ECLAIR DORE
ActiveSummary
ECLAIR DORE has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,402 and a net result of €15,282. Equity has been shrinking by about 8.8% per year since 2018. Its solvency ranks better than 72% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 13-10-1998 Normal situation
- Activity
- Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
- Establishment units
- 2.088.965.670 1210 Sint-Joost-ten-Node, since 26-10-1998
- 2.088.965.769 1190 Vorst, since 08-10-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Turnover
- €291,334
- ▲ 38.3%
- Profit
- €15,282
- ▲ 33×
- Equity
- €26,402
- ▲ 137%
- Total assets
- €44,658
- ▲ 86.8%
- Staff
- ≈ 1.6 FTE
- estimated
Score breakdownraises riskSize: turnover €291,334, total assets €44,658Sector: Retail trade (NACE 47)lowers riskFounded in 1998Liquidity: current ratio 2.25, cash €11,418Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 69% on liquidity, 74% on profitability and 90% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 62 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 19-06-2026 at the NBB all 27 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is nearly 14 times that of 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €0 | - | - | - | €2,493 |
| Depreciation and write-downs of the year | €428 | €607 | €1,717 | €1,426 | €1,683 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as ECLAIR DORE: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €39,100 and €69,600, founded between 1998 and 2003.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|---|
| ECLAIR DORE Sint-Joost-ten-Node | 1998 | €44,658 | €26,402 | €85,747 | €291,334 | €15,282 | - | 2025 |
| AMRAOUI Schaarbeek | 1999 | €47,851 | -€852 | €70,042 | - | €8,127 | - | 2024 |
| DELI HALLE Halle | 1998 | €50,435 | -€173,700 | €100,048 | - | -€49,047 | 4.1 | 2025 |
| MERI Evere | 2002 | €39,085 | €2,752 | €67,850 | - | -€10,841 | - | 2024 |
| MEVLANA Sint-Agatha-Berchem | 2000 | €53,737 | €32,229 | €66,799 | - | -€14,271 | - | 2025 |
| ACHTERGAEL-LAMBREGTS Stekene | 2003 | €60,960 | €45,607 | €99,822 | - | €21,180 | - | 2025 |
| SENOVA Genk | 1999 | €69,565 | €18,729 | €91,699 | - | €23,087 | - | 2024 |
They were chosen from the 1,165 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as ECLAIR DORE has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ECLAIR DORE itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for ECLAIR DORE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €184,472 | €154,549 | €120,599 | €142,025 | €142,850 | €168,826 | €210,639 | €291,334 | ▲ 38.3% |
| Non-recurring operating income76A | - | - | - | €237 | €519 | - | €2,465 | €2,000 | ▼ 18.9% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €107,452 | €116,169 | €141,480 | €157,170 | €207,587 | ▲ 32.1% |
| Remuneration, social security and pensions62 | - | - | - | €34,140 | €23,524 | €29,947 | €52,641 | €66,525 | ▲ 26.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €107 | €428 | €607 | €1,717 | €1,426 | €1,683 | ▲ 18.1% |
| Other operating charges640/8 | - | - | - | €942 | €248 | €717 | €619 | €632 | ▲ 2.2% |
| Gross operating margin9900 | €53,043 | €33,218 | €15,300 | €34,809 | €27,199 | €27,346 | €55,934 | €85,747 | ▲ 53.3% |
| Operating profit (loss)9901 | €17,416 | -€23,404 | -€9,432 | -€702 | €2,820 | -€5,034 | €1,249 | €16,906 | ▲ 14× |
| Financial income75/76B | - | - | - | €1,261 | €696 | €438 | €448 | €719 | ▲ 60.5% |
| Recurring financial income75 | €3,564 | €3,808 | €3,379 | €1,261 | €696 | €438 | €448 | €719 | ▲ 60.5% |
| Financial charges65/66B | - | - | - | €60 | €230 | €822 | €1,228 | €2,343 | ▲ 90.8% |
| Recurring financial charges65 | €83 | €40 | €42 | €60 | €230 | €822 | €1,228 | €2,343 | ▲ 90.8% |
| Profit (loss) for the period before taxes9903 | €20,897 | -€19,636 | -€6,095 | €498 | €3,286 | -€5,419 | €469 | €15,282 | ▲ 33× |
| Income taxes67/77 | - | €5,875 | €6,575 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €20,897 | -€25,511 | -€12,671 | €498 | €3,286 | -€5,419 | €469 | €15,282 | ▲ 33× |
| Profit (loss) for the period to be appropriated9905 | €20,897 | -€25,511 | -€12,671 | €498 | €3,286 | -€5,419 | €469 | €15,282 | ▲ 33× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €61,719 | €49,067 | €36,361 | €34,193 | €21,702 | €20,380 | €23,901 | €44,658 | ▲ 86.8% |
| Fixed assets21/28 | €400 | €400 | €2,183 | €1,891 | €5,590 | €3,873 | €2,745 | €3,554 | ▲ 29.5% |
| Tangible fixed assets22/27 | - | - | €1,783 | €1,891 | €5,190 | €3,473 | €2,345 | €3,154 | ▲ 34.5% |
| Plant, machinery and equipment23 | - | - | - | - | €291 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €1,891 | €4,899 | €3,473 | €2,345 | €3,154 | ▲ 34.5% |
| Financial fixed assets28 | €400 | €400 | €400 | - | €400 | €400 | €400 | €400 | = |
| Current assets29/58 | €61,319 | €48,667 | €34,178 | €32,302 | €16,113 | €16,507 | €21,156 | €41,104 | ▲ 94.3% |
| Amounts receivable after more than one year29 | - | - | - | €0 | - | - | - | - | - |
| Stocks and contracts in progress3 | €4,000 | €4,000 | €4,000 | €4,400 | €4,000 | €4,690 | €4,000 | €4,005 | ▲ 0.1% |
| Stocks30/36 | - | - | - | €4,400 | €4,000 | €4,690 | €4,000 | €4,005 | ▲ 0.1% |
| Amounts receivable within one year40/41 | €46,444 | €44,145 | €25,721 | €14,684 | €5,609 | €7,460 | €7,620 | €24,543 | ▲ 222% |
| Trade receivables40 | - | - | - | - | - | - | - | €5,617 | - |
| Other amounts receivable41 | - | - | - | €14,684 | €5,609 | €7,460 | €7,620 | €18,926 | ▲ 148% |
| Current investments50/53 | - | - | - | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €10,875 | €522 | €4,458 | €13,218 | €6,503 | €4,357 | €9,535 | €11,418 | ▲ 19.7% |
| Deferred charges and accrued income490/1 | - | - | - | €0 | - | - | - | €1,138 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €61,719 | €49,067 | €36,361 | €34,193 | €21,702 | €20,380 | €23,901 | €44,658 | ▲ 86.8% |
| Equity10/15 | €50,467 | €24,956 | €12,285 | €12,784 | €16,070 | €10,651 | €11,120 | €26,402 | ▲ 137% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Capital10 | - | - | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Issued capital100 | - | - | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Uncalled capital101 | - | - | - | €12,395 | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Reserves13 | €273 | €273 | €273 | €273 | €273 | €273 | €273 | €273 | = |
| Non-distributable reserves130/1 | - | - | - | €273 | €273 | €273 | €273 | €273 | = |
| Legal reserve130 | - | - | - | €273 | €273 | €273 | €273 | €273 | = |
| Profit (loss) carried forward14 | €43,996 | €18,486 | €5,815 | €6,313 | €9,600 | €4,181 | €4,649 | €19,932 | ▲ 329% |
| Amounts payable17/49 | €11,253 | €24,111 | €24,076 | €21,409 | €5,632 | €9,729 | €12,781 | €18,255 | ▲ 42.8% |
| Amounts payable within one year42/48 | €11,253 | €24,111 | €24,076 | €21,409 | €5,632 | €9,729 | €12,781 | €18,255 | ▲ 42.8% |
| Trade debts44 | €6,062 | €10,790 | €10,781 | €15,147 | €3,289 | €6,553 | €5,015 | €11,826 | ▲ 136% |
| Suppliers440/4 | - | - | - | €15,147 | €3,289 | €6,553 | €5,015 | €11,826 | ▲ 136% |
| Taxes, remuneration and social security45 | - | - | - | €6,262 | €2,344 | €3,176 | €7,766 | €6,430 | ▼ 17.2% |
| Taxes450/3 | - | - | - | €1,358 | €398 | - | €814 | €126 | ▼ 84.5% |
| Remuneration and social security454/9 | - | - | - | €4,904 | €1,945 | €3,176 | €6,952 | €6,304 | ▼ 9.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,897 | -€25,511 | -€12,671 | €498 | €3,286 | -€5,419 | €469 | €15,282 | ▲ 33× |
| + Depreciation and write-downs630 | - | - | €107 | €428 | €607 | €1,717 | €1,426 | €1,683 | ▲ 18.1% |
| Operating cash flow (approximation) | €20,897 | -€25,511 | -€12,563 | €927 | €3,893 | -€3,702 | €1,894 | €16,966 | ▲ 796% |
| Investment in fixed assets (approximation) | - | €0 | -€1,890 | -€136 | -€4,306 | €0 | -€298 | -€2,492 | ▼ 738% |
| Change in cash | - | -€10,353 | €3,935 | €8,760 | -€6,714 | -€2,147 | €5,178 | €1,883 | ▼ 63.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 27 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 19-06-2026 | 2026-00175013 | NBB |
| 31-12-2024 | micro format | 11-06-2025 | 2025-00130484 | |
| 31-12-2023 | micro format | 22-04-2024 | 2024-00065890 | |
| 31-12-2022 | micro format | 11-05-2023 | 2023-00087644 | |
| 31-12-2021 | full format | 12-05-2022 | 2022-20025290 | |
| 31-12-2020 | micro format | 09-07-2021 | 2021-33300503 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-13900571 | |
| 31-12-2018 | micro format | 27-06-2019 | 2019-23700448 | |
| 31-12-2017 | micro format | 15-07-2018 | 2018-33200219 | |
| 31-12-2016 | micro format | 26-06-2017 | 2017-21100007 |
Board & ownership
Directors
Owners and capital
Shareholders
- DOUIDAH Benyounes to SENHAJI Hamza 375 shares
- EL MIR Abdelkader to EL MIR Abdelghafour 375 shares
Capital transactions
- 23-02-2024 Capital stated in the deed · 750 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| EL MIR Abdelghafour |
|
| SENHAJI Hamza |
|
| DOUIDAH Benyounes |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata, cessions entre vifs à titre onéreux ou gratuit,volontaires ou…”
Articles of association, deed of 23-02-2024 (in French)
Network & group
ECLAIR DORE shares no director with another company.
Companies at the same address
1 other companyConnections & network
2 current directorsThe network starts from the directors of ECLAIR DORE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
23-02
Gazette deed
Changes of role: EL MIR Abdelghafour (director) and SENHAJI Hamza (director)Amendment of the articles · Capital conversion · Capital10 points ▸
- General meeting, 19-02-2024
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “supprimer le compte de capitaux propres statutairement indisponible et rendre ces fonds disponibles pour distribution, Deuxième Résolution” (deed in French)
- Capital
- Director resignation, EL MIR Abdelghafour (manager)
- Director resignation, SENHAJI Hamza (manager)
- Director appointment, EL MIR Abdelghafour (director (not named in the articles))
- Director appointment, SENHAJI Hamza (director (not named in the articles))
- Director discharge, EL MIR Abdelghafour
- Director discharge, SENHAJI Hamza
25-05
Gazette deed
Resignation: DOUIDAH Benyounes (director)Appointments: EL MIR Abdelghafour (director) and SENHAJI Hamza (director) · Share transfer6 points ▸
- General meeting, 31-03-2022
- Director resignation, DOUIDAH Benyounes (director)
- Director appointment, EL MIR Abdelghafour (director)
- Director appointment, SENHAJI Hamza (director)
- Share transfer, DOUIDAH Benyounes → SENHAJI Hamza
- Share transfer, EL MIR Abdelkader → EL MIR Abdelghafour
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
5 activities
- Toutes opérations généralement quelconques,industrielles,financières,mobilières ou immobilières se rapportant directement on indirectement au commerce,à la fabrication,la location,l'achat,la vente en gros ou en demi-gros ou en détail,la représentation,la distribution,le service,le conditionnement,l'exploitation,le courtage,l'importation et l'exportation,soit pour son propre compte soit pour le compte de tiers de tous produits de la boulangerie,pâtisserie,confiserie et autres produits alimentaires
- Entreprise de nettoyage et de désinfection de maisons,locaux,meubles,ameublement et objets divers,pose de chapes pour plafonds et cheminées
- Installation d'échafaudages de rénovation,nettoyage de façades
- Travaux égouts de terrassements el placement de clôtures
- Toutes prestations de services,de transport de courrier,de choses et de personnes,tout matériel qui concerne l’électricité,l’électronique,l'informatique,le développement de programme software,le câblage,l'étude eu télécommunication,en sécurité et alarme
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0464.345.334
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21007A0069/00F053 | Brussels | 356 m² | 1 · 250 m² | 20.7 m · 6 |
| 21572B0588/00Z008 | Brussels | 123 m² | 1 · 96 m² | 16.4 m · 2 |