5k-€5k€8k▲ 55.3%€13k▲ 55.8%€45k▲ 243%
Net result€-8k-€4k€7k▲ 92.1%€10k▲ 49.0%€27k▲ 163%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 243% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €209k
Fixed assets
€171k▲ 97.9%
Current assets
€38k▲ 622%
Equity and liabilities €209k
Equity
€39k▲ 223%
Debt
€170k▲ 114%
The debt ratio falls from 86.8% to 81.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2023 · €21k
Cash flow
€36k▲
2023 · €18k
Solvency
18.6%▲
2023 · 13.2%
Current ratio
0.35▲
2023 · 0.07
Quick ratio
0.27▲
2023 · 0.07
Debt / equity
4.37▼
2023 · 6.60
ROE
69.0%▼
2023 · 84.7%
ROA
12.9%▲
2023 · 11.2%
Interest coverage
10.83▼
2023 · 17.98
Debt
€170k▲
2023 · €79k
Debt ≤ 1 year
€110k▲
2023 · €71k
Debt > 1 year
€60k▲
2023 · €9k
Income taxes
€14k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€209k▲
Fixed assets21/28€86k€171k▲
Tangible fixed assets22/27€86k€171k▲
Land and buildings22€83k€77k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24-€89k
Current assets29/58€5k€38k▲
Stocks and contracts in progress3-€9k
Stocks30/36-€9k
Amounts receivable within one year40/41€4k€25k▲
Trade receivables40€4k€5k▲
Other amounts receivable41-€20k
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€91k€209k▲
Equity10/15€12k€39k▲
Contributions10/11€6k€6k=
Reserves13€6k€33k▲
Distributable reserves133€6k€33k▲
Amounts payable17/49€79k€170k▲
Amounts payable after more than one year17€9k€60k▲
Financial debts170/4€9k€60k▲
Amounts payable within one year42/48€71k€110k▲
Current portion of amounts payable after more than one year42€10k€23k▲
Financial debts43€1k€7k▲
Credit institutions430/8€1k€7k▲
Trade debts44€7k€21k▲
Suppliers440/4€7k€21k▲
Taxes, remuneration and social security45€1k€15k▲
Taxes450/3€1k€15k▲
Other amounts payable47/48€51k€44k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€22k€56k▲
Operating profit (loss)9901€13k€45k▲
Financial income75/76B€350€471▲
Recurring financial income75€350€471▲
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Non-recurring financial charges66B€125-
Profit (loss) for the period before taxes9903€12k€41k▲
Income taxes67/77€2k€14k▲
Profit (loss) for the period9904€10k€27k▲
Profit (loss) for the period to be appropriated9905€10k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€27k▲
Profit (loss) brought forward from the previous period14P€-4k-
Transfer to equity691/2€6k€27k▲
To other reserves6921€6k€27k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €27k ▲163%
Operating result €45k, net result €27k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 136/A0009550 HerzeleGround area
668 m²
Building footprint
21 m²
Volume, LiDAR
34 m³
Parcel 41077A0144/00E002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RDS Bisschop
since 20192.289.400.433
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41077A0144/00E002 | Flanders | 668 m² | 1 · 21 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schilderwerken Salva
BE 0790.446.169
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SCHILDERWERKEN STALMANS
BE 0440.095.334
Diest · Eq €39k
ECOMFORT ZONE
BE 0771.723.684
Halle · Eq €39k
RENOMART
BE 0794.411.588
Aalst · Eq €39k
Vancranenbroeck
BE 0538.638.624
Huldenberg · Eq €39k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2019
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43120Site preparation
43230Insulation installation
43291Specialised construction activities
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.