ECODI ENGINEERING
ActiveSummary
The computed 12-month bankruptcy probability of ECODI ENGINEERING is 1.6% (moderate). The 2025 annual accounts show equity of €106,925 and a net result of -€510. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 95% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-12-1978 Normal situation
- Activity
- Retail sale of motor vehicle parts and accessories NACE 47820and 2 others
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
Board
- DI RUPO Marie-FranceDirector
- SUGIA ALBERTADirector
Shareholders
- CARMY99.6%· score 962025 annual accounts of CARMY
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
Annual accounts 2025
- Gross margin
- -€465
- ▲ 0.4%
- Loss
- €510
- ▼ 0.4%
- Equity
- €106,925
- ▼ 0.5%
- Total assets
- €108,645
- ▼ 0.5%
Score breakdownraises riskLiquidity: current ratio 63.15, cash €24Sector: Retail trade (NACE 47)No registered site in the KBOEx-officio strike-off in the KBOShow the evidence
Checked score
Score 2025
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 53% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 98.4% of total assets
Liquidity
50=
short-term debt 1.6% · cash 0.0%
Profitability
36=
return on assets -0.5%
Bankruptcy probability within 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025lowest value
03-2025: 0.8%● unchanged vs 02-2025lowest value
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.7%▲ +0.8 percentage points vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.6%▼ -0.1 percentage points vs 06-2025
08-2025: 1.6%● unchanged vs 07-2025
09-2025: 1.6%● unchanged vs 08-2025
10-2025: 1.6%● unchanged vs 09-2025
11-2025: 1.6%● unchanged vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.7%▲ +0.1 percentage points vs 12-2025
02-2026: 1.6%▼ -0.1 percentage points vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 1.8%▲ +0.1 percentage points vs 04-2026
06-2026: 1.8%● unchanged vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026highest value
08-2026: 1.6%▼ -0.2 percentage points vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 63.15 (63.45 in 2024), above the usual 1.5. Short-term debt is 1.6% and cash 0% of total assets. 1.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 54% on liquidity, 28% on profitability and 37% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
43 days early
2023
34 days early
2022
27 days early
2021
38 days early
2020
6 days late
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 47 filings
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€510▲ 0.4%
2024 · -€512
Working capital
€106,925▼ 0.5%
2024 · €107,435
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€465
▲ 0.4%
2025
20182025
Net result
-€510
▲ 0.4%
2025
lowest quarter of the sector
20182025
Equity
€106,925
▼ 0.5%
2025
middle half of the sector
20182025
Total assets
€108,645
▼ 0.5%
2025
lowest quarter of the sector
20182025
Debt
€1,720
=
2025
20182025
Working capital
€106,925
▼ 0.5%
2025
middle half of the sector
20182025
Solvency
98.4%
=
2025
highest quarter of the sector
20182025
Current ratio
63.15
▼ 0.30
2025
highest quarter of the sector
20182025
Return on assets (ROA)
-0.5%
=
2025
lowest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€1,510--€87,367▼ 5,684%-€420▲ 99.5%-€432▼ 3.0%-€423▲ 2.1%-€484▼ 14.2%-€467▲ 3.4%-€465▲ 0.4%
Net result-€1,680--€90,262▼ 5,272%-€672below the sector's middle half▲ 99.3%-€522below the sector's middle half▲ 22.2%-€468within the sector's middle half▲ 10.3%-€529within the sector's middle half▼ 12.9%-€512within the sector's middle half▲ 3.1%-€510below the sector's middle half▲ 0.4%
Equity€200,400-€110,138▼ 45.0%€109,467within the sector's middle half▼ 0.6%€108,944within the sector's middle half▼ 0.5%€108,476within the sector's middle half▼ 0.4%€107,947within the sector's middle half▼ 0.5%€107,435within the sector's middle half▼ 0.5%€106,925within the sector's middle half▼ 0.5%
Total assets€202,863-€115,241▼ 43.2%€112,158below the sector's middle half▼ 2.7%€111,123below the sector's middle half▼ 0.9%€111,048below the sector's middle half▼ 0.1%€110,052within the sector's middle half▼ 0.9%€109,156within the sector's middle half▼ 0.8%€108,645below the sector's middle half▼ 0.5%
Debt€2,463-€5,103▲ 107%€2,692▼ 47.3%€2,179▼ 19.0%€2,572▲ 18.0%€2,105▼ 18.2%€1,720▼ 18.3%€1,720=
Working capital€200,400-€110,138▼ 45.0%€109,467within the sector's middle half▼ 0.6%€108,944within the sector's middle half▼ 0.5%€108,476within the sector's middle half▼ 0.4%€107,947above the sector's middle half▼ 0.5%€107,435above the sector's middle half▼ 0.5%€106,925within the sector's middle half▼ 0.5%
Solvency98.8%-95.6%▼ 3.2pp97.6%above the sector's middle half▲ 2.0pp98.0%above the sector's middle half▲ 0.4pp97.7%above the sector's middle half▼ 0.4pp98.1%above the sector's middle half▲ 0.4pp98.4%above the sector's middle half▲ 0.3pp98.4%above the sector's middle half=
Current ratio82.37-22.58▼ 59.7841.67above the sector's middle half▲ 19.0951.00above the sector's middle half▲ 9.3343.18above the sector's middle half▼ 7.8252.28above the sector's middle half▲ 9.1163.45above the sector's middle half▲ 11.1663.15above the sector's middle half▼ 0.30
Return on assets (ROA)-0.8%--78.3%▼ 77.5pp-0.6%below the sector's middle half▲ 77.7pp-0.5%below the sector's middle half▲ 0.1pp-0.4%below the sector's middle half=-0.5%within the sector's middle half▼ 0.1pp-0.5%within the sector's middle half=-0.5%below the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €465, smaller than the loss of €467 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €108,645
Equity
€106,925 ▼ 0.5%
Debt
€1,720 =
Debt's share of the balance-sheet total stays at 1.6%.
Key figures and ratios
Debt to equity
0.02▲
2024 · 0.02
ROE
-0.5%▼
2024 · -0.5%
Debt ≤ 1 year
€1,720=
2024 · €1,720
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€616 | -€432 | -€420 | -€432 | -€423 | -€484 | -€467 | -€465 | ▲ 0.4% |
| Operating profit (loss)9901 | -€1,510 | -€87,367 | -€420 | -€432 | -€423 | -€484 | -€467 | -€465 | ▲ 0.4% |
| Financial charges65/66B | - | - | - | €90 | €45 | €45 | €45 | €45 | = |
| Recurring financial charges65 | €170 | €195 | €234 | €90 | €45 | €45 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | -€1,680 | -€87,562 | -€654 | -€522 | -€468 | -€529 | -€512 | -€510 | ▲ 0.4% |
| Income taxes67/77 | - | €2,700 | €18 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€1,680 | -€90,262 | -€672 | -€522 | -€468 | -€529 | -€512 | -€510 | ▲ 0.4% |
| Profit (loss) for the period to be appropriated9905 | -€1,680 | -€90,262 | -€672 | -€522 | -€468 | -€529 | -€512 | -€510 | ▲ 0.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €202,863 | €115,241 | €112,158 | €111,123 | €111,048 | €110,052 | €109,156 | €108,645 | ▼ 0.5% |
| Current assets29/58 | €202,863 | €115,241 | €112,158 | €111,123 | €111,048 | €110,052 | €109,156 | €108,645 | ▼ 0.5% |
| Amounts receivable within one year40/41 | €202,807 | €115,182 | €112,117 | €111,007 | €111,007 | €110,007 | €109,142 | €108,622 | ▼ 0.5% |
| Trade receivables40 | - | - | - | €111,007 | €111,007 | €110,007 | €109,142 | €108,622 | ▼ 0.5% |
| Cash at bank and in hand54/58 | €56 | €60 | €42 | €117 | €41 | €46 | €14 | €24 | ▲ 68.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €202,863 | €115,241 | €112,158 | €111,123 | €111,048 | €110,052 | €109,156 | €108,645 | ▼ 0.5% |
| Equity10/15 | €200,400 | €110,138 | €109,467 | €108,944 | €108,476 | €107,947 | €107,435 | €106,925 | ▼ 0.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | - | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €176,859 | €86,859 | €86,859 | €86,859 | €86,859 | €86,859 | €86,859 | €86,859 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | - | - | €85,000 | €85,000 | €85,000 | €85,000 | €85,000 | = |
| Profit (loss) carried forward14 | €4,949 | €4,687 | €4,015 | €3,493 | €3,025 | €2,496 | €1,984 | €1,473 | ▼ 25.7% |
| Amounts payable17/49 | €2,463 | €5,103 | €2,692 | €2,179 | €2,572 | €2,105 | €1,720 | €1,720 | = |
| Amounts payable within one year42/48 | €2,463 | €5,103 | €2,692 | €2,179 | €2,572 | €2,105 | €1,720 | €1,720 | = |
| Trade debts44 | €776 | €776 | €1,124 | €731 | €1,124 | €657 | €272 | €272 | = |
| Suppliers440/4 | - | - | - | €731 | €1,124 | €657 | €272 | €272 | = |
| Other amounts payable47/48 | - | - | - | €1,448 | €1,448 | €1,448 | €1,448 | €1,448 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,680 | -€90,262 | -€672 | -€522 | -€468 | -€529 | -€512 | -€510 | ▲ 0.4% |
| Operating cash flow (approximation) | -€1,680 | -€90,262 | -€672 | -€522 | -€468 | -€529 | -€512 | -€510 | ▲ 0.4% |
| Change in cash | - | €4 | -€18 | €75 | -€76 | €4 | -€32 | €10 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 12,322 companies had the same profile as ECODI ENGINEERING has now. Two years later, 90.3% were still going and 0.7% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
90.3%
was still going
8.6%
stopped otherwise
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ECODI ENGINEERING itself is higher: 1.6% within 12 months. It rests on far more data about ECODI ENGINEERING than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for ECODI ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 47 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 06-07-2026 | 2026-00280878 | |
| 31-12-2024 | micro format | 18-06-2025 | 2025-00160438 | |
| 31-12-2023 | micro format | 27-06-2024 | 2024-00188598 | |
| 31-12-2022 | full format | 04-07-2023 | 2023-00222198 | |
| 31-12-2021 | full format | 23-06-2022 | 2022-20128256 | |
| 31-12-2020 | full format | 06-08-2021 | 2021-47100588 | |
| 31-12-2019 | full format | 19-08-2020 | 2020-42300472 | |
| 31-12-2018 | full format | 07-08-2019 | 2019-44800320 | |
| 31-12-2017 | full format | 28-08-2018 | 2018-52600465 | |
| 31-12-2016 | full format | 28-08-2017 | 2017-51000453 |
Board & ownership
Directors
Directors
2 directors, 1 in day-to-day management, no change since 2026
Board 2
DI RUPO Marie-France
Current
Director (not named in the articles) · in office according to the act of 13-10-2026
SUGIA ALBERTA
Current
Director (not named in the articles) · in office according to the act of 13-10-2026
Day-to-day management 1
DI RUPO Marie-France
Current
Administratrice délégué · appointed in the act of 13-10-2026
Owners and capital
Shareholders
1 ownerChain of control
- CARMY
- ECODI ENGINEERING
Owners 1
- CARMYparentSourceaccounts CARMY 2025Equity €932,445 Profit of €201,140 in 2025 (loss of €13,662 in 2024) Checked score 9699.6%
Mandate history
3 people, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| DI RUPO Marie-France |
|
| SUGIA ALBERTA |
|
| DI RUPO Franco |
|
Network & group
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of ECODI ENGINEERING. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
13-10
Gazette deed
1 director appointed, 1 director resigning, 2 reappointedResignation: DI RUPO Franco (managing director) · Appointment: DI RUPO Marie-France (administratrice délégué) · Reappointments: SUGIA ALBERTA (director) and DI RUPO Marie-France (director)5 points ▸
Gazette deed
1 director appointed, 1 director resigning, 2 reappointed
Resignation: DI RUPO Franco (managing director) · Appointment: DI RUPO Marie-France (administratrice délégué) · Reappointments: SUGIA ALBERTA (director) and DI RUPO Marie-France (director)5 points ▸
- Director resignation, DI RUPO Franco (managing director)
- Director appointment, DI RUPO Marie-France (administratrice délégué)
- Director reappointment, SUGIA ALBERTA (director (not named in the articles))
- Director reappointment, DI RUPO Marie-France (director (not named in the articles))
- General meeting, 18:30, 18:00
06-07
abbreviated format · 25 days before the deadline
2025
18-06
micro format · 43 days before the deadline
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2024
27-06
micro format · 34 days before the deadline
2023
04-07
full format · 27 days before the deadline
2022
23-06
full format · 38 days before the deadline
2021
06-08
full format · 6 days late
2020
19-08
full format · 19 days late
2019
31-12
Financial
Weakest financial yearnet -€90,262
The net result drops to -€90,262, the lowest from 2018 to 2025. It recovers the following year.
07-08
full format · 7 days late
2018
28-08
full format · 28 days late
2017
28-08
full format · 28 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
ECODI ENGINEERING in French
Enterprise number
0418.973.286
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
28-12-1978
Entity type
Legal entity
Registered office and establishments
Registered office
Rue Neuve 42, 7160 Chapelle-lez-Herlaimont, Belgium
Activities
NACEBEL 202547820
Retail sale of motor vehicle parts and accessories main activity
46643
Wholesale of electrical equipment, including installation materials
71209
Other technical testing and analysis
Codes under NACEBEL 2008
45320
main activity
46693
Wholesale trade
71209
Other technical testing and analysis
Codes under NACEBEL 2003
50302
main activity
51871
74302
Invoicing and payment
VAT number
BE 0418.973.286
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
265 m²
Building footprint
46 m²
Building volume
356 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52053B0102/00S002 | Wallonia | 265 m² | 1 · 46 m² | 8.9 m · 3 |