ECOCLIM
ActiveThe computed 12-month bankruptcy probability of ECOCLIM is 2.0% (moderate). The 2025 annual accounts show equity of €123k and a net result of €50k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 27676 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.41 in 2024; short-term debt: 33% and cash: 47.4% of total assets), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
26.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
10 d late
2024
35 d early
2023
12 d late
2022
53 d early
2021
26 d early
2020
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 0.3%
2024 · €123k
2020: €25k
2021: €52k
2022: €124k
2023: €166k
2024: €123k
2020 → 2025
Total assets
€188k▼ 5.3%
2024 · €198k
2020: €41k
2021: €67k
2022: €139k
2023: €217k
2024: €198k
2020 → 2025
Net result
€50k▼ 11.7%
2024 · €57k
2020: €10k
2021: €27k
2022: €72k
2023: €92k
2024: €57k
2020 → 2025
Working capital
€97k▲ 1.9%
2024 · €95k
2020: €20k
2021: €44k
2022: €119k
2023: €163k
2024: €95k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€124k▲ 138%€166k▲ 33.9%€123k▼ 25.9%€123k▲ 0.3%
Operating result€34k-€91k▲ 167%€118k▲ 29.7%€78k▼ 33.4%€69k▼ 12.3%
Net result€27k-€72k▲ 170%€92k▲ 28.1%€57k▼ 38.0%€50k▼ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€29k▼ 18.6%
Current assets
€159k▼ 2.5%
Equity and liabilities €188k
Equity
€123k▲ 0.3%
Debt
€64k▼ 14.5%
The debt ratio falls from 38.1% to 34.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €85k
Cash flow
€59k▼
2024 · €63k
Solvency
65.6%▲
2024 · 61.9%
Current ratio
2.57▲
2024 · 2.41
Quick ratio
2.26▲
2024 · 2.08
Debt / equity
0.52▼
2024 · 0.61
ROE
40.9%▼
2024 · 46.5%
ROA
26.8%▼
2024 · 28.8%
Interest coverage
67.46▲
2024 · 55.78
Debt
€64k▼
2024 · €75k
Debt ≤ 1 year
€62k▼
2024 · €68k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€17k▼
2024 · €19k
Staff costs
€80k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€188k▼
Fixed assets21/28€35k€29k▼
Tangible fixed assets22/27€35k€29k▼
Plant, machinery and equipment23€200€712▲
Furniture and vehicles24€35k€28k▼
Current assets29/58€163k€159k▼
Stocks and contracts in progress3€22k€19k▼
Stocks30/36€22k€19k▼
Amounts receivable within one year40/41€19k€43k▲
Trade receivables40€9k€32k▲
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€120k€89k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€198k€188k▼
Equity10/15€123k€123k▲
Contributions10/11€15k€15k=
Reserves13€108k€108k▲
Distributable reserves133€108k€108k▲
Amounts payable17/49€75k€64k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€68k€62k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€43k€42k▼
Income statement
Code20242025
Remuneration, social security and pensions62€70k€80k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€130-
Gross operating margin9900€154k€157k▲
Operating profit (loss)9901€78k€69k▼
Financial income75/76B€269€45▼
Recurring financial income75€269€45▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€998-
Profit (loss) for the period before taxes9903€76k€68k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€57k€50k▼
Profit (loss) for the period to be appropriated9905€57k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€50k▼
Transfer from equity791/2-€50k
Transfer to equity691/2€7k€50k▲
To other reserves6921€7k€50k▲
Profit to be distributed694/7€50k€50k=
Return on contributions (dividend)694€50k€50k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Highest result since 2020net €92k ▲28.1%
Operating result €118k, net result €92k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲33.9%
4 profitable years in a row build equity to €166k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 8.75
Current ratio from 3.84 to 8.75.
31-12
Financial
Equity above €100kEq €124k ▲138%
3 profitable years in a row build equity to €124k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lennery(Wal) 515650 WalcourtGround area
1,249 m²
Building footprint
139 m²
Parcel 93088A0078/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
ECOCLIM
since 20202.300.186.338
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93088A0078/00G002 | Wallonia | 1,249 m² | 1 · 139 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHRISTELLE IMMO
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ARTICHAUFFE
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Robby Vermeulen
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2020
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.