ECO FRIENDLY
ActiveECO FRIENDLY has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €25k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 38% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency61▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.67 in 2024; short-term debt: 49.7% and cash: 27.4% of total assets), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
28 d late
2022
12 d early
2021
4 d early
2020
11 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 17.3%
2024 · €142k
2018: €66k
2019: €68k
2020: €76k
2021: €84k
2022: €102k
2023: €131k
2024: €142k
2018 → 2025
Total assets
€458k▼ 2.3%
2024 · €469k
2018: €534k
2019: €551k
2020: €517k
2021: €516k
2022: €523k
2023: €494k
2024: €469k
2018 → 2025
Net result
€25k▲ 121%
2024 · €11k
2018: €4k
2019: €2k
2020: €8k
2021: €8k
2022: €19k
2023: €29k
2024: €11k
2018 → 2025
Working capital
€-59k▲ 26.2%
2024 · €-80k
2018: €-110k
2019: €-123k
2020: €-125k
2021: €-124k
2022: €-116k
2023: €-90k
2024: €-80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€102k▲ 22.2%€131k▲ 28.1%€142k▲ 8.5%€167k▲ 17.3%
Operating result€12k-€23k▲ 96.6%€42k▲ 79.6%€19k▼ 55.9%€36k▲ 93.9%
Net result€8k-€19k▲ 142%€29k▲ 54.6%€11k▼ 61.1%€25k▲ 121%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€289k▼ 4.9%
Current assets
€169k▲ 2.4%
Equity and liabilities €458k
Equity
€167k▲ 17.3%
Debt
€291k▼ 10.9%
The debt ratio falls from 69.7% to 63.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €33k
Cash flow
€40k▲
2024 · €26k
Solvency
36.4%▲
2024 · 30.3%
Current ratio
0.74▲
2024 · 0.67
Quick ratio
0.59▲
2024 · 0.51
Debt / equity
1.74▼
2024 · 2.30
ROE
14.8%▲
2024 · 7.9%
ROA
5.4%▲
2024 · 2.4%
Interest coverage
24.18▲
2024 · 8.96
Debt
€291k▼
2024 · €326k
Debt ≤ 1 year
€228k▼
2024 · €245k
Debt > 1 year
€63k▼
2024 · €82k
Income taxes
€10k▲
2024 · €5k
Staff costs
€35k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€469k€458k▼
Fixed assets21/28€304k€289k▼
Tangible fixed assets22/27€304k€289k▼
Land and buildings22€302k€289k▼
Plant, machinery and equipment23€496-
Furniture and vehicles24€982€342▼
Current assets29/58€165k€169k▲
Stocks and contracts in progress3€40k€33k▼
Stocks30/36€40k€33k▼
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€12k€8k▼
Cash at bank and in hand54/58€111k€125k▲
Deferred charges and accrued income490/1€457€1k▲
Equity and liabilities
Total equity and liabilities10/49€469k€458k▼
Equity10/15€142k€167k▲
Contributions10/11€14k€14k=
Reserves13€129k€153k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€127k€151k▲
Amounts payable17/49€326k€291k▼
Amounts payable after more than one year17€82k€63k▼
Financial debts170/4€82k€63k▼
Amounts payable within one year42/48€245k€228k▼
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€19k€12k▼
Suppliers440/4€19k€12k▼
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3-€50
Remuneration and social security454/9€13k€3k▼
Other amounts payable47/48€194k€195k▲
Income statement
Code20242025
Non-recurring operating income76A€69-
Remuneration, social security and pensions62€60k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€97k€91k▼
Operating profit (loss)9901€19k€36k▲
Financial income75/76B€1k€551▼
Recurring financial income75€1k€551▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€16k€34k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€11k€25k▲
Profit (loss) for the period to be appropriated9905€11k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€25k▲
Transfer to equity691/2€11k€25k▲
To other reserves6921€11k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €167k ▲17.3%
8 profitable years in a row build equity to €167k.
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €29k ▲54.6%
Operating result €42k, net result €29k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €102k ▲22.2%
5 profitable years in a row build equity to €102k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼62.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoeklaan 519991 MaldegemGround area
1,325 m²
Building footprint
311 m²
Volume, LiDAR
2,593 m³
Parcel 43001B0421/00Z003, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ECO FRIENDLY
since 20062.155.750.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001B0421/00Z003 | Flanders | 1,325 m² | 1 · 311 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,480 EUR awarded · 1,480 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,480 EUR | 1,480 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2006
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.