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Complete company report
Generated 20-08-2026
Active BE 0420.358.309Non-profit association

Ecole Libre des Trois Vallées

Rue Saint-Roch, Nismes 4 ·5670 Viroinval, Belgium· 46 yrs active
Sector: Vrij gesubsidieerd gewoon lager onderwijs (85204)
Conclusion Checked

The computed 12-month bankruptcy probability of Ecole Libre des Trois Vallées is < 0.1% (very low). The 2018 annual accounts show equity of €284k and a net result of €69k. The company has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €284k
Net result €69k
Staff (FTE) 4
Active 46 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1979, 46 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2018 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2018. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-09-2019 with the NBB · fiscal year 2018 · volledig
Fiscal year2018
Depositvolledig
Revenue€105k
EBITDA€26k
Net profit€69k
Cash flow€93k
Staff costs-
Income taxes-
Dividends-
Total assets€383k
Equity€284k
Debt€51k
of which ≤ 1y€23k
of which > 1y€28k
Working capital€63k
Employees (FTE)4.0
Ratios (computed)
2018
Current ratio3.70
Quick ratio3.70
Working capital ratio16.4%
Solvency74.2%
Debt / equity0.10
Long-term debt ratio0.10
Interest coverage-
Gross margin-
Net margin65.9%
ROA18.1%
ROE24.4%
EBITDA margin25.0%
Days sales outstanding71d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2018
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2018
Balance sheet, Assets
TOTAL ASSETS 20/58€383k
Fixed assets 21/28€297k
Tangible fixed assets 22/27€297k
Current assets 29/58€86k
Amounts receivable within one year 40/41€21k
Investments 50/53€11k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€383k
Equity 10/15€284k
Accumulated profits (losses) 14€69k
Provisions & deferred taxes 16€48k
Amounts payable 17/49€51k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€8k
Income statement
Turnover 70€105k
Gross operating margin 9900€84k
Operating result 9901€2k
Financial charges 65€1k
Result before taxes 9903€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • LIEVIN Renaud
    Director
    State Gazette act 25031369 (05-03-2025)
    Current
    05-03-2025 → present
    2 events
    • 05-03-2025 Appointed· Director
    • 05-03-2025 Appointed· Treasurer
  • VAN de WALLE Virginie
    Director
    State Gazette act 25031369 (05-03-2025)
    Current
    05-03-2025 → present
Former directors (1)
  • VAN BOKESTAL Nicole
    Director
    State Gazette act 25031369 (05-03-2025)
    Former
    - → 05-03-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Vrij gesubsidieerd gewoon lager onderwijs(85204)
Legal form Non-profit association(017)
Incorporation06-12-1979
StatusActive
Postal code5670
Establishment units 5 locations
ECOLE LIBRE DES TROIS VALLEES A
Rue Saint-Roch, Nismes 4, 5670 ViroinvalVrij gesubsidieerd gewoon lager onderwijs
since 20072.167.157.568
Trois Vallées A - Mariembourg
Boulevard des Combattants, Mar. 3, 5660 CouvinVrij gesubsidieerd basisonderwijs
since 20072.242.196.174
Trois Vallées A – Oignies
Rue de Rocroi, Oignies 37, 5670 ViroinvalOverige eetgelegenheden
since 20192.287.388.771
Ecole Libre des Trois Vallées B
Rue Saint-Joseph 14, 5660 CouvinVrij gesubsidieerd gewoon lager onderwijs
since 20202.305.981.988
Trois Vallées B – Olloy
Rue Saint-Eloi, Olloy 25A, 5670 ViroinvalVrij gesubsidieerd gewoon lager onderwijs
since 20202.305.982.780
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 5 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93026D0071/00M000 Wallonia 1,192 m² 1 · 111 m² -
93047A0397/00F002 Wallonia 638 m² 1 · 86 m² -
93039B0357/00S047indicative Wallonia 315 m² 1 · 97 m² -
93050B0303/00W000 Wallonia 281 m² 1 · 121 m² -
93049B0600/02A000 Wallonia 246 m² 1 · 269 m² 6.3 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 4
4 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
05-03-2025
State Gazette act Director changes
2019
04-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
13-01-2019
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2018
14-02-2018
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
14-12-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
30-11-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
11-11-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
23-07-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
02-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
2011
12-08-2011
NBB filing Annual accounts filed
fiscal year 2010 · volledig
2010
29-09-2010
NBB filing Annual accounts filed
fiscal year 2009 · volledig
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
05-03-2025 3 directors appointed, 1 resigning, 3 reappointed Director changes
  • LIEVIN Renaud, Bestuurder
  • VAN de WALLE Virginie, Bestuurder
  • LIEVIN Renaud, Penningmeester
  • VAN BOKESTAL Nicole, Bestuurder
  • DELIMOY Céline, Voorzitter
  • HUBERT Pascal, Voorzitter
  • DRUART Martine, Secretaris
Technical details 
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      "kind": "director_renew",
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      "evidence_quote": "A confirm\u00E9 la d\u00E9signation en tant que Pr\u00E9sidente de Madame DELIMOY C\u00E9line",
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      "kind": "director_renew",
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  "act_meta": {
    "language": "mixed",
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    "kbo": "0420.358.309",
    "name_full": "Ecole Libre des Trois Vall\u00E9es",
    "legal_form": "ASBL"
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Vrij gesubsidieerd gewoon lager onderwijs85204
Primary activity highlighted.
Names & trade names
Legal nameFR Ecole Libre des Trois Vallées
Registered office
Rue Saint-Roch, Nismes 4
5670 Viroinval, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative