Eco-IMMO
ActiveSummary
Eco-IMMO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,182 and a net result of -€27,970. Equity is growing by ~16.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result turns negative in 2025: a loss of €22,288 after €14,899 in 2024, the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 2,165 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,165 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,431 | €20,431 | €20,431 | €20,431 | €20,431 | €21,487 | €21,960 | €21,960 | = |
| Other operating charges640/8 | - | - | - | €174 | €112 | €112 | €112 | €27,928 | ▲ 24,836% |
| Gross operating margin9900 | €40,108 | €45,921 | €43,424 | €45,758 | €43,110 | €45,705 | €36,971 | €27,600 | ▼ 25.3% |
| Operating profit (loss)9901 | €17,539 | €23,286 | €21,055 | €25,153 | €22,567 | €24,107 | €14,899 | -€22,288 | ▼ 250% |
| Financial income75/76B | - | - | - | - | - | €0 | €0 | €1 | ▲ 9,300% |
| Recurring financial income75 | €0 | - | - | - | - | €0 | €0 | €1 | ▲ 9,300% |
| Financial charges65/66B | - | - | - | €8,330 | €7,442 | €6,752 | €6,042 | €5,683 | ▼ 5.9% |
| Recurring financial charges65 | €10,063 | €9,311 | €8,717 | €8,330 | €7,442 | €6,752 | €6,042 | €5,683 | ▼ 5.9% |
| Profit (loss) for the period before taxes9903 | €7,477 | €13,975 | €12,338 | €16,824 | €15,126 | €17,354 | €8,857 | -€27,970 | ▼ 416% |
| Income taxes67/77 | - | €2,469 | €2,633 | €5,491 | €4,037 | €4,640 | €2,414 | - | - |
| Profit (loss) for the period9904 | €7,477 | €11,506 | €9,706 | €11,333 | €11,089 | €12,714 | €6,444 | -€27,970 | ▼ 534% |
| Profit (loss) for the period to be appropriated9905 | €7,477 | €11,506 | €9,706 | €11,333 | €11,089 | €12,714 | €6,444 | -€27,970 | ▼ 534% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €556,196 | €539,258 | €517,663 | €499,190 | €568,534 | €475,932 | €455,405 | €432,901 | ▼ 4.9% |
| Fixed assets21/28 | €553,386 | €532,956 | €512,525 | €492,094 | €471,664 | €462,987 | €441,027 | €419,068 | ▼ 5.0% |
| Tangible fixed assets22/27 | €553,386 | €532,956 | €512,525 | €492,094 | €471,664 | €461,587 | €439,627 | €417,668 | ▼ 5.0% |
| Land and buildings22 | - | - | - | €492,094 | €471,664 | €461,587 | €439,627 | €417,668 | ▼ 5.0% |
| Financial fixed assets28 | - | - | - | - | - | €1,400 | €1,400 | €1,400 | = |
| Current assets29/58 | €2,810 | €6,302 | €5,138 | €7,095 | €96,870 | €12,945 | €14,378 | €13,833 | ▼ 3.8% |
| Amounts receivable within one year40/41 | - | €3,829 | €4,049 | €4,480 | €94,913 | €12,380 | €12,732 | €12,380 | ▼ 2.8% |
| Trade receivables40 | - | - | - | €4,049 | €94,913 | €12,380 | €12,732 | €12,380 | ▼ 2.8% |
| Other amounts receivable41 | - | - | - | €431 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €2,810 | €2,473 | €1,089 | €1,595 | €806 | €312 | €854 | €940 | ▲ 10.1% |
| Deferred charges and accrued income490/1 | - | - | - | €1,021 | €1,151 | €253 | €791 | €513 | ▼ 35.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €556,196 | €539,258 | €517,663 | €499,190 | €568,534 | €475,932 | €455,405 | €432,901 | ▼ 4.9% |
| Equity10/15 | €28,250 | €39,755 | €49,461 | €60,794 | €70,994 | €83,708 | €90,152 | €62,182 | ▼ 31.0% |
| Contributions10/11 | €30,000 | €30,000 | - | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | - | €9,755 | €19,461 | €19,461 | €19,461 | €19,461 | €19,461 | €19,461 | = |
| Non-distributable reserves130/1 | - | - | - | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves not available under the articles1311 | - | - | - | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Distributable reserves133 | - | - | - | €16,461 | €16,461 | €16,461 | €16,461 | €16,461 | = |
| Profit (loss) carried forward14 | -€1,750 | -€9,227 | -€1,750 | €11,333 | €21,533 | €34,247 | €40,691 | €12,720 | ▼ 68.7% |
| Amounts payable17/49 | €527,947 | €499,503 | €468,202 | €438,396 | €497,539 | €392,224 | €365,253 | €370,719 | ▲ 1.5% |
| Amounts payable after more than one year17 | €437,831 | €404,107 | €369,695 | €333,754 | €297,936 | €261,412 | €224,148 | €186,140 | ▼ 17.0% |
| Financial debts170/4 | - | - | - | €333,754 | €297,936 | €261,412 | €224,148 | €186,140 | ▼ 17.0% |
| Amounts payable within one year42/48 | €90,116 | €95,395 | €98,507 | €102,806 | €197,661 | €130,811 | €141,104 | €184,580 | ▲ 30.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €35,117 | €35,818 | €36,524 | €37,264 | €38,009 | ▲ 2.0% |
| Financial debts43 | - | - | - | - | - | €809 | - | - | - |
| Other loans439 | - | - | - | - | - | €809 | - | - | - |
| Trade debts44 | €423 | €724 | €530 | €2,311 | €4,729 | €3,925 | €13,323 | €1,716 | ▼ 87.1% |
| Suppliers440/4 | - | - | - | €2,311 | €4,729 | €3,925 | €13,323 | €1,716 | ▼ 87.1% |
| Taxes, remuneration and social security45 | - | - | - | €7,113 | €8,518 | €7,633 | €7,054 | €2,414 | ▼ 65.8% |
| Taxes450/3 | - | - | - | €7,113 | €8,518 | €7,633 | €7,054 | €2,414 | ▼ 65.8% |
| Other amounts payable47/48 | - | - | - | €58,265 | €148,596 | €81,921 | €83,463 | €142,441 | ▲ 70.7% |
| Accrued charges and deferred income492/3 | - | - | - | €1,836 | €1,943 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,477 | €11,506 | €9,706 | €11,333 | €11,089 | €12,714 | €6,444 | -€27,970 | ▼ 534% |
| + Depreciation and write-downs630 | €20,431 | €20,431 | €20,431 | €20,431 | €20,431 | €21,487 | €21,960 | €21,960 | = |
| Operating cash flow (approximation) | €27,908 | €31,936 | €30,136 | €31,764 | €31,520 | €34,201 | €28,403 | -€6,011 | ▼ 121% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | -€12,810 | €0 | €0 | - |
| Change in cash | - | -€337 | -€1,384 | €507 | -€789 | -€494 | €542 | €87 | ▼ 84.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.