Eco-Bikes
ActiveEco-Bikes has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €-30k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 9582 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
62
/ 100
Healthy▼ -38 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 4.2 against 4.74 in 2023), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.2%
Return on assets
-18%
Age of the figures
27 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 227 days later.
NBB · 6 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline15-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 22-01-2025, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
9 d early
2023
on the day
2022
1 d early
2021
on the day
2020
1 d late
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€127k▼ 19.1%
2023 · €158k
2019: €19k
2020: €43k
2021: €76k
2022: €111k
2023: €158k
2019 → 2024
Total assets
€167k▼ 16.2%
2023 · €200k
2019: €77k
2020: €91k
2021: €128k
2022: €189k
2023: €200k
2019 → 2024
Net result
€-30k
2023 · €47k
2019: €-953
2020: €24k
2021: €33k
2022: €34k
2023: €47k
2019 → 2024
Working capital
€127k▼ 19.1%
2023 · €158k
2019: €41k
2020: €52k
2021: €77k
2022: €110k
2023: €158k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€43k-€76k▲ 75.0%€111k▲ 45.3%€158k▲ 42.5%€127k▼ 19.1%
Operating result€31k-€38k▲ 23.4%€47k▲ 22.6%€61k▲ 28.4%€-30k
Net result€24k-€33k▲ 33.5%€34k▲ 5.8%€47k▲ 36.3%€-30k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €30k after €61k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €167k
Equity
€127k▼ 19.1%
Debt
€40k▼ 5.4%
The debt ratio rises from 21.1% to 23.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
76.2%▼
2023 · 78.9%
Current ratio
4.20▼
2023 · 4.74
Quick ratio
1.07▼
2023 · 1.66
Debt / equity
0.31▲
2023 · 0.27
ROE
-23.6%▼
2023 · 29.8%
ROA
-18.0%▼
2023 · 23.5%
Debt
€40k▼
2023 · €42k
Debt ≤ 1 year
€40k▼
2023 · €42k
Income taxes
€3▼
2023 · €14k
Staff costs
€166▼
2023 · €265
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€200k€167k▼
Current assets29/58€200k€167k▼
Stocks and contracts in progress3€130k€125k▼
Stocks30/36€130k€125k▼
Amounts receivable within one year40/41€22k€24k▲
Trade receivables40€22k€11k▼
Other amounts receivable41-€13k
Cash at bank and in hand54/58€46k€17k▼
Deferred charges and accrued income490/1€2k€883▼
Equity and liabilities
Total equity and liabilities10/49€200k€167k▼
Equity10/15€158k€127k▼
Contributions10/11€20k€20k=
Reserves13€138k€107k▼
Distributable reserves133€138k€107k▼
Amounts payable17/49€42k€40k▼
Amounts payable within one year42/48€42k€40k▼
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€28k€34k▲
Taxes450/3€28k€15k▼
Remuneration and social security454/9-€19k
Other amounts payable47/48€773-
Income statement
Code20232024
Remuneration, social security and pensions62€265€166▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€666-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€63k€-28k▼
Operating profit (loss)9901€61k€-30k▼
Financial income75/76B€821€292▼
Recurring financial income75€821€292▼
Financial charges65/66B€504€434▼
Recurring financial charges65€504€434▼
Profit (loss) for the period before taxes9903€61k€-30k▼
Income taxes67/77€14k€3▼
Profit (loss) for the period9904€47k€-30k▼
Profit (loss) for the period to be appropriated9905€47k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€-30k▼
Transfer from equity791/2-€30k
Transfer to equity691/2€47k-
To other reserves6921€47k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-30k ▼164%
Net result drops to €-30k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €47k ▲36.3%
Operating result €61k, net result €47k, both a record.
30-06
Financial
Equity above €150kEq €158k ▲42.5%
4 profitable years in a row build equity to €158k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €111k ▲45.3%
3 profitable years in a row build equity to €111k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,700 m²
Building footprint
418 m²
Volume, LiDAR
2,018 m³
Parcel 12030D0079/00G000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eco-Bikes
since 20172.266.368.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030D0079/00G000 | Flanders | 1,700 m² | 1 · 418 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 3 endedFietsinstallaties duaal (so)
Fietstechnicus (vwo)
Similar companies · same sector, comparable size
VANDEWALLE CYCLE
BE 0466.494.378
Lendelede · Eq €128k
ALIVER
BE 0841.207.061
Veurne · Eq €128k
TOP BIKE
BE 0444.212.983
Mouscron · Eq €128k
De Bondt Timothy
BE 0754.397.407
Hamme (Vl.) · Eq €127k
ARSE SPORT
BE 0743.711.767
Ninove · Eq €127k
Of 1,451 companies in sector 47632 we hold annual accounts for 721. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2017
Fiscal year end30-06
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
30920Manufacture of other transport equipment
45401
45402
46495Wholesale trade
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.