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eco-life services

Active
Private limited companyfounded 2004active for 22 yearsLuxemburgstraat 20, 9140 Temse, BelgiumKBO/BCE: BE 0812.195.747
Summary

The computed 12-month bankruptcy probability of eco-life services is 2.0% (moderate). The 2025 annual accounts show equity of €2,192 and a net result of €903. Equity has been shrinking by about 30% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 15% of 978 sector peers (NACE 78, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-07-2004 Normal situation
Registered office
319 active companies are registered at this address 71 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Temporary employment agencies and other provision of personnel NACE 78200and 3 others
Establishment unit
2.188.201.224 9140 Temse, since 08-02-2010
Financial year end
31 December
Peppol
Reachable since 02-04-2026

Board and ownership

Last known board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€131,471
▼ 20.8%
Turnover
≈ €330,000
estimated
Profit
€903
▼ 80.2%
Equity
€2,192
▲ 70.0%
Total assets
€346,139
▲ 5.2%
Employees on 31-12-2025
3
  • 2025 accounts filed 52 days after the deadline
Filed on 21-09-2026
Score breakdownraises riskLast filed accounts filed 52 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsLiquidity: current ratio 1.20, cash €3,085, halvedlowers riskSize: total assets €346,139Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 37% of micro companies in employment activities (NACE 78)
Financial strength · tick: 2024
Weak
Solvency 26+1
equity 0.6% of total assets
Liquidity 8-9
short-term debt 78.9% · cash 0.9%
Profitability 69-1
return on assets 0.3%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)
Last 24 months 12-2024: 4.7% 01-2025: 6.6%▲ +1.9 percentage points vs 12-2024 02-2025: 6.6%● unchanged vs 01-2025 03-2025: 6.9%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 6.2%▼ -0.7 percentage points vs 03-2025 05-2025: 6.2%● unchanged vs 04-2025 06-2025: 6.2%● unchanged vs 05-2025 07-2025: 2.6%▼ -3.6 percentage points vs 06-2025 08-2025: 3.4%▲ +0.8 percentage points vs 07-2025 09-2025: 3.8%▲ +0.4 percentage points vs 08-2025 10-2025: 4.5%▲ +0.7 percentage points vs 09-2025 11-2025: 0.8%▼ -3.7 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 1.8%▲ +1.0 percentage point vs 06-2026 08-2026: 2.2%▲ +0.4 percentage points vs 07-2026 09-2026: 2.6%▲ +0.4 percentage points vs 08-2026 10-2026: 2.0%▼ -0.6 percentage points vs 09-2026 11-2026: 2.0%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro). It does better than 16% of them on solvency, 7% on liquidity, 40% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 52 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.20, cash €3,085, halved
NBB · annual accounts
lowers risk · Size: total assets €346,139
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 978 sector peers (2025).
NBB · sector comparison
Position among 978 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
52 days late
2024
61 days late
2023
328 days late
2022
64 days late
2021
298 days late
2020
208 days late
2019
573 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 226 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 accounts filed within 234 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 85% of companies in employment activitiessector median 49.8% · 978 companies 0.6% View
  • A director leftlatest change 18-06-2026 · 0 in office 1 left View

Recent changes

  1. · Gazette deed Registered office moved from Edegem to TemseChange of role: TARRAHI Fatima, from manager to director
  2. · Gazette deed Registered office moved from Berchem to Edegem
All 15 events

Comparable companies

These companies have the same main activity as eco-life services: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €237,000 and €585,000, founded between 1999 and 2011.

CompanyTotal assetsGross margin
eco-life services Temse€346,139€131,471
PROFILER Brussel€405,172€225,647
Axis Experts Brussel€313,512€146,904
INQUEST BELGIË Brasschaat€585,208€184,236
STUDIO ZURRICH Sint-Niklaas€371,524€58,272
THT Lokeren€312,397€48,873
Sjatoo Furioso Keerbergen€236,912€104,321
Full comparison

Key facts about eco-life services

What is the company number of eco-life services?
The company number of eco-life services is 0812.195.747. The VAT number is the same number with BE in front: BE 0812.195.747.
Where is eco-life services based?
The registered office is at Luxemburgstraat 20, 9140 Temse.Company details
What does eco-life services do?
According to the KBO register, the main activity is temporary employment agencies and other provision of personnel (NACE 78200).
What is the legal form of eco-life services?
The legal form of eco-life services is Private limited company (BV).
When was eco-life services founded?
eco-life services was founded on 23-07-2004.
Is eco-life services still active?
Yes, eco-life services is an active enterprise in the KBO register.
How many employees does eco-life services have?
eco-life services had an average of 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of eco-life services?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €131,471 and 2,211 comparable companies of the same size. It probably lies between €220,000 and €510,000. It is a rough estimate.
Is eco-life services profitable?
In financial year 2025, eco-life services made a profit of €903.
Where can I find the annual accounts of eco-life services?
eco-life services filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of eco-life services due?
eco-life services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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