ECo@hOme
The computed 12-month bankruptcy probability of ECo@hOme is 2.5% (moderate). The 2024 annual accounts show equity of €122k and a net result of €4k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 220 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €122k |
| Net result | €4k |
| Better than sector | 43% |
| Active | 4 yrs |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 17.5% | 24.8% | |
| Net result | €4k | €12k | |
| Equity | €122k | €55k | |
| Gross operating margin | €45k | €43k | |
| Staff costs | €11k | €107k |
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €32k |
| Net profit | €4k |
| Cash flow | €15k |
| Staff costs | €11k |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €697k |
| Equity | €122k |
| Debt | €575k |
| of which ≤ 1y | €372k |
| of which > 1y | €203k |
| Working capital | €98k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.26 |
| Quick ratio | 0.52 |
| Working capital ratio | 14.1% |
| Solvency | 17.5% |
| Debt / equity | 4.72 |
| Long-term debt ratio | 1.67 |
| Interest coverage | 2.25 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.6% |
| ROE | 3.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €697k |
| Fixed assets | 21/28 | €227k |
| Tangible fixed assets | 22/27 | €226k |
| Financial fixed assets | 28 | €335 |
| Current assets | 29/58 | €471k |
| Stocks & contracts in progress | 3 | €276k |
| Amounts receivable within one year | 40/41 | €127k |
| Cash & bank | 54/58 | €61k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €697k |
| Equity | 10/15 | €122k |
| Contributions / capital | 10/11 | €45k |
| Reserves | 13 | €60k |
| Accumulated profits (losses) | 14 | €17k |
| Amounts payable | 17/49 | €575k |
| Amounts payable after one year | 17 | €203k |
| Amounts payable within one year | 42/48 | €372k |
| Trade debts payable within one year | 44 | €58k |
| Income statement | ||
| Gross operating margin | 9900 | €45k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €169 |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €8k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
-
Current17-10-2025 → present
-
Current17-10-2025 → present
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 28-09-2021 |
| Status | Active |
| Postal code | 6001 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0066/00H002 | Wallonia | 287 m² | 1 · 367 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-10-2025 2 directors appointed
- Pierre PIRLOT, Bestuurder
- Charlotte ANNEZ, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Pierre PIRLOT",
"address": null,
"birth_date": null
},
"evidence_quote": "Sont appel\u00E9s aux fonctions d\u0027administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e Monsieur Pierre PIRLOT et Madame Charlotte ANNEZ, ici pr\u00E9sents et acceptants."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Charlotte ANNEZ",
"address": null,
"birth_date": null
},
"evidence_quote": "Sont appel\u00E9s aux fonctions d\u0027administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e Monsieur Pierre PIRLOT et Madame Charlotte ANNEZ, ici pr\u00E9sents et acceptants."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0774.716.333",
"name_full": "ECO@HOME",
"legal_form": "SRL"
}
}18-09-2024 Registered office moved from Court-Saint-Etienne to Marcinelle
- Rue Ferme du Coq 22, 1490 Court-Saint-Etienne → Rue Vital Françoisse 220, 6001 Marcinelle
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Marcinelle",
"region": "Waals",
"street": "Rue Vital Fran\u00E7oisse",
"country": "BE",
"postcode": "6001",
"box_number": null,
"street_number": "220"
},
"old_address": {
"city": "Court-Saint-Etienne",
"region": "Waals",
"street": "Rue Ferme du Coq",
"country": "BE",
"postcode": "1490",
"box_number": null,
"street_number": "22"
},
"effective_date": "2024-04-30",
"evidence_quote": "L\u0027Assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 de la Rue Ferme du Coq, 22 \u00E0 1490 Court-Saint-Etienne vers la Rue Vital Fran\u00E7oisse, 220 \u00E0 6001 Marcinelle."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0774.716.333",
"name_full": "ECO@HOME",
"legal_form": "SRL"
}
}30-09-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1490 Court-Saint-\u00C9tienne, Rue Ferme du Coq 22",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1962-08-09",
"name": "PIRLOT Pierre Raymond Daniel",
"niss": null,
"address": "1490 Court-Saint-\u00C9tienne, Rue Ferme du Coq 22"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 30000,
"holder_person_name": "PIRLOT Pierre Raymond Daniel",
"is_subscriber_only": true,
"n_shares_subscribed": 30,
"amount_subscribed_eur": 30000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1993-07-10",
"name": "ANNEZ Charlotte Anne H\u00E9l\u00E8ne",
"niss": null,
"address": "6223 Fleurus, Rue du Longpr\u00E9 93"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 15000,
"holder_person_name": "ANNEZ Charlotte Anne H\u00E9l\u00E8ne",
"is_subscriber_only": true,
"n_shares_subscribed": 15,
"amount_subscribed_eur": 15000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 45000,
"subject_company": {
"kbo": "0774.716.333",
"name_full": "ECo@hOme",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-09-28",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | ECo@hOme |