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ECO DRIVE

Active
Private limited companyfounded 20197 yrs activeLakense Laan 27, 1090 Jette, BelgiumKBO/BCE: BE 0726.415.875
Summary

The computed 12-month bankruptcy probability of ECO DRIVE is 5.4% (elevated). The 2024 annual accounts show negative equity (-€73,764) and a net result of €4,959. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 26034 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ECO DRIVEActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113Driving schools for cars and motorcycles NACE 85531
1 site
Size
€34,809total assets 2024
Staff
3.1 FTE
Equity
-€73,764
Profit
€4,959
Turnover not published (abridged schema)
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
5.4%
Structure
Accounts 64 d overdue0 of 6 deeds read
Why 36- Figures for FY 2024 (filed 24-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 54 days late; 3 of the last 3 late- Founded in 2019+ Size: total assets €34,809Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 31% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -211.9% of total assets
Liquidity 2-9
short-term debt 311.9% · cash 1.3%
Profitability 75+75
return on assets 14.2%
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 22 months 01-2025: 9.1%highest value 02-2025: 7.7%▼ -15.5% vs 01-2025 03-2025: 7.7%▼ -0.5% vs 02-2025 04-2025: 7.8%▲ +1.4% vs 03-2025 05-2025: 7.7%▼ -0.2% vs 04-2025 06-2025: 7.4%▼ -4.2% vs 05-2025 07-2025: 7.4%▼ -0.7% vs 06-2025 08-2025: 7.5%▲ +1.8% vs 07-2025 09-2025: 7.7%▲ +2.3% vs 08-2025 10-2025: 3.4%▼ -55.5% vs 09-2025 11-2025: 3.4%● 0.0% vs 10-2025 12-2025: 3.4%● 0.0% vs 11-2025 01-2026: 3.4%▼ -0.8% vs 12-2025 02-2026: 3.4%● 0.0% vs 01-2026 03-2026: 3.4%● +0.0% vs 02-2026 04-2026: 3.4%● 0.0% vs 03-2026 05-2026: 3.3%▼ -1.5% vs 04-2026 06-2026: 3.3%▼ -2.6% vs 05-2026 07-2026: 3.2%▼ -0.1% vs 06-2026lowest value 08-2026: 3.9%▲ +20.0% vs 07-2026 09-2026: 4.0%▲ +3.6% vs 08-2026 10-2026: 5.4%▲ +34.1% vs 09-2026
  • Figures for FY 2024 (filed 24-09-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 54 days late; 3 of the last 3 late raises the probability
  • Size: total assets €34,809 lowers the probability for this profile
  • Founded in 2019 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.26 against 0.2 in 2023; short-term debt: 311.9% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 4%, profitability 61%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 24-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 54 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €34,809
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2019
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 26034 sector peers (2024).
NBB · sector comparison
Position among 26034 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
54 d late
2023
174 d late
2022
70 d late
2021
72 d late
2020
52 d late
2019
95 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 86 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €4,959

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€73,764 View
  • Caution: Among the weakest 6% on solvencysector median 32.3% · 26,034 companies -211.9% View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Total assets
€34,809
Profit
€4,959
Solvency
-211.9%
Total assets▲ 37.1%
Net result
20192024
Go to Financials

Timeline

Events
9
Since
2020
  1. 23-09-2025Annual accounts filed
  2. 21-01-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
06-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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