BOUCK
ActiveThe computed 12-month bankruptcy probability of BOUCK is 2.0% (moderate). The 2025 annual accounts show equity of €47k and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 62% of 18281 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-77
Solvency73▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.65 against 2.07 in 2024; short-term debt: 33.3% and cash: 2.6% of total assets), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
-15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
12 d late
2024
20 d late
2023
6 d early
2022
29 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-15k
2024 · €10k
2019: €-1k
2020: €175k
2021: €-129k
2022: €7k
2023: €7k
2024: €10k
2019 → 2025
Working capital
€21k▼ 31.4%
2024 · €30k
2019: €16k
2020: €183k
2021: €48k
2022: €38k
2023: €46k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€45k▼ 11.2%€52k▲ 15.5%€62k▲ 18.7%€47k▼ 24.3%
Operating result€-112k-€-9k▲ 92.4%€12k€13k▲ 5.9%€-13k
Net result€-129k-€7k€7k▲ 0.6%€10k▲ 39.3%€-15k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€44k▼ 20.6%
Current assets
€53k▼ 9.8%
Equity and liabilities €97k
Equity
€47k▼ 24.3%
Debt
€50k▼ 4.0%
The debt ratio rises from 45.6% to 51.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €17k
Cash flow
€-4k▼
2024 · €14k
Solvency
48.4%▼
2024 · 54.4%
Current ratio
1.65▼
2024 · 2.07
Quick ratio
1.65▼
2024 · 2.07
Debt / equity
1.06▲
2024 · 0.84
ROE
-32.1%▼
2024 · 15.7%
ROA
-15.5%▼
2024 · 8.6%
Interest coverage
-1.21▼
2024 · 5.72
Debt
€50k▼
2024 · €52k
Debt ≤ 1 year
€32k▲
2024 · €28k
Debt > 1 year
€18k▼
2024 · €23k
Income taxes
€234▼
2024 · €234
Staff costs
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€97k▼
Fixed assets21/28€55k€44k▼
Intangible fixed assets21€269€77▼
Tangible fixed assets22/27€51k€40k▼
Furniture and vehicles24€51k€40k▼
Financial fixed assets28€4k€4k=
Current assets29/58€59k€53k▼
Amounts receivable within one year40/41€32k€35k▲
Trade receivables40€30k€33k▲
Other amounts receivable41€2k€2k▲
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€10k€3k▼
Deferred charges and accrued income490/1€2k€450▼
Equity and liabilities
Total equity and liabilities10/49€114k€97k▼
Equity10/15€62k€47k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€43k€28k▼
Amounts payable17/49€52k€50k▼
Amounts payable after more than one year17€23k€18k▼
Financial debts170/4€23k€18k▼
Amounts payable within one year42/48€28k€32k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€463€642▲
Remuneration and social security454/9€3k€14k▲
Other amounts payable47/48€13k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Other operating charges640/8€1-
Gross operating margin9900€18k€-1k▼
Operating profit (loss)9901€13k€-13k▼
Financial income75/76B€256€294▲
Recurring financial income75€256€294▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€10k€-15k▼
Income taxes67/77€234€234▼
Profit (loss) for the period9904€10k€-15k▼
Profit (loss) for the period to be appropriated9905€10k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€28k▼
Profit (loss) brought forward from the previous period14P€33k€43k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 11.24
Current ratio from 2.11 to 11.24; short-term debt falls from €35k to €5k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-129k ▼174%
Net result drops to €-129k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €175k
Net result €175k after one loss-making year.
31-12
Financial
Equity above €150kEq €180k ▲3541%
Equity rises from €5k to €180k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Procession 281310 La HulpeGround area
1,878 m²
Building footprint
240 m²
Volume, LiDAR
1,765 m³
2 parcels, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOUCK
since 20192.285.344.546
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25071C0714/00G000 | Wallonia | 1,389 m² | 1 · 165 m² | 8.9 m · 2 fl. |
| 25050B0132/00K000 | Wallonia | 489 m² | 1 · 75 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0717.604.515
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BE 1010.530.360
Trois-Ponts · Eq €47k
B2-Cycle
BE 1021.007.350
Ciney · Eq €47k
BASILIO CYCLES - CYCLES BASILIO
BE 0444.882.184
Huy · Eq €46k
VAN LANDEGHEM SPORT
BE 0843.863.673
Sint-Gillis-Waas · Eq €48k
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 539 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2019
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.