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W & B CONSTRUCT

Active
Private limited company (pre-2019)founded 2006active for 20 yearsBrusselsesteenweg 422, 3020 Herent, BelgiumKBO/BCE: BE 0882.422.262
Summary

The computed 12-month bankruptcy probability of W & B CONSTRUCT is 2.6% (moderate). The 2024 annual accounts show equity of €15,313 and a net result of -€14,627. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 10% of 35,978 sector peers (NACE 43, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€395,527total assets 2024
Equity
€15,313
Loss
-€14,627
Turnover not published (abbreviated or micro format)
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts 73 days overdue0 of 2 deeds read
Why 50raises riskFigures for financial year 2024 (filed 01-10-2025)1 financial year not filed after the legal deadline; latest accounts 58 days late; 2 of the last 3 latelowers riskFounded in 2006Size: total assets €395,527Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 29-6
equity 3.9% of total assets
Liquidity 51+23
short-term debt 11.7% · cash 2.0%
Profitability 25-75
return on assets -3.7%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 2.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.3%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 1.6%▼ -1.1 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.5 percentage points vs 07-2026 09-2026: 2.3%▲ +0.3 percentage points vs 08-2026 10-2026: 2.6%▲ +0.3 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 6.19, compared with 1.83 in 2023; short-term debt: 11.7% and cash: 2% of total assets), but 96.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 10% on solvency, 46% on liquidity, 15% on profitability and 9% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 01-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 58 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €395,527
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35978 sector peers (2024).
NBB · sector comparison
Position among 35978 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
58 days late
2023
75 days late
2022
22 days late
2021
100 days late
2020
113 days late
2019
138 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 84 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Liquidity more than triplescurrent ratio 6.19
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: From profit to loss in 2024after €102,444 in 2023 -€14,627 View
  • Caution: Among the weakest 10% on net resultsector median €9,442 · 35,948 companies -€14,627 View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View

By topic

Financials

Financial year
2024
Total assets
€395,527
Loss
-€14,627
Solvency
3.9%
Total assets▲ 31.4%
Net result
20182024
Go to Financials

Timeline

Events
23
Since
2008
  1. 31-12-2023Back to profit
  2. 31-12-2023Liquidity more than 13 times
  3. 22-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other building finishing workNACE 43350
Founded
06-07-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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